{"id":539,"date":"2021-05-07T05:14:49","date_gmt":"2021-05-07T05:14:49","guid":{"rendered":"http:\/\/3.35.173.53\/?p=539"},"modified":"2021-05-07T05:14:49","modified_gmt":"2021-05-07T05:14:49","slug":"%eb%8b%b9%ec%8b%a0%ec%9d%b4-%ec%a7%80%ea%b0%91%ec%9d%84-%ec%97%b4%ea%b8%b0-%ec%a0%84%ec%97%90-%ec%95%8c%ec%95%84%ec%95%bc%ed%95%a0-%ea%b2%83%eb%93%a4_04","status":"publish","type":"post","link":"https:\/\/happyfinder.co.kr\/?p=539","title":{"rendered":"\ub2f9\uc2e0\uc774 \uc9c0\uac11\uc744 \uc5f4\uae30 \uc804\uc5d0 \uc54c\uc544\uc57c\ud560 \uac83\ub4e4_04"},"content":{"rendered":"<p><!--StartFragment--><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4; mso-font-width: 100%; mso-text-raise: 0pt;\">Chapter 04_<\/span><span style=\"font-family: \ub098\ub214\uc2a4\ud018\uc5b4; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4;\">\uba3c\uc800 \ub3c8\uc744 \ub0b4\uace0 \ub098\uc911\uc5d0 \uc18c\ube44\ud558\ub77c<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">1. \ud6c4\ubd88 \uacb0\uc81c\uc758 \ud0c4\uc0dd<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[1] 1949<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \ud55c \uc911\ub144\uc758 \uc0ac\uc5c5\uac00\uac00 \ub274\uc695\uc758 \uc5b4\ub290 \uc74c\uc2dd\uc810\uc5d0\uc11c \uc990\uac70\uc6b4 \uc800\ub141\uc2dd\uc0ac\ub97c \ub9c8\uce58\uace0 \uacc4\uc0b0\uc744 \ud558\ub824\ub358 \ucc30\ub098\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub294 \ud638\ud154\ubc29\uc5d0 \uc9c0\uac11\uc744 \ub450\uace0 \ub098\uc628 \uc0ac\uc2e4\uc744 \uc54c\uc544\ucc28\ub838\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc758 \uc544\ub0b4\uac00 \uae09\ud788 \ub2ec\ub824\uc640 \uacc4\uc0b0\uc744 \ud574\uc8fc\uc5b4 \uc704\uae30\ub97c \ubaa8\uba74\ud588\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub294 \uc790\uc2e0\ucc98\ub7fc \uace4\ud639\uc2a4\ub7ec\uc6b4 \uacbd\ud5d8\uc744 \ud55c \uc0ac\ub78c\uc774 \ub9ce\ub2e4\ub294 \uac78 \uc54c\uace0 \ud604\uae08\uc744 \ub300\uccb4\ud560 \uc218 \uc788\ub294 \uce74\ub4dc\ub97c \ub9cc\ub4e4\uc5b4\uc57c\uaca0\ub2e4\uace0 \uc0dd\uac01\ud558\uac8c \ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ucd5c\ucd08\uc758 \uc2e0\uc6a9\uce74\ub4dc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e4\uc774\ub108\uc2a4 \ud074\ub7fd \uce74\ub4dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Diners Club card)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \ub9cc\ub4e0 \uc8fc\uc778\uacf5\uc774 \ubc14\ub85c \uc0ac\uc5c5\uac00\uc600\ub358 \ud504\ub7ad\ud06c \ub9e5\ub098\ub9c8\ub77c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Frank Mcnamara<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc800\ub141\uc2dc\uac04 \uc790\ub9ac\uc5d0\uc11c \uace4\ud639\uc744 \uce58\ub978 \ud55c \uc0ac\uc5c5\uac00\uc758 \uacbd\ud5d8\uc5d0\uc11c \uae30\uc220 \ud601\uc2e0\uc774 \ube44\ub86f\ub41c \uc774\ub798<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube68\ub9ac \uc18c\ube44\ud558\uace0 \ub098\uc911\uc5d0 \ub3c8\uc744 \ub0b4\ub294 \uacbd\ud5a5\uc774 \ub110\ub9ac \ud37c\uc84c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">2010<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc18c\ube44\uc790 \uac00\uc804\ud611\ud68c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Consumer