{"id":491,"date":"2021-05-07T05:13:43","date_gmt":"2021-05-07T05:13:43","guid":{"rendered":"http:\/\/3.35.173.53\/?p=491"},"modified":"2021-05-07T05:13:43","modified_gmt":"2021-05-07T05:13:43","slug":"%ed%95%b4%ed%94%bc%eb%8b%88%ec%8a%a4-%ed%8a%b8%eb%9e%99the-happiness-track_2%ec%9e%a5","status":"publish","type":"post","link":"https:\/\/happyfinder.co.kr\/?p=491","title":{"rendered":"\ud574\ud53c\ub2c8\uc2a4 \ud2b8\ub799(The Happiness Track)_2\uc7a5"},"content":{"rendered":"<p><!--StartFragment--><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\"><!--[endif]--><strong><span style=\"font-family: \ub098\ub214\uc2a4\ud018\uc5b4; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4;\">\ud574\ud53c\ub2c8\uc2a4\ud2b8\ub799<\/span><span lang=\"EN-US\" style=\"letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4; mso-font-width: 100%; mso-text-raise: 0pt;\">: <\/span><span style=\"font-family: \ub098\ub214\uc2a4\ud018\uc5b4; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4;\">\ub450 \ubc88\uc9f8 \ud2b8\ub799<\/span><\/strong><\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p align=\"left\" class=\"3\" style=\"background: rgb(255, 255, 255); text-align: left; -ms-word-break: keep-all; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><strong><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 14pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\ub04a\uc784\uc5c6\ub294 \uc9c8\uc8fc\uc5d0\uc11c \ubc97\uc5b4\ub098\ub77c <\/span><span style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 14pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2013 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 14pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\uc6b0\ub9ac \ubab8\uc758 \ud68c\ubcf5\ub825\uc744 \ud65c\uc6a9\ud558\ub294 \ubc95<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 14pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211;<\/span><\/strong><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); margin-left: 5pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); margin-left: 5pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[1] 2011<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">3<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae08\uc735\uacc4\uc5d0\uc11c \uc8fc\ubaa9\ubc1b\ub358 \uc80a\uc740 \uae30\uc5c5\uc778 \uc548\ud1a0\ub2c8\uc624 \ud638\ub974\ud0c0 \uc624\uc18c\ub9ac\uc624<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Antonio Horta-Osorio)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub294 \ub85c\uc774\ub4dc \ubc45\ud0b9 \uadf8\ub8f9<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Lloyds banking group)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \uc218\uc7a5 \uc790\ub9ac\uc5d0 \uc624\ub974\uba70 \uc601\uad6d <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">5<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub300 \uc740\ud589 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">CEO <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc911 \ucd5c\uc5f0\uc18c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">CEO<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00 \ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc758 \ucde8\uc784\uc740 \ub85c\uc774\ub4dc \uc740\ud589\uc5d0 \ud76c\ub9dd\uc774 \ub418\uc5c8\uc73c\uba70 \uc2e4\uc81c\ub85c \uadf8\ub294 \uc740\ud589\uc744 \ud68c\uc0dd\uc2dc\ud0a4\uae30 \uc704\ud574 \uc8fc\ub2f9 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">90<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04 \uadfc\ubb34\ub3c4 \ubd88\uc0ac\ud558\uba74\uc11c \uc815\uc5f4\uc801\uc73c\ub85c \uae30\uc5c5\uc744 \uc774\ub04c\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc5f4\uc815\uc801\uc73c\ub85c \ud65c\ub3d9\ud558\ub294 \uac83\uc744 \ub9e4\uc6b0 \ubc14\ub78c\uc9c1\ud55c \ud0dc\ub3c4\ub85c \uc5ec\uae34\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc801\ub2f9\ud55c \uc120\uc774\ub77c\uba74 \uc5f4\uc815\uc801\uc73c\ub85c \ud65c\ub3d9\ud558\ub294 \uac83\uc740 \uc88b\uc740 \uc77c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb38\uc81c\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacfc\ub3c4\ud55c \ud65c\ub3d9<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \ud568\ubab0\ub41c\ub2e4\ub294 \uc810\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uadf8 \ub300\uac00\ub85c \ub9cc\uc131\uc801\uc778 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc548\uace0 \uc0b0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e4\uc6b0 \ud798\uaca8\uc6b4 \uc77c\uc5d0 \uc9c1\uba74\ud55c \uc0c1\ud669\uc5d0\uc11c \uadf8 \uc77c\uc744 \ud574\ub0bc \uc790\uc6d0\uc774 \ud131\uc5c6\uc774 \ubd80\uc871\ud558\ub2e4\uace0 \ub290\ub084 \ub54c \uacaa\ub294 \uc2ec\ub9ac \uc0c1\ud0dc<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[2] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d \uc2a4\ud2b8\ub808\uc2a4 \uc5f0\uad6c\uc18c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Americal institute of stress)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2014<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \ubbf8\uad6d\uc778 \ud45c\ubcf8 \uc9d1\ub2e8\uc744 \uc870\uc0ac\ud55c \uacb0\uacfc \ub2e4\uc74c\uacfc \uac19\uc740 \ud1b5\uacc4\uc218\uce58\ub97c \ub0b4\ub193\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uace0\uc6a9\uc8fc\ub4e4\uc758 \uc2a4\ud2b8\ub808\uc2a4\uc640 \uad00\ub828\ud574 \ub4e4\uc5b4\uac00\ub294 \uc5f0\uac04 \uc758\ub8cc\ube44\uc6a9\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">3,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b5 \ub2ec\ub7ec\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\ub85c \uc778\ud55c \uc2e0\uccb4\uc801 \ube44\uc6a9\uc744 \uc77c\uc0c1\uc801\uc73c\ub85c \uce58\ub974\ub294 \uc0ac\ub78c\ub4e4\uc758 \ube44\uc728\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">77<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\ub85c \uc778\ud55c \uc2ec\ub9ac\uc801 \ube44\uc6a9\uc744 \uc77c\uc0c1\uc801\uc73c\ub85c \uce58\ub974\ub294 \uc0ac\ub78c\ub4e4\uc758 \ube44\uc728\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">73<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4 \ub54c\ubb38\uc5d0 \ubc24\uc7a0\uc744 \uc124\uce5c\ub2e4\uace0 \ub9d0\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \ube44\uc728\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">48<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[3] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc548\ud1a0\ub2c8\uc624 \ud638\ub974\ud0c0 \uc624\uc18c\ub9ac\uc624\ub294 \ucde8\uc784 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">8<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc6d4 \ub9cc\uc5d0 \uadf9\uc2ec\ud55c \uc2a4\ud2b8\ub808\uc2a4\uc640 \ud53c\ub85c\ub85c \ubcd1\uac00\ub97c \ub0c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\uac00 \uc5b4\ucc0c\ub098 \uc2ec\ud588\ub358\uc9c0 \ub2f7\uc0c8 \ub3d9\uc548 \uc7a0\uc744 \uc774\ub8e8\uc9c0 \ubabb\ud560 \uc815\ub3c4\uc600\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc758 \ubcd1\uac00\uac00 \uc54c\ub824\uc9c0\uc790 \ub85c\uc774\ub4dc\ub294 \uc8fc\uac00\uac00 \ud3ed\ub77c\uac1c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">10<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b5 \ud30c\uc6b4\ub4dc\uc5d0 \uc774\ub974\ub294 \uc190\uc2e4\uc744 \uc785\uc74c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacfc\ub3c4\ud55c \ud65c\ub3d9\uc774 \uc5ed\ud6a8\uacfc\ub97c \ub0b8 \uc0ac\ub840\ub77c \ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">1. \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc131\uacf5\uc758 \ubd88\uac00\ud53c\ud55c \uc694\uc18c\ub85c \ubcf4\ub294 \uc774\uc720<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc131\uacf5\uc774\ub77c\ub294 \uac83\uc5d0 \ud798\uc744 \uc774\uc6a9\ud574 \ubc00\uc5b4\ubd99\uc774\uac70\ub098 \ubb54\uac00\ub97c \uc81c\uc555\ud55c\ub2e4\ub294 \uc758\ubbf8\uac00 \ub2f4\uacbc\ub2e4\uace0 \uc740\uc5f0 \uc911\uc5d0 \uc0dd\uac01\ud558\uace0 \uacb0\uacfc\uc801\uc73c\ub85c \uc6b0\ub9ac\ub294 \uc0dd\ub9ac\uc801\uc778 \uc2a4\ud2b8\ub808\uc2a4\uac00 \ub3d9\ubc18\ub420 \uc218 \ubc16\uc5d0 \uc5c6\ub294 \uac15\ub825\ud558\uace0 \uacfc\ub3c4\ud55c \ud65c\ub3d9\uc744 \uc88b\uc740 \uac83\uc73c\ub85c \uc5ec\uae30\uac8c \ub428<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[4] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub0b4\uac00 \uc2a4\ud0e0\ud37c\ub4dc \ub300\ud559\uad50\uc5d0\uc11c \uc2ec\ub9ac\ud559 \uad50\uc218 \uc9c4 \ucc28\uc774<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Jeanne Tsai)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc640 \ud568\uaed8 \uc9c4\ud589\ud55c \uc5f0\uad6c\uac00 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d\uc778\ub4e4\uc740 \ud0c0\uc778\uc5d0\uac8c \uc601\ud5a5\ub825\uc744 \ud589\uc0ac\ud558\uace0 \uc2f6\uc740 \uc0c1\ud669\uc5d0\uc120 \ud765\ubd84 \uac19\uc740 \uace0\uac15\ub3c4\uc758 \uae0d\uc815\uc801 \uac10\uc815\uc774 \ub354 \uc720\uc6a9\ud558\ub2e4\uace0 \uc0dd\uac01\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0 \uac10\uc815\uc774 \uc790\uc2e0\uc744 \ub354 \uc601\ud5a5\ub825 \ub192\uc740 \uc0ac\ub78c\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc900\ub2e4\uace0 \ubbff\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8\uc5d0\uc11c \ucc38\uac00\uc790\ub4e4\uc744 \ub450 \uc9d1\ub2e8\uc73c\ub85c \ub098\ub220 \uac01\uac01 \ub9ac\ub354\uc640 \ubd80\ud558 \uc9c1\uc6d0 \uc5ed\ud560\uc744 \ub9e1\uacbc\ub294\ub370<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9ac\ub354\ub97c \ub9e1\uc740 \uc774\ub4e4\uc740 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uace0 \uac15\ub3c4\uc758 \uae0d\uc815\uc801 \uac10\uc815\uc744 \ub290\ub07c\uace0 \uc2f6\uc5b4\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.  <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \ud765\ubd84 \uac19\uc740 \uac10\uc815\uc740 \uae0d\uc815\uc801\uc778 \uac10\uc815\uc774\uae30\ub294 \ud574\ub3c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uac15\ub3c4 \ub54c\ubb38\uc5d0 \uc2e0\uccb4\uc758 \uc0dd\ub9ac\uc801 \uc2a4\ud2b8\ub808\uc2a4 \ubc18\uc751\uc744 \ud65c\uc131\ud654\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc131\uacf5\uc744 \uc704\ud574 \uacfc\ub3c4\ud55c \ud65c\ub3d9\uacfc \uc2a4\ud2b8\ub808\uc2a4\uac00 \ud544\uc218\ub77c\ub294 \uad00\uc810\uc774 \uc77c\ubc18\uc801\uc73c\ub85c \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc774\ub7f0 \uad00\uc810\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc5ed\ud6a8\uacfc\ub97c \ub0b8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">2. \uc88b\uc740 \uc2a4\ud2b8\ub808\uc2a4\uc640 \ub098\uc05c \uc2a4\ud2b8\ub808\uc2a4\uc758 \ucc28\uc774<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb3c\ub860 \uc2a4\ud2b8\ub808\uc2a4\ub77c\uace0 \ud574\uc11c \ubb34\uc870\uac74 \ub098\uc05c \uac83\uc740 \uc544\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[5] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uc2dc\uc801 \uc2a4\ud2b8\ub808\uc2a4\ub294 \uac74\uac15\uc5d0\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[6] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud0e0\ud37c\ub4dc \ub300\ud559\uad50 \uc815\uc2e0\uc758\ud559 \uad50\uc218\uc778 \ud53c\ub974\ub2e4\uc6b0\uc2a4 \ub2e4\ubc14\ub974<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Firdaus Dhabbar)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub294 \uc77c\ub828\uc758 \uc720\uba85\ud55c \uc5f0<\/span><span style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u3131<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c \uc2a4\ud2b8\ub808\uc2a4\uac00 \uba74\uc5ed\ub825 \uac15\ud654\uc5d0 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc74c\uc744 \ubc1d\ud600\ub0c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[7] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub294 \ub2e8\uae30 \uc2a4\ud2b8\ub808\uc2a4 \ubc18\uc751\uc758 \uc0dd\ubb3c\ud559\uc744 \ud65c\uc6a9\ud558\uc5ec \uc2a4\ud2b8\ub808\uc2a4\uac00 \uc2e0\uccb4\ub97c \ubcf4\ud638\ud558\uace0 \uc131\uacfc\ub97c \ub192\uc778\ub2e4\ub294 \uc810\uc744 \ucc98\uc74c\uc73c\ub85c \uc81c\uc2dc\ud55c \uc778\ubb3c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[8] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc758 \ud68d\uae30\uc801 \uc5f0\uad6c\ub294 \ub2e8\uae30 \uc2a4\ud2b8\ub808\uc2a4\uc758 \uc7a0\uc7ac\uc801 \ubcf4\ud638 \ud6a8\uacfc\uc640 \ub9cc\uc131 \uc2a4\ud2b8\ub808\uc2a4\uc758 \uc720\ud574\ud55c \ud6a8\uacfc\ub97c \ubcf4\uc5ec\uc8fc\uc5c8\uc73c\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uacb0\uacfc\uac00 \uc5ec\ub7ec \uc9c0\uba74\uc5d0 \uc778\uc6a9\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub098\ub294 \uc218\uc220\uc744 \uc55e\ub450\ub85c \ub2e4\ubc14\ub974 \uad50\uc218\ub97c \ub9cc\ub0ac\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub294 \uc2a4\ud2b8\ub808\uc2a4 \ubc18\uc751\uc774 \uba74\uc5ed \uc2dc\uc2a4\ud15c\uc744 \uac15\ud654\ud574 \ud68c\ubcf5 \uacfc\uc815\uc5d0 \ub3c4\uc6c0\uc744 \uc904 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc218\uc220 \ubc1b\uae30 \uc804 \uc2a4\ud2b8\ub808\uc2a4 \uc218\uc900\uc774 \ub0ae\uc740 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ub418\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc810\uc744 \uc804\uc81c\ub85c \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[9] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc758 \uc5f0\uad6c\ud300\uc774 \ub0b4\ub193\uc740 \uc5f0\uad6c \uacb0\uacfc\uac00 \ubcf4\uc5ec\uc8fc\ub4ef\uc774<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">,<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[10] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc218\uc220\uc740 \uc2a4\ud2b8\ub808\uc2a4 \ubc18\uc751\uc744 \ucd09\ubc1c\ud558\uc5ec \ud68c\ubcf5\uc744 \ucd09\uc9c4\ud558\ub294 \ud654\ud559\ubb3c\uc9c8\uc774 \uccb4\ub0b4\uc5d0 \ub2e4\ub7c9 \ubd84\ube44\ub418\uac8c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uc2dc\uc801 \uc2a4\ud2b8\ub808\uc2a4\uc5d0\ub294 \ub610 \ub2e4\ub978 \uc774\uc810\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[11] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ub97c \ub4e4\uc5b4 \uc815\uc2e0\uc801 \ub610\ub294 \uc2e0\uccb4\uc801\uc73c\ub85c \ub354 \ub192\uc740 \uc131\uacfc\ub97c \ub0b4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uae30\ub3c4 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc774\ub294 \ub9cc\uc131 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uacaa\uace0 \uc788\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc5d0\ub9cc \ud574\ub2f9\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[12] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub85c\ubc84\ud2b8 \uc5ec\ud0a4\uc2a4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Robert M.. Yerkes)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc640 \uc874 \ub3c4\uc2a8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(John D. Dodson)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \uc774\ub984\uc744 \ub534 \uc5ec\ud0a4\uc2a4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c4\uc2a8 \ubc95\uce59\uc774 \uc774\ub97c \uc124\uba85\ud574\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ubc95\uce59\uc5d0\uc11c\ub294 \uc77c\uc815 \uc218\uc900\uc758 \uc2a4\ud2b8\ub808\uc2a4\ub294 \ucd5c\uc0c1\uc758 \uc131\uacfc\ub97c \ub0b4\ub294\ub370 \ub3c4\uc6c0\uc774 \ub418\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4 \uac15\ub3c4\uac00 \ub108\ubb34 \ub192\uc73c\uba74 \uc218\ud589 \ub2a5\ub825\uc774 \ub5a8\uc5b4\uc9c4\ub2e4\ub294 \uac83\uc744 \ub4a4\uc9d1\ud78c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">U<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790 \ud615\ud0dc \uadf8\ub798\ud504\ub97c \ud1b5\ud574 \ubcf4\uc5ec\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[13] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610 \ub2e4\ub978 \uc5f0\uad6c\ub4e4\uc740 \uc2a4\ud2b8\ub808\uc2a4\uac00 \uc8fc\ubcc0 \uc0ac\ub78c\uacfc\uc758 \ud611\ub825 \uc2dc\uc2a4\ud15c\uc744 \uac15\ud654\ud558\uace0 \uc720\ub300\uac10\uc744 \ucd09\uc9c4\ud560 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uae0d\uc815\uc801 \uc0ac\ud68c\uc801 \ud589\ub3d9 \ubc18\uc751\uc740 \uc704\uae30\ub098 \uc790\uc5f0\uc7ac\ud574 \uc0c1\ud669\uc5d0\uc11c \uc0ac\ub78c\ub4e4\uc758 \ud611\ub825 \uad00\uacc4\uac00 \ub354 \uac15\ud574\uc9c0\ub294 \uc774\uc720\ub97c \uc77c\ubd80 \uc124\uba85\ud574\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)9.11 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud0dc \uc774\ud6c4<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uacfc\uc720\ubd88\uae09\uc774\ub77c\ub294 \ub9d0\uc774 \uc788\ub4ef\uc774 \uc88b\uc740 \uac83\uc774\ub77c\ub3c4 \ub118\uce58\uba74 \ubb38\uc81c\uac00 \uc0dd\uae34\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[14] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc7a5\uae30\uac04\uc5d0 \uac78\uce5c \ub192\uc740 \uc2a4\ud2b8\ub808\uc2a4\ub294 \uac74\uac15\uc744 \ud574\uce58\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">,<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc778\uac04\uad00\uacc4\ub97c \ub9dd\uac00\ud2b8\ub9ac\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uc758 \uc131\uacfc\uc5d0\ub3c4 \uc545\uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. &#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc548\ud1a0\ub2c8\uc624 \ud638\ub974\ud0c0 \uc624\uc18c\ub9ac\uc624\uc758 \uc0ac\ub840<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc\uc131 \uc2a4\ud2b8\ub808\uc2a4\uac00 \uc6b0\ub9ac\uc758 \ubab8\uc744<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[15] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c8\ubcd1\uacfc<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[16] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5fc\uc99d\uc5d0<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub354 \ucde8\uc57d\ud558\uac8c \ud558\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">,<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[17] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\uc9c0\uc5b4 \uc138\ud3ec \ub178\ud654\ub3c4 \uac00\uc18d\ud654 \ud55c\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uacfc\ud559\uc801 \uc5f0\uad6c \uacb0\uacfc\uac00 \ub098\uc640 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[18] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc7a5\uae30\uac04 \uc9c0\uc18d\uc801\uc73c\ub85c \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uc73c\uba74 \uae30\uc5b5\ub825\uc774 \ub5a8\uc5b4\uc9c8 \ubfd0\ub9cc \uc544\ub2c8\ub77c<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[19] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucc3d\uc758\uc801 \uc0ac\uace0 \ub2a5\ub825<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc815\ud655\ud55c \uc0c1\ud669 \ud310\ub2e8\ub825<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb38\uc81c \ud574\uacb0 \ub2a5\ub825<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \ud604\uba85\ud55c \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub2a5\ub825\ub3c4 \uc57d\ud574\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\uc5d0\ub294 \ud30c\uae09 \ud6a8\uacfc\uac00 \uc788\uc5b4\uc11c \uc8fc\ubcc0 \uc774\ub4e4\uc5d0\uac8c\ub3c4 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc99d\uac00\uc2dc\ud0a8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[20] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub204\uad70\uac00\uac00 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450\ub824\uc6c0 \ud398\ub85c\ubaac<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc744 \ubc1c\uc0b0\ud558\uba74 \uadf8 \uc0ac\ub78c\uacfc \uac19\uc774 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc758 \ub450\ub1cc\uc5d0\uc11c \ubd88\uc548\uacfc \ub450\ub824\uc6c0\uc744 \uad00\uc7a5\ud558\ub294 \uc601\uc5ed<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud2b9\ud788 \ud3b8\ub3c4\uccb4\uac00 \ub354 \ud65c\uc131\ud654\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\ub294 \ubb34\uc870\uac74 \ub098\uc05c \uac83\uc740 \uc544\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\ub77c\ub294 \ud30c\ub3c4\ub97c \uc9c0\ud61c\ub86d\uace0 \ub2a5\uc219\ud558\uac8c \ud0c0\ub294 \ubc95\uc744 \uc544\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">3. \uc6b0\ub9ac\uc758 \uc790\uc5f0\uc801 \ud68c\ubcf5\ub825<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud68c\ubcf5\ub825\uc774\ub780 \uc77c\uc0c1\uc801\uc73c\ub85c \ub9c8\uc8fc\uce58\ub294 \uc2a4\ud2b8\ub808\uc2a4 \uc0c1\ud669\uc5d0\uc11c \uc2e0\uc18d\ud558\uac8c \ubc97\uc5b4\ub098 \uc6d0\ub798 \uc0c1\ud0dc\ub85c \ubcf5\uadc0\ud558\ub294 \ub2a5\ub825\uc744 \ub9d0\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3d9\ubb3c\uacfc \uc544\uc774\ub4e4\uc774 \uc2a4\ud2b8\ub808\uc2a4 \uc0c1\ud669\uc5d0\uc11c \ube68\ub9ac \ud68c\ubcf5\ub41c\ub2e4\ub294 \uc0ac\uc2e4\uc740 \uc6b0\ub9ac\uc758 \uc2e0\uacbd\uacc4\uac00 \uc790\uc5f0\uc801\uc778 \ud68c\ubcf5\ub825\uc744 \ud0c0\uace0\ub0ac\uc74c\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc9d5\ud45c\ub2e4<\/span><span lang=\"EN-US\" style=\"letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc778\uac04\uc740 \uc2e0\uc18d\ud558\uace0 \uc218\uc6d4\ud558\uac8c \uc548\uc815\uacfc \ud589\ubcf5\uc758 \uc0c1\ud0dc\ub85c \ub3cc\uc544\uac00\ub3c4\ub85d \ub418\uc5b4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \ub9ce\uc740 \uc774\ub4e4\uc774 \ud0c0\uace0\ub09c \ud68c\ubcf5\ub825\uc744 \ud65c\uc6a9\ud558\ub294 \ubc95\uc744 \uc78a\uace0 \uc0b4\uc544\uac04\ub2e4<\/span><span lang=\"EN-US\" style=\"letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc704\ud611 \uc694\uc778\uc774 \uc0ac\ub77c\uc84c\uc74c\uc5d0\ub3c4 \uc5ec\uc804\ud788 \ubd88\uc548\uacfc \uae34\uc7a5\uc5d0\uc11c \ubc97\uc5b4\ub098\uc9c0 \ubabb\ud558\ub294 \ub370\uc5d0\ub294 \uba87\uac00\uc774 \uc774\uc720\uac00 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">4. \ud68c\ubcf5\ub825\uc744 \ubc29\ud574\ud558\ub294 \uc694\uc778<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); margin-left: 5pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); text-indent: -5pt; margin-left: 10pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450\ub1cc\uac00 \uc0ac\uace0\ud558\ub294 \ubc29\uc2dd<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[21] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uc758 \ub450\ub1cc\ub294 \uae0d\uc815\uc801\uc778 \uc0dd\uac01\ubcf4\ub2e4 \ubd80\uc815\uc801\uc778 \uc0dd\uac01\uc5d0 \ub354 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacfc\ud559\uc790\ub4e4\uc740 \uc774\ub7f0 \ubd80\uc815 \ud3b8\ud5a5\uc774 \uc801\uc751\uacfc \uc0dd\uc874\uc744 \uc704\ud55c \uac83\uc774\uc5c8\ub2e4\uace0 \ucd94\uce21\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba38\ub9bf\uc18d\uc73c\ub85c \ubd80\uc815\uc801\uc778 \uc0dd\uac01\uc744 \ud55c\ub450 \uac00\uc9c0\ub9cc \ud574\ub3c4 \uc6b0\ub9ac\uc758 \uc2e0\uccb4 \uc0c1\ud0dc\ub294 \uadf9\ub2e8\uc801\uc73c\ub85c \ub3d9\uc694\ub420 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[22] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc601\uad6d \uc2ec\ub9ac\ud559\uc790\uc774\uc790 \uc5f0\ubbfc \uc911\uc2ec \uce58\ub8cc\ubc95\uc758 \ucc3d\uc124\uc790\uc778 \ud3f4 \uae38\ubc84\ud2b8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Paul Gilbert)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc15\uc0ac\uac00 \uc124\uba85\ud588\ub4ef\uc774<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud654\uac00\ub09c \uc0c1\uc0ac\uc5d0\uac8c \uc804\ud654 \ubc1b\uac70\ub098<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5f0\uc778 \ub610\ub294 \uce5c\uad6c\uc5d0\uac8c\uc11c \uc5b9\uc9e2\uc740 \ubb38\uc790 \uba54\uc2dc\uc9c0\ub97c \ubc1b\uac70\ub098<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub0af\uc120 \uc0ac\ub78c\uc5d0\uac8c \uc695\uc124 \ud55c\ub9c8\ub514\ub97c \ub4e3\uae30\ub9cc \ud574\ub3c4 \uc6b0\ub9ac \ubab8\uc758 \uc0dd\ub9ac\ud654\ud559 \uc0c1\ud0dc\ub294 \uc989\uac01 \ubd88\uc548 \uc0c1\ud0dc\ub85c \ub3cc\uc785\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uadf8\ub7f0 \uc0c1\ud0dc\ub294 \uc2e0\uccb4 \uc5d0\ub108\uc9c0\ub97c \uc18c\ubaa8\uc2dc\ud0a8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[23] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\uc9c0\uc5b4 \uc5f0\uad6c\uacb0\uacfc\ub294 \uc774\uba54\uc77c\uc744 \uc790\uc8fc \ud655\uc778\ud560\uc218\ub85d \uc2a4\ud2b8\ub808\uc2a4\ub97c \ub354 \ub9ce\uc774 \uacbd\ud5d8\ud558\uac8c \ub41c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubcf4\uc5ec\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[24] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae00\ub85c\ub9ac\uc544 \ub9c8\ud06c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Gloria Mark)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc640 \ubbf8 \uc721\uad70 \uc18c\uc18d \uc5f0\uad6c\uc790 \uc544\uba3c\ub4dc \uce74\ub378\ub85c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Armand Cadello)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub294 \uce98\ub9ac\ud3ec\ub2c8\uc544\ub300\ud559\uad50 \uc5b4\ubc14\uc778 \ucea0\ud37c\uc2a4\uc758 \uc5f0\uad6c\uc5d0\uc11c \uc774\uba54\uc77c\uc774 \uc5c5\ubb34 \uc0dd\uc0b0\uc131\uacfc \uc2a4\ud2b8\ub808\uc2a4 \uc218\uc900\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc870\uc0ac\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uacb0\uacfc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uba54\uc77c\uc744 \ud655\uc778\ud558\uc9c0 \uc54a\uc744 \ub54c \uc2e4\ud5d8 \ucc38\uac00\uc790\ub4e4\uc740 \uc8fc\uc5b4\uc9c4 \uacfc\uc81c\uc5d0 \ub300\ud55c \uc9d1\uc911\ub825\uc774 \ud55c\uce35 \ub192\uc558\uace0 \uc2ec\ubc15\uc218 \uce21\uc815 \uacb0\uacfc \uc2a4\ud2b8\ub808\uc2a4 \uc218\uc900\ub3c4 \ub354 \ub0ae\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[25] 2014<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc870\uc0ac \uacb0\uacfc \uc0ac\ub78c\ub4e4\uc774 \uc5c5\ubb34 \uc0c1 \ubcf4\ub0b4\uace0 \ubc1b\ub294 \uc774\uba54\uc77c \uac1c\uc218\ub294 \ud558\ub8e8\uc5d0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">121<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud1b5\uc774\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2011<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">105<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud1b5\ubcf4\ub2e4 \uc99d\uac00\ud55c \uc22b\uc790\uc774\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, 2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uc5d0\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">140<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud1b5\uc73c\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacb0\uacfc\uc801\uc73c\ub85c \uc774\uba54\uc77c \ucc98\ub9ac \uc5c5\ubb34\ub9cc\uc73c\ub85c\ub3c4 \uc628\uac16 \uc885\ub958\uc758 \uac10\uc815\uacfc \uc2a4\ud2b8\ub808\uc2a4\ub97c \uacbd\ud5d8\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb3c\ub860 \uc6b0\ub9ac\ub294 \uc88b\uc740 \uc774\uba54\uc77c\ub3c4 \ubc1b\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[26] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc548\ud0c0\uae5d\uac8c\ub3c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc55e\uc5d0\uc11c \uc5b8\uae09\ud588\ub4ef \ub450\ub1cc\uac00 \ubd80\uc815\uc801\uc778 \uc815\ubcf4\uc5d0 \ub354 \uc9d1\uc911\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \ubd80\uc815\uc801 \uc18c\uc2dd\uc5d0 \ub354 \ub9ce\uc740 \uc601\ud5a5\uc744 \ubc1b\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc678\ubd80 \ubc0f \ub0b4\ubd80 \uc790\uadf9<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450\ub1cc\ub294 \uc6b0\ub9ac\ub97c \ub3d9\uc694\uc2dc\ud0a4\ub294 \uc0dd\uac01\uc744 \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \uac83 \ubfd0\ub9cc \uc544\ub2c8\ub77c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc678\ubd80 \uba54\uc2dc\uc9c0\ub85c\ubd80\ud130 \ub04a\uc784\uc5c6\uc774 \uc790\uadf9\uc744 \ubc1b\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[27] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc55e\uc11c \uc124\uba85\ud588\ub4ef \uc6b0\ub9ac \ub450\ub1cc\ub294 \uae0d\uc815\uc801\uc778 \uc790\uadf9\ubcf4\ub2e4 \ubd80\uc815\uc801\uc774\uac70\ub098 \ub450\ub824\uc6c0\uc744 \uc720\ubc1c\ud558\ub294 \uc790\uadf9\uc5d0 \ub354 \ub04c\ub9ac\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450\ub824\uc6c0\uacfc \ubd88\uc548\uc744 \uc790\uadf9\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uba54\uc2dc\uc9c0\ub4e4\uc774 \uc8fc\ubcc0\uc5d0 \ub9cc\uc5f0\ud55c \uac83\ub3c4 \uc774 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc678\ubd80 \uba54\uc2dc\uc9c0\ub9cc \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc720\ubc1c\ud558\ub294 \uac83\ub3c4 \uc544\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \ucee4\ud53c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\ub108\uc9c0 \uc74c\ub8cc \uac19\uc740 \uc790\uadf9\uc81c\uc5d0 \uc758\uc9c0\ud574 \uc5d0\ub108\uc9c0\ub97c \uc5bb\uc5b4\uac00\uba70 \uc790\uc2e0\uc744 \ubab0\uc544\ubd99\uc778\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[28] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc81c\ub85c \ud559\uc0dd\uacfc \uc804\ubb38\uc9c1 \uc885\uc0ac\uc790\ub4e4\uc774 \uc9d1\uc911\ub825 \uc9c0\uc18d \uc2dc\uac04\uc744 \ub298\ub9ac\uae30 \uc704\ud574 \uac01\uc815\uc81c\ub97c \ubcf5\uc6a9\ud558\ub294 \uc77c\uc774 \uc810\uc810 \ub298\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac16\uac00\uc9c0 \uc790\uadf9\uc5d0 \ub458\ub7ec\uc313\uc5ec \uc2a4\uc2a4\ub85c \ud3c9\uc815\uc744 \ub418\ucc3e\uc9c0 \ubabb\ud558\ub294 \uc6b0\ub9ac\ub294 \uc9c4\uc815\uc81c\ub85c \uc190\uc744 \ubed7\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub2e4 \ubcf4\uba74 \uc6b0\ub9ac\uc758 \uc2e0\uacbd\uacc4\ub294 \ub354 \ubd80\ub2f4\uc744 \uc548\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc694\ucee8\ub300<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd80\uc815\uc801\uc778 \uac83\uc5d0 \uc9d1\uc911\ud558\ub294 \ub450\ub1cc\uc758 \uacbd\ud5a5\uacfc \uc628\uac16 \uc678\ubd80 \uba54\uc2dc\uc9c0\uc640 \uc790\uadf9\uc774 \uc6b0\ub9ac\uac00 \uc790\uc5f0\uc801\uc778 \ud68c\ubcf5\ub825\uc744 \ubc1c\ud718\ud558\uc9c0 \ubabb\ud558\uac8c \ud55c\ub2e4\ub294 \uc598\uae30\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 12pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 12pt;\">&nbsp;<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">5. \uc2a4\ud2b8\ub808\uc2a4 \uad00\ub9ac\uac00 \uc5ed\ud6a8\uacfc\ub97c \ub0b4\ub294 \uc774\uc720<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><em>\uc2a4\uc2a4\ub85c \ub9c8\uc74c\uc744 \ub2e4\uc2a4\ub824 \uc2a4\ud2b8\ub808\uc2a4\uc5d0\uc11c \ubc97\uc5b4\ub098\uae30\ub294 \ud798\ub4e4\ub2e4<span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/em><\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[29] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uc73c\uba74 \uc0dd\uac01\uc744 \ud1b5\uc81c\ud558\uae30\uac00 \uc65c \uadf8\ud1a0\ub85d \ud798\ub4e0 \uac83\uc77c\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ubc84\ub4dc \ub300\ud559\uad50\uc758 \uc2ec\ub9ac\ud559 \uad50\uc218 \ub300\ub2c8\uc5bc \uc6e8\uadf8\ub108<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Daniel Wegner)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub294 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uac70\ub098 \uc2ec\ub9ac\uc801 \uacfc\ubd80\ud558 \uc0c1\ud0dc\uc5d0\uc11c\ub294 \ud2b9\uc815 \uc0dd\uac01\uc744 \ud1b5\uc81c\ud558\ub824\ub294 \uc2dc\ub3c4\uac00 \uc2e4\ud328\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d0\uce58 \uc54a\ub294 \uadf8 \uc0dd\uac01\uc774 \uc624\ud788\ub824 \ub354 \uc790\uafb8 \ub5a0\uc624\ub978\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc77c\ub828\uc758 \uc5f0\uad6c\uc5d0\uc11c \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6e8\uadf8\ub108\ub294 \uc774\uac83\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ed\uc124\uc801 \uacfc\uc815<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(ironic process)\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\uace0 \ubd88\ub800\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><em>\ucc38\uace0 \uacac\ub514\ub294 \uac83\ub9cc\uc774 \ub2a5\uc0ac\ub294 \uc544\ub2c8\ub2e4<\/em><\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba38\ub9bf\uc18d\uc744 \ub2e4\uc2a4\ub824 \uc2a4\ud2b8\ub808\uc2a4\uc5d0\uc11c \ubc97\uc5b4\ub098\uace0\uc790 \ud558\ub294 \uac8c \uc798 \uc548\ub418\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc885\uc885 \uac10\uc815\uc744 \uc5b5\ub204\ub974\ub824\uace0 \uc560\uc4f4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc5f0\uad6c \uacb0\uacfc \uac10\uc815\uc744 \uc5b5\ub204\ub974\ub294 \uac83\uc774 \uc624\ud788\ub824 \uc6d0\ud558\ub358 \uac83\uacfc \ubc18\ub300\uc758 \uacb0\uacfc\ub97c \ub0b3\ub294 \ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubcf4\uc5ec\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[30] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \ubd80\uc815\uc801 \uac10\uc815\uc744 \uc790\uc8fc \uc5b5\ub204\ub974\uba74\uc11c \ucc38\ub294 \uc0ac\ub78c\uc740 \ubcf4\ud3b8\uc801\uc73c\ub85c \ubd80\uc815\uc801 \uac10\uc815\uc744 \ub354 \uc790\uc8fc \uacbd\ud5d8\ud558\uace0 \uae0d\uc815\uc801 \uac10\uc815\uc744 \ub35c \uacbd\ud5d8\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[31] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac10\uc815\uc744 \uc5b5\ub204\ub974\ub294 \uc2b5\uad00\uc740 \uc778\uac04\uad00\uacc4\uc640 \uc0ac\ud68c\uc0dd\ud65c\uc5d0\ub3c4 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><em><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><\/em><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><em>\ucd08\ucf5c\ub9bf\uacfc \uc54c\ucf54\uc62c\ub3c4 \ub3c4\uc6c0\uc774 \ub418\uc9c0 \uc54a\ub294\ub2e4<\/em><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc740 \uc2a4\ud2b8\ub808\uc2a4\uc5d0 \uac74\uc124\uc801\uc774\uace0 \ud604\uba85\ud55c \ubc29\uc2dd\uc73c\ub85c \ub300\ucc98\ud558\uc9c0 \uc54a\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \ub300\uc2e0 \ubcf4\uc0c1\uc801 \ubb3c\uc9c8\uc774\ub098 \ud589\uc704\uc5d0 \uc758\uc874\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uafb8 \uc774\ub7f0 \ubc29\ubc95\uc5d0 \uc758\uc874\ud558\uba74 \uc774\ubbf8 \ucde8\uc57d\ud574\uc838 \uc788\ub294 \uc2e0\uacbd\uacc4\uac00 \ub354 \ub9ce\uc740 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[32] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc624\uc8fd\ud558\uba74 \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uae30\uc5c5\ub4e4\uc774 \ub9c8\uc74c\uc744 \uc548\uc815\uc2dc\ucf1c\uc900\ub2e4\ub294 \uc6e8\uc5b4\ub7ec\ube14\uae30\uae30\uae4c\uc9c0 \ubc1c\uba85\ud558\uaca0\ub294\uac00<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc5f0\uc801 \ud68c\ubcf5\ub825 \ud65c\uc6a9\ud558\uae30<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uc758 \uc0dd\uac01\uacfc \ub9c8\uc74c\uc774 \ud68c\ubcf5\ub825\uc744 \ubc1c\ud718\ud558\ub294\ub370 \uac00\uc7a5 \uc720\uc6a9\ud55c \ud1b5\ub85c\uac00 \uc544\ub2c8\ub77c\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb34\uc5c7\uc774 \uadf8 \uc5ed\ud560\uc744 \ub300\uc2e0\ud560 \uc218 \uc788\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2f5\uc740 \uc6b0\ub9ac\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubab8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud638\ud761\uc740 \uc2e0\uacbd\uacc4\uc5d0 \ube60\ub974\uac8c \uc601\ud5a5\uc744 \ubbf8\uce58\uba70 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd5c\uc801\uc758 \uc2ec\uc2e0 \uc0c1\ud0dc\ub97c \ub9cc\ub4e4\uc5b4 \uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc778\ub3c4\uc758 \uc601\uc801 \uc9c0\ub3c4\uc790 \uc2a4\ub9ac \uc2a4\ub9ac \ub77c\ube44 \uc0f9\uce74\ub974<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Sri Sri Ravi Shankar)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \ub9d0 \uc77c\ubd80 \ubc1c\ucdcc<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[33] \u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uac00 \uc138\uc0c1\uc5d0 \ud0dc\uc5b4\ub098 \ud558\ub294 \uccab \ubc88\uc9f8 \ud65c\ub3d9\uc740 \uc228\uc744 \uae4a\uc774 \ub4e4\uc774 \ub9c8\uc26c\ub294 \uc77c\uc774\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138\uc0c1\uc744 \ub5a0\ub0a0 \ub54c \ud558\ub294 \ub9c8\uc9c0\ub9c9 \ud589\ub3d9\uc740 \uc228\uc744 \uae4a\uc774 \ub0b4\uc26c\ub294 \uc77c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud638\ud761\uc740 \uace7 \uc0b6\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. &#8230; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac \uc815\uc2e0 \uc0c1\ud0dc\uac00 \ud638\ud761\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub4ef\uc774<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc18\ub300\ub85c \ud638\ud761\uc774 \uc815\uc2e0 \uc0c1\ud0dc\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.\u201d<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[34] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0f9\uce74\ub974\uc758 \ub9d0\uc744 \ub4b7\ubc1b\uce68\ud558\ub294 \uacfc\ud559\uc801 \uc5f0\uad6c\uac00 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubca8\uae30\uc5d0 \uc2ec\ub9ac\ud559\uc790 \ud53c\uc5d0\ub974 \ud544\ub9ac\ud3ec<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Pierre Philippot)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00 \uc218\ud589\ud55c \uc778\uc0c1\uc801\uc778 \uc5f0\uad6c\ub294 \uac10\uc815\uc5d0 \ub530\ub77c \ud638\ud761\uc774 \ub2ec\ub77c\uc9c4\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5f0\uad6c \uacb0\uacfc \uac01\uac01\uc758 \uac10\uc815\uc740 \uc11c\ub85c \ub2e4\ub978 \ub3c5\ud2b9\ud55c \ud638\ud761 \ubc29\uc2dd\uacfc \uc5f0\uad00\ub418\uc5b4 \uc788\uc74c\uc774 \ubc1d\ud600\uc84c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[35] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud544\ub9ac\ud3ec\uc758 \ud6c4\uc18d\uc5f0\uad6c\uc5d0\uc11c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5f0\uad6c\ud300\uc740 \uc5ec\ub7ec \ud53c\uc2e4\ud5d8\uc790 \uadf8\ub8f9\uc5d0\uac8c \uc55e \uc5f0\uad6c\uc5d0\uc11c \uad00\ucc30\ud55c \ub2e4\uc591\ud55c \uac10\uc815\uc5d0 \uc0c1\uc751\ud558\ub294 \ud638\ud761\uc744 \ud558\ub3c4\ub85d \uc694\uccad\ud588\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5a4 \uae30\ubd84\uc774 \ub290\uaef4\uc9c0\ub294\uc9c0 \ubb3c\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub180\ub78d\uac8c\ub3c4 \uc0c1\uc751\ud558\ub294 \uac10\uc815\uc744 \uc2e4\uc81c\ub85c \ub290\ub080\ub2e4\uace0 \ub300\ub2f5\ud558\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[36] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \uc5f0\uad6c\uc5d0\uc11c\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud53c\uc2e4\ud5d8\uc790\ub4e4\uc5d0\uac8c \ucc9c\ucc9c\ud788 \uc228\uc744 \uc26c\ub77c\ub294 \uac04\ub2e8\ud55c \uc9c0\uc2dc\ub9cc \ub0b4\ub824\ub3c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\uac00 \ub192\uc740 \uc758\uc0ac\uacb0\uc815 \uc0c1\ud669\uc5d0\uc11c \ub290\ub07c\ub294 \ubd88\uc548\uacfc \uae34\uc7a5\uac10\uc774 \uac10\uc18c\ud55c\ub2e4\ub294 \uac83\uc744 \ubc1d\ud600\ub0c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[37] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub098\ub294 \uc0f9\uce74\ub974\uc758 \ud638\ud761\ubc95\uc774 \uc2a4\ud2b8\ub808\uc2a4\uc640 \ud2b8\ub77c\uc6b0\ub9c8 \uce58\ub8cc\uc5d0 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\ub294 \uc774\uc57c\uae30\ub97c \ub4e3\uace0 \uc774 \ud638\ud761\ubc95\uc758 \uc7a5\uc810\uc744 \uc5f0\uad6c\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[38] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\ud06c\uc640 \uc544\ud504\uac00\ub2c8\uc2a4\ud0c4\uc758 \uc804\uc7c1\ud130\uc5d0\uc11c \ub3cc\uc544\uc628 \uc774\ud6c4 \ud2b8\ub77c\uc6b0\ub9c8\ub97c \uacaa\uace0 \uc788\ub294 \uad70\uc778\ub4e4\uc5d0\uac8c \ud638\ud761 \uc870\uc808\ubc95\uc744 \uc2e4\ucc9c\ud558\uac8c \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uacb0\uacfc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud638\ud761 \ubc29\ubc95\uc774 \uadf8\ub4e4\uc758 \ud68c\ubcf5 \ub2a5\ub825\uc744 \ud06c\uac8c \ub192\uc774\ub294 \uac83\uc744 \ubaa9\uaca9\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[39] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8\uc5d0 \ucc38\uac00\ud55c \ucc38\uc804 \uad70\uc778 \uc911 \ub2e4\uc218\ub294 \uc2ec\uac01\ud55c \ubd88\uc548\uacfc \uc678\uc0c1 \ud6c4 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uacaa\uace0 \uc788\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc77c\uc8fc\uc77c\uc5d0 \uac78\uccd0 \uc9d1\uc911\uc801\uc778 \ud638\ud761 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud558\uace0 \ub098\uc11c\ub294 \uc0c1\ud0dc\uac00 \ud06c\uac8c \ud638\uc804\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[40] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucc28\ubd84\ud558\uace0 \ub290\ub9b0 \ud638\ud761\uc774 \uc989\uac01\uc801\uc778 \ud6a8\uacfc\ub97c \ub0b4\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098\ub300\ud559\uad50 \uad50\uc218\uc774\uc790 \uc778\ub514\uc560\ub098\ub300\ud559\uad50 \ube14\ub8e8\ubc0d\ud134 \ucea0\ud37c\uc2a4\uc758 \ud2b9\ud6c8 \uacfc\ud559\uc790\uc778 \uc2a4\ud2f0\ube10 \ud3ec\uc9c0\uc2a4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(Stephen Porges)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub294 \uc774\ub807\uac8c \uc124\uba85\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \ud638\ud761\uc774 \ubbf8\uc8fc \uc2e0\uacbd\uc744 \ud65c\uc131\ud654\ud558\uc5ec \uad50\uac10 \uc2e0\uacbd\uacc4\uc640 \ubd80\uc2e0 \uc2dc\uc2a4\ud15c\uc744 \uc9c4\uc815\uc2dc\ud0a8\ub2e4\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[41] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \ud638\ud761\uc744 \uc870\uc808\ud568\uc73c\ub85c\uc368 \uc790\ubc1c\uc801 \uccb4\ub0b4 \ud589\ub3d9\uc744 \uc720\ub3c4\ud574 \ub9c8\uc74c \uc0c1\ud0dc\ub97c \uc644\uc804\ud788 \ubc14\uafc0 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">6. \ud638\ud761 \uc5f0\uc2b5\uc73c\ub85c \ud68c\ubcf5\ub825 \ud0a4\uc6b0\uae30<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&nbsp;<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[42] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud3c9\uc18c \uafb8\uc900\ud788 \ud638\ud761\ubc95\uc744 \uc5f0\uc2b5\ud558\uba74 \uc2a4\ud2b8\ub808\uc2a4 \ud638\ub974\ubaac\uc778 \ucf54\ub974\ud2f0\uc194\uc758 \uc218\uce58\uac00 \uc815\uc0c1\ud654\ub41c\ub2e4\ub294 \uac83\uc744 \uc5ec\ub7ec \uc608\ube44 \uc5f0\uad6c\uac00 \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \ud638\ud761 \uc5f0\uc2b5\uc740 \uc2ec\uc2e0\uc758 \uc5d0\ub108\uc9c0\ub97c \uc790\uc5f0\uc2a4\ub7fd\uac8c \ub192\uc5ec\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[43] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc131\uc778\uc758 \uc2e0\uacbd\uacc4\uac00 \uc9c0\ub2cc \ud68c\ubcf4\ub825\uc740 \ub300\uac1c \ub098\uc774\uac00 \ub4e4\uba74\uc11c \ube60\ub974\uac8c \uac10\uc18c\ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud504\ub85c \uc6b4\ub3d9\uc120\uc218\ub4e4\uacfc \uc2ec\ud608\uad00\uacc4 \uae30\ub2a5\uc744 \uc9d1\uc911\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \ud65c\ub3d9\uc5d0 \uc885\uc0ac\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \ud68c\ubcf5\ub825\uc740 \ud6e8\uc52c \ub290\ub9ac\uac8c \uac10\uc18c\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"4\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">7. \uc5b4\ub5bb\uac8c \uc0b6\uc758 \uc18d\ub3c4\ub97c \ub2a6\ucd9c \uac83\uc778\uac00<\/span><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;<\/span><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><em>\ud638\ud761 \uc5f0\uc2b5\uc744 \ud558\ub77c<\/em><\/span><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;&#8211; \ucf67\uad6c\uba4d \uad50\ub300 \ud638\ud761<\/span><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc694\uac00\uc6d0\ub9ac\ub97c \uc774\uc6a9\ud55c \ud638\ud761\ubc95\uc73c\ub85c \ub9c8\uc74c\uacfc \uac10\uc815\uc744 \uac00\ub77c\uc549\ud788\ub294\ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c\ucabd\uc744 \ub9c9\uace0 \ud638\ud761\uc744 \ud558\ub294 \ubc29\uc2dd<\/span><\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"5\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level2 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><em>\uc2ec\uc2e0\uc744 \uc548\uc815 \uc2dc\ucf1c\ub77c<\/em><\/span><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;&#8211; \uc0b0\ucc45\uc744 \ud558\ub77c<\/span><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[44] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ub7ec \uc5f0\uad6c \uacb0\uacfc\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc800 \uc790\uc5f0 \uc18d\uc744 \uac77\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ubd88\uc548\uc744 \uc904\uc774\uace0 \uae0d\uc815\uc800\uc778 \uae30\ubd84\uc744 \uc720\uc9c0\ud558\uba70 \uc2ec\uc9c0\uc5b4 \uae30\uc5b5\ub825\uae4c\uc9c0 \uac15\ud654\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[45] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub179\uc74c\uc774 \uac00\ub4dd\ud55c \uc0ac\uc9c4\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">40<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd08\uac04 \uccd0\ub2e4\ubcf4\uae30\ub9cc \ud574\ub3c4 \uae30\ubd84\uc774 \uc88b\uc544\uc9c0\uace0 \uc9d1\uc911\ub825\uc774 \ub192\uc544\uc9c4\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[46] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacbd\uc678\uac10\uc5d0 \ub300\ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacbd\uc678\uac10\uc744 \ub290\ub07c\uba74 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\uc744 \ub54c\uc640\ub294 \uc815\ubc18\ub300\ub85c \uc2dc\uac04\uc744 \ub354 \ub290\ub9ac\uac8c \uc758\uc2dd\ud558\uac8c \ub418\uace0 \ud604\uc7ac \uc21c\uac04\uc5d0 \ub354 \ucda9\uc2e4\ud574\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub530\ub77c\uc11c \ud589\ubcf5\uac10\uc774 \ub192\uc544\uc9c0\uace0 \uc2a4\ud2b8\ub808\uc2a4\uac00 \uc904\uc5b4\ub4e0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;&#8211; \ubab8\uc774 \ud558\ub294 \ub9d0\uc5d0 \uadc0\ub97c \uae30\uc6b8\uc5ec\ub77c<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac \ubab8\uc774 \ud558\ub294 \ub9d0\uc5d0 \uadc0\ub97c \uae30\uc6b8\uc774\uace0 \ubab8\uc744 \uc798 \ub3cc\ubcf4\uae30 \uc2dc\uc791\ud558\uba74 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uae0d\uc815\uc801 \uac10\uc815\uc774 \ub298\uc5b4\ub09c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;&#8211; \uc18d\ub3c4\uac00 \ub290\ub9b0 \ud65c\ub3d9\uc744 \ud558\ub77c<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9ac\ub4ec\uacfc \ud638\ud761\uc774 \ub290\ub9ac\uace0 \ud070 \ud798\uc774 \ub4e4\uc5b4\uac00\uc9c0 \uc54a\uc740 \ud65c\ub3d9\uc744 \uc120\ud0dd\ud574\ubcf4\ub77c<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"6\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level3 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;&#8211; \uc0ac\ub791\ud558\ub294 \uc0ac\ub78c\uc744 \uc548\uc544\uc8fc\ub77c<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[47] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub530\ub73b\ud55c \ud3ec\uc639\uc774 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ub0ae\ucd94\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud2b8\ub808\uc2a4\uc640 \uad00\ub828\ub41c \uc9c8\ubcd1\uc744 \uac10\uc18c\uc2dc\ud0a8\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[48] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc548\ud1a0\ub2c8\uc624 \ud638\ub974\ud0c0 \uc624\uc18c\ub9ac\uc624\uac00 \ubcf5\uadc0\ud558\ub9ac\ub77c \uae30\ub300\ud55c \uc0ac\ub78c\uc740 \uac70\uc758 \uc5c6\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uadf8 \uc790\uc2e0\uc740 \ubcf5\uadc0\ub97c \uc608\uc0c1\ud558\uace0 \uc788\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">10<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc\uac04\uc758 \ubcd1\uac00 \ud6c4 \ud68c\uc0ac\ub85c \ub3cc\uc544\uc640 \ubaa8\ub450\ub97c \ub180\ub77c\uac8c \ud588\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub85c\uc774\ub4dc \uc740\ud589\uc744 \ud68c\uc0dd\uc2dc\ud0a4\ub294 \uc77c\uc5d0 \ub354\uc6b1 \ubc15\ucc28\ub97c \uac00\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ud6c4 \ub85c\uc774\ub4dc \uc740\ud589\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2008<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc774\ub798 \ucc98\uc74c\uc73c\ub85c \uc8fc\uc8fc\ub4e4 \uc190\uc5d0 \uc774\uc775\uc744 \uc950\uc5ec\uc8fc\uba70 \ub2e4\uc2dc \uc77c\uc5b4\uc130\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc\uc131 \uc2a4\ud2b8\ub808\uc2a4\ub294 \uc6b0\ub9ac\uc758 \uc5d0\ub108\uc9c0\ub97c \uace0\uac08\uc2dc\ud0a4\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \ucda9\ubd84\ud788 \ud68c\ubcf5\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud574\ud53c\ub2c8\uc2a4\ud2b8\ub799: \ub450 \ubc88\uc9f8 \ud2b8\ub799 &nbsp; \ub04a\uc784\uc5c6\ub294 \uc9c8\uc8fc\uc5d0\uc11c \ubc97\uc5b4\ub098\ub77c \u2013 \uc6b0\ub9ac \ubab8\uc758 \ud68c\ubcf5\ub825\uc744 \ud65c\uc6a9\ud558\ub294 \ubc95&#8211; &nbsp;&nbsp;&nbsp;&nbsp; &nbsp; [1] 2011\ub144 3\uc6d4, \uae08\uc735\uacc4\uc5d0\uc11c \uc8fc\ubaa9\ubc1b\ub358 \uc80a\uc740 \uae30\uc5c5\uc778 \uc548\ud1a0\ub2c8\uc624 \ud638\ub974\ud0c0 \uc624\uc18c\ub9ac\uc624(Antonio Horta-Osorio)\ub294 \ub85c\uc774\ub4dc \ubc45\ud0b9 \uadf8\ub8f9(Lloyds banking group)\uc758 \uc218\uc7a5 \uc790\ub9ac\uc5d0 \uc624\ub974\uba70 \uc601\uad6d 5\ub300 \uc740\ud589 CEO \uc911 \ucd5c\uc5f0\uc18c CEO\uac00 \ub418\uc5c8\ub2e4. \uadf8\uc758 \ucde8\uc784\uc740 \ub85c\uc774\ub4dc \uc740\ud589\uc5d0 \ud76c\ub9dd\uc774 \ub418\uc5c8\uc73c\uba70 \uc2e4\uc81c\ub85c \uadf8\ub294 \uc740\ud589\uc744 \ud68c\uc0dd\uc2dc\ud0a4\uae30 \uc704\ud574 \uc8fc\ub2f9 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":490,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[24,16],"tags":[],"_links":{"self":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/491"}],"collection":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=491"}],"version-history":[{"count":1,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/491\/revisions"}],"predecessor-version":[{"id":492,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/491\/revisions\/492"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/media\/490"}],"wp:attachment":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}