Electronics Association, CEA<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00 \uc2e4\uc2dc\ud55c \uc5ec\ub860\uc870\uc0ac\uc5d0\uc11c\ub294 \ud3c9\ud654\uc640 \ud589\ubcf5\uc774 \ud06c\ub9ac\uc2a4\ub9c8\uc2a4 \uc18c\uc6d0 \ub9ac\uc2a4\ud2b8\uc5d0\uc11c \ucd5c\uace0 \uc21c\uc704\ub97c \uae30\ub85d\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[2] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">2011<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc774 \ub450 \uac00\uc9c0 \uc18c\uc6d0\uc740 \ubaa8\ub450 \uc544\uc774\ud328\ub4dc\uc5d0 \ubc00\ub824\ub098\ubc84\ub838\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\uc790\ub4e4\uc740 \uc544\uc774\ud328\ub4dc \uac19\uc740 \ub514\uc9c0\ud138 \uae30\uae30\ub97c \uc774\uc6a9\ud574 \uc628\uac16 \ucf58\ud150\uce20\ub97c \uc989\uc2dc \ub2e4\uc6b4\ub85c\ub4dc \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uc138\uacc4\uc801\uc73c\ub85c \uc720\ud589\ud558\ub294 \uc774\ub7f0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc120 \uc18c\ube44 \ud6c4 \uc9c0\uae09<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud328\ud134\uc740 \uc624\ud788\ub824 \ud589\ubcf5\uc5d0 \ubd80\uc791\uc6a9\uc744 \uc77c\uc73c\ud0ac \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">2. \ub2f9\uc2e0\uc774 \uae08\uc694\uc77c\uc744 \uc88b\uc544\ud558\ub294 \uc774\uc720<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc774\ubbf8 \uac00\uc9c4 \uac83\ubcf4\ub2e4 \uc7a5\ucc28 \uac00\uc9c8 \uac83\uc5d0 \ud765\ubd84\uc744 \ub354 \ub290\ub07c\ub294 \uc131\ud5a5\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ud558\uc5ec \ub124\ub35c\ub780\ub4dc\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba85 \uc774\uc0c1\uc758 \ud589\ub791\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \uc870\uc0ac\uac00 \uc2e4\uc2dc\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[3] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ub791\uac1d\ub4e4\uc740 \uc5ec\ud589\uc744 \ub5a0\ub09c \uc9c0 \uba87 \uc8fc \ud6c4\ubcf4\ub2e4 \uc5ec\ud589\uc744 \uac00\uae30 \uba87 \uc8fc \uc804\uc5d0 \ub354 \ud589\ubcf5\uac10\uc744 \ud45c\ucd9c\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[4] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud06c\ub9ac\uc2a4\ub9c8\uc2a4\ub098 \uc0c8\ud574\ub97c \ubcf4\ub0b8 \uc0ac\ub78c\ub4e4\uc740 \uc2e4\uc81c\ub85c \uadf8\ub0a0\uc744 \uccb4\ud5d8\ud560 \ub54c\ubcf4\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">11<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d4\uc5d0 \uadf8\ub0a0\uc744 \uae30\ub2e4\ub9ac\uba74\uc11c \uadf8\ub0a0\uc758 \uc815\uc11c\uc801 \uc774\ubbf8\uc9c0\ub97c \uac15\ud558\uac8c \ub290\uaf08\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uc870\uc0ac \uacb0\uacfc\ub294 \ubb34\uc5c7\uc744 \uc554\uc2dc\ud560\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[5] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3d9\uc77c\ud55c \uc0ac\uac74\uc774\ub77c \ud574\ub3c4 \uacfc\uac70\uc758 \uc77c\uc774 \uc544\ub2c8\ub77c \ubbf8\ub798\uc758 \uc77c\ub85c \ub5a0\uc62c\ub9b4 \ub54c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04\uc758 \uc8fc\ub984 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">wrinkle in time <\/span><span style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2013 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04\uacfc \uacf5\uac04\uc758 \uc8fc\ub984\uc744 \uc811\uc5b4 \uc21c\uac04 \uc6b0\uc8fc \uba3c \uacf3\uc73c\ub85c \uc774\ub3d9\ud55c\ub2e4\ub294 \uc758\ubbf8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud310\ud0c0\uc9c0 \uc18c\uc124<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&lt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04\uc758 \uc8fc\ub984<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&gt;\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc744 \uccb4\ud5d8\ud558\uba70 \ub354\ud55c \uc815\uc11c\uc801 \uc774\ubbf8\uc9c0\ub97c \ub290\ub080\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\ub798\ub97c \ub5a0\uc62c\ub9ac\uba70 \ud76c\ubbf8\ud558\uac8c \ub290\ub07c\ub294 \uc815\uc11c\uc801 \ud65c\ub825\uc740 \uac04\ud639 \uace0\ud1b5\uc758 \uadfc\uc6d0\uc774 \ub418\uae30\ub3c4 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[6] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud56d\uc554 \uce58\ub8cc\ub97c \ubc1b\ub294 \uc554 \ud658\uc790\ub4e4\uc740 \ud754\ud788 \uce58\ub8cc\ub97c \ud558\uae30 \uc804 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">24<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04 \ub0b4\ub0b4 \uad6c\ud1a0 \ub4f1\uc758 \ubd80\uc791\uc6a9\uc5d0 \uc2dc\ub2ec\ub9b0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \ud604\uc0c1\uc740 \uc77c\uc694\uc77c\ub9cc \ub418\uba74 \uc774\uc0c1\ud558\uac8c \uba38\ub9ac\uac00 \uc9c0\ub048\uac70\ub9ac\ub294 \uc6d0\uc778\uc744 \ucc3e\ub294\ub370 \ub2e8\uc11c\uac00 \ub420 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[7] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c8\ub85c\uc6b4 \ud55c \uc8fc\ub97c \uc2dc\uc791\ud558\uae30 \uc804 \ub0a0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube14\ub85c\uac70\ub4e4\uc740 \uc138\uc0c1\uc5d0\uc11c \uac00\uc7a5 \uae30\ubd84 \uc88b\uc740 \ub9d0\ub85c \ucc2c\uc0ac\ub97c \ub298\uc5b4\ub193\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[8] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud2b8\uc704\ud130\uc640 \ud398\uc774\uc2a4\ubd81 \ub4f1\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">SNS<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c\ub294 \uadf8\ub0a0\uc744 \uc990\uac81\uac8c \ub9c8\ubb34\ub9ac\ud558\ub294 \uba54\uc2dc\uc9c0\ub85c \ub118\uccd0\ub09c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uc77c\uc8fc\uc77c \uc911 \uac00\uc7a5 \uc88b\uc544\ud558\ub294 \uc694\uc77c\uc744 \uaf3d\uc73c\ub77c\uace0 \ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub300\ud559\uc0dd\ub4e4\uc740 \ud734\uc77c\uc778 \uc77c\uc694\uc77c\uc774 \uc544\ub2c8\ub77c \uc218\uc5c5\uc774 \uc788\ub294 \uae08\uc694\uc77c\uc744 \uaf3d\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc65c \uadf8\ub7f4\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uc694\uc77c\uc5d0\ub294 \uc6d4\uc694\uc77c\uc5d0 \ub300\ud55c \uc0dd\uac01\uc5d0 \uc0ac\ub85c\uc7a1\ud788\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[9] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \ud559\uc0dd\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fd\uc74c\uc774\uc5d0\uc694<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d4\uc694\uc77c\ub9cc \uc0dd\uac01\ud558\uba74 \uac00\uc2b4\uc774 \ub450\uadfc\uac70\ub9ac\uace0 \ub2f5\ub2f5\ud574\uc694<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201d<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\uace0 \ub9d0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[10] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7fc\uc5d0\ub3c4 \uc77c\uc0c1\uc0dd\ud65c\uc5d0\uc11c \uc6b0\ub9ac\uc758 \ub9c8\uc74c\uc740 \ub300\uac1c \uae30\ubd84 \ucc1d\ucc1d\ud55c \uc77c\ubcf4\ub2e4\ub294 \uc720\ucf8c\ud55c \uc77c\uc5d0 \uc774\ub04c\ub9ac\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub054\ucc0d\ud55c \uc0c1\uc0c1\ubcf4\ub2e4\ub294 \uae30\ubd84 \uc88b\uc740 \uc0c1\uc0c1\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae08\uc694\uc77c\uc740 \uc544\uce68 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">8<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\ubd80\ud130 \ud55c\ucc3d \ubd84\uc790\uc0dd\ubb3c\ud559 \uc218\uc5c5\uc744 \ub4e3\ub294 \ub3d9\uc548\uc5d0\ub3c4 \uae08\uc694\uc77c\uacfc \ud1a0\uc694\uc77c \ubc24\uc774 \uc5bc\ub9c8\ub098 \ud658\uc0c1\uc801\uc77c\uc9c0 \uc0c1\uc0c1\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \uc810\uc218\ub97c \ub9e4\uae34 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\ub798\ub97c \ub450\uace0 \uc990\uac70\uc6b4 \uc0ac\uace0\ub97c \ud558\ub294 \ud0dc\ub3c4\ub294 \uc2ec\ub9ac\uc801 \uac74\uac15\uc758 \uc804\ud615\uc801 \ud2b9\uc9d5\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[11] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc0b4\ucda9\ub3d9\uc744 \ub290\ub07c\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc77c\ubc18 \uc0ac\ub78c\uacfc \ub2e4\ub978 \uc810\uc740 \ubd80\uc815\uc801 \uc0ac\uace0\uc5d0 \ube60\uc838 \uc788\ub2e4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uae0d\uc815\uc801\uc778 \uc0ac\ub85c\ub97c \ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[12] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \uc815\uc0c1\uc801\uc778 \uc0ac\ub78c\uc774 \ubd88\uc548\uac10\uc5d0 \uc816\uc744 \ub54c\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud604\uc7ac\uc758 \ubd88\uc548\uac10\uc5d0\uc11c \ubc97\uc5b4\ub098\ub294 \uc218\ub2e8\uc73c\ub85c \ubbf8\ub798\uc5d0 \ub300\ud55c \uc7a5\ubc0b\ube5b \ube44\uc804\uc744 \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[13] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ubd84 \uc88b\uc740 \uc77c\uc744 \uae30\ub300\ud558\uba74 \uc990\uac70\uc6c0\uacfc \ubcf4\uc0c1\uc758 \uccb4\ud5d8\uc744 \uad00\uc7a5\ud558\ub294 \ub300\ub1cc \uce21\uc88c\ud575<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(uncleus accumbens)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \ud65c\ub3d9\uc774 \ud65c\ubc1c\ud574\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \uae30\ubd84 \uc88b\uc740 \uc0c1\uc0c1\uc744 \uc2a4\uc2a4\ub85c \ud6c8\ub828\ud574\ub098\uac00\ub2e4 \ubcf4\uba74 \uc2e4\uc81c\ub85c \ud6a8\uacfc\ub97c \ubcf4\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ud558\uc5ec <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">2009<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \ubca8\uae30\uc5d0\uc758 \uc131\uc778\ub4e4\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uac00\uc9c0 \uc2e4\ud5d8\uc744 \uc9c4\ud589\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8\uc5d0 \ucc38\uac00\ud55c \uc0ac\ub78c\ub4e4\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">2<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc\uc5d0 \uac78\uccd0 \uc800\ub141\ub9c8\ub2e4 \uba87 \ubd84\uac04 \ub2e4\uc74c\ub0a0 \uc77c\uc5b4\ub0a0 \uba87 \uac00\uc9c0 \uc990\uac70\uc6b4 \uc77c\uc744 \uc0c1\uc0c1\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[14] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub97c \ud14c\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\ub984\ub2e4\uc6b4 \uc5ec\uc131\uacfc \ub370\uc774\ud2b8\ub97c \ud55c\ub2e4\uac70\ub098 \uc720\uba85\ud55c \uc74c\uc2dd\uc810\uc5d0\uc11c \ucd5c\uace0\uae09 \uc694\ub9ac\ub97c \uba39\ub294\ub2e4\uace0 \uc0c1\uc0c1\ud55c \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc0c1\uc5d0 \uc7a0\uacbc\ub358 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">2<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc\uac00 \uc9c0\ub098\uac04 \ub4a4\uc5d0 \uadf8 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9c8\uc74c\uc758 \uc2dc\uac04 \uc5ec\ud589\uc790\ub4e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 \uc804\uccb4\uc801\uc778 \ud589\ubcf5 \uc9c0\uc218\uac00 \uc0c1\ub2f9\ud788 \uc62c\ub77c\uac14\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc55e\uc11c \uc18c\uac1c\ud55c \ub9c8\uc0e4 \ud53c\uc544\uba58\uace0\ub294 \uc6b0\uc8fc\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">6<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uc744 \ubcf4\ub0b4\ub294 \uc601\uad11\uc758 \ub300\uac00\ub85c \ubc84\uc9c4 \uac24\ub7ed\ud2f1\uc5d0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">20<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc \ub2ec\ub7ec\ub97c \ub0c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\uc8fc\uc5ec\ud589\uc758 \uac00\uce58\ub294 \uc5b4\ub290 \uc815\ub3c4 \uc6b0\uc8fc\uc5ec\ud589\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc5d0\uc11c \ube44\ub86f\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \ubc84\uc9c4 \uac24\ub7ed\ud2f1\uc740 \uace0\uac1d\ub4e4\uc758 \uae30\ub2e4\ub9ac\ub294 \ub9db\uc744 \ucd5c\ub300\ud55c \ub192\uc774\ub294 \uba74\uc5d0\uc11c \ud0c1\uc6d4\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610 \uc6b0\uc8fc\ube44\ud589\uc0ac\ub4e4\uc744 \uc11c\ub85c \uc5f0\uacb0\uc2dc\ucf1c\uc8fc\uae30\ub3c4 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[15] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \ub9c8\uc0e4 \ud53c\uc544\uba58\uace0\ub294 \uc6b0\uc8fc\uc5ec\ud589 \ud56d\uacf5\uad8c\uc744 \uad6c\ub9e4\ud55c \ub4a4 \ub2e4\ub978 \uc6b0\uc8fc\ube44\ud589\uc0ac\ub4e4\uacfc \uce5c\ubd84\uc744 \uc313\uc558\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacfc\ud559 \uad50\uc721 \uae30\uae08 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">100<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc \ub2ec\ub7ec\ub97c \ubaa8\uc73c\ub294 \uc77c\uc5d0 \ub3d9\ucc38\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc880 \ub354 \ud604\uc2e4\uc801\uc778 \uccb4\ud5d8\uc744 \uae30\ub300\ud560 \ub54c \ub610\ud55c \ud589\ubcf5\uac10\uc774 \uc0c1\uc2b9\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \uba87\uba87 \ud601\uc2e0\uc801\uc778 \uae30\uc5c5\ub4e4\uc740 \uadf8\ub7f0 \uce21\uba74\uc11c \uc18c\ube44\uc790\uc758 \uae30\ub300\uac10\uc744 \ucd5c\ub300\ud55c \ubd88\ub7ec\uc77c\uc73c\ud0a4\ub294 \ucabd\uc73c\ub85c \uc0c1\ud488\uc758 \uae30\ub2a5\uc744 \uc18c\uac1c\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ud589 \uc815\ubcf4 \uc0ac\uc774\ud2b8 \ud2b8\ub9bd\uc5b4\ub4dc\ubc14\uc774\uc800\ub2f7\ucef4\uc5d0 \ubc29\ubb38\ud558\ub294 \uc5ec\ud589\uac1d\ub4e4\uc740 \ud638\ud154\uacfc \uc74c\uc2dd\uc810<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub984\ub09c \uad00\uad11\uc9c0 \ub4f1\uc5d0 \uad00\ud55c \uc0ac\uc9c4\uacfc \ub9ac\ubdf0\ub97c \ubcfc \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \ucd5c\uc2e0 \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\ubb34 \uc815\ubcf4\ub3c4 \uc5c6\uc774 \uc5ec\ud589\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uadf8\ub7f0 \uae30\ub2a5\ub4e4\uc740 \ubd84\uba85\ud788 \uac00\uce58\ub97c \ubc1c\ud718\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7fc\uc5d0\ub3c4 \uc218\ub9ce\uc740 \uc5ec\ud589\uac1d\ub4e4\uc774 \uadf8 \uc678\uc758 \ubaa9\uc801\uc73c\ub85c \uc0ac\uc774\ud2b8\ub97c \ud65c\uc6a9\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[16] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ud589\uac1d\ub4e4\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">20<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8\ub294 \uc5ec\ud589 \uc900\ube44\ub97c \ub2e4 \ub9c8\uce5c \ud6c4 \ub2e4\uc2dc \uc0ac\uc774\ud2b8\ub97c \ubc29\ubb38\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc778\uc804\uc6a9 \ud574\ubcc0\uacfc \ub728\ub048\ub728\ub048\ud55c \ub3cc \uc2a4\ud30c \uc0ac\uc9c4\uc744 \ubcf4\uae30 \uc704\ud574\uc11c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2f5\ub2f5\ud55c \uc0ac\ubb34\uc2e4 \uce78\ub9c9\uc774\uc5d0 \uac07\ud600 \uc0b4\ub2e4\uac00 \ub728\uac70\uc6b4 \uc18c\ud30c\uc5d0 \ubab8\uc744 \ub2f4\uad6c\uba74 \ucc9c\uad6d\uc774 \ubd80\ub7fd\uc9c0 \uc54a\uc744 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">3. \ubbf8\ub798\ub294 \uc65c \ubc1d\uc544 \ubcf4\uc77c\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\uc9c1 \uc785\uc5d0 \ub300\uc9c0\ub3c4 \uc54a\uc740 \uc0c1\uadf8\ub9ac\uc544 \ud3ec\ub3c4\uc8fc\uac00 \uc65c \uadf8\ud1a0\ub85d \ub2ec\ucf64\ud558\uac8c \ub290\uaef4\uc9c8\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\uc9c1 \uadf8\ub0a0\uc774 \uc624\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[17] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9c8\ucc2c\uac00\uc9c0\ub85c \uc545\ubabd \uac19\uc740 \ub370\uc774\ud2b8\ub97c \uc5f0\uc774\uc5b4 \uacbd\ud5d8\ud55c \ub0a8\uc790\uac00 \uc778\ud130\ub137 \ucc44\ud305\uc5d0\uc11c \ub9cc\ub09c \uc5ec\uc790\uc640 \ub9e4\ud639\uc801\uc778 \ub370\uc774\ud2b8\ub97c \ud558\uace0 \ud669\ud640\ud55c \ubc24\uc744 \ubcf4\ub0b4\ub294 \uafc8\uc744 \uafb8\ub294 \uc774\uc720\ub3c4 \uc774\ud574\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c8\ub85c\uc774 \uc120\ucd9c\ub41c \uc815\uce58\uc778\uc740 \uc9c0\uae0b\uc9c0\uae0b\ud55c \ud604\uc2e4\uc5d0 \uc788\ub294 \ub300\uc911\uc774 \uc7a5\ubc0b\ube5b \ubbf8\ub798\ub97c \uafc8\uafb8\ub3c4\ub85d \ud574\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[18] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \uc601\uad6d\uc758 \ud55c \uad6d\ud68c\uc758\uc6d0\uc774 \ud1a0\ub2c8 \ube14\ub808\uc5b4 \uc804 \ucd1d\ub9ac\ub97c \ub450\uace0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube14\ub808\uc5b4\ub294 \ub2ec\ub514\ub2e8 \ud478\ub529\uacfc \uac19\uc2b5\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uccab \ud55c\uc785\uc740 \uae30\ubd84 \uc88b\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \ub2e4\uc74c\uc5d0\ub294 \uc9c0\uae0b\uc9c0\uae0b\ud574\uc9c0\uc8e0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201d<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\uace0 \ub9d0\ud558\uc9c0 \uc54a\uc558\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610 \ud55c \uc608\ub85c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d \ub300\ud1b5\ub839\uc758 \uc9c0\uc9c0\uc728\uc774 \ub300\uac1c \ud1f4\uc784 \ub54c\ubcf4\ub2e4 \ucde8\uc784 \ub54c \ub354 \ub192\uac8c \ub098\uc624\ub294 \uac83\uc744 \ub4e4 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[19] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub294 \ud1f4\uc784\ud560 \ub54c\uae4c\uc9c0 \uc774\ub7f0\uc800\ub7f0 \uc77c\uc744 \uc800\uc9c8\ub7ec \uc790\uc2e0\uc758 \uba85\uc131\uc5d0 \uba39\uce60\uc744 \ud588\uae30 \ub54c\ubb38\uc778\uc9c0\ub3c4 \ubaa8\ub974\uaca0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uc9c0\uc728 \ud558\ub77d \ud604\uc0c1\uc758 \uc608\uc678\ub85c\ub294 \ube4c \ud074\ub9b0\ud134 \uc804 \ub300\ud1b5\ub839\uc744 \ub4e4 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud074\ub9b0\ud134\uc758 \uc9c0\uc9c0\uc728\uc740 \uc2dc\uc791\ubd80\ud130 \uc804\uc801\uc73c\ub85c \ub0ae\uc558\uae30 \ub54c\ubb38\uc5d0 \ub354 \uc774\uc0c1 \ub5a8\uc5b4\uc9c8 \uac83\ub3c4 \uc5c6\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.)<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[20] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc84\uc9c0\ub2c8\uc544\ub300\ud559\uad50\uc5d0\uc11c \uc2e4\uc2dc\ud55c \uc5b4\ub290 \uc2e4\ud5d8\uc5d0\uc11c \ud559\uc0dd\ub4e4\uc740 \uace0\ub514\ubc14 \ucd08\ucf5c\ub9bf<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc84\uc9c0\ub2c8\uc544\ub300\ud559\uad50 \uba38\uadf8\uc794 \ub4f1 \uc791\uc740 \uc120\ubb3c \uc5ec\ub7ec \uac1c\ub97c \ubcf4\uace0 \uac00\uc7a5 \ub9c8\uc74c\uc5d0 \ub4dc\ub294 \ub450 \uac00\uc9c0\ub97c \uace8\ub790\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc5b4 \uccab \ubc88\uc9f8 \uc9d1\ub2e8 \ud559\uc0dd\ub4e4\uc740 \ub450 \uac00\uc9c0 \uc120\ubb3c \uc911 \uc5b4\ub290 \uc120\ubb3c\uc744 \ubc1b\uc744\uc9c0 \uc774\uc57c\uae30\ub97c \ub4e4\uc5c8\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450 \ubc88\uc9f8 \ud559\uc0dd\ub4e4\uc740 \ub450 \uac00\uc9c0 \uc120\ubb3c\uc744 \ub2e4 \ubc1b\ub294\ub2e4\ub294 \uae30\ubd84 \uc88b\uc740 \uc18c\uc2dd\uc744 \ub4e4\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138 \ubc88\uc9f8 \uc9d1\ub2e8 \ud559\uc0dd\ub4e4\uc740 \uc880 \ub354 \ubd88\ud655\uc2e4\ud55c \uc0c1\ud669\uc5d0 \ub193\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub4e4\uc740 \uc7a0\uc2dc \ud6c4 \ub450 \uac00\uc9c0 \uc120\ubb3c \uc911 \ud558\ub098\ub97c \ubc1b\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5a4 \uc120\ubb3c\uc744 \ubc1b\uc744\uc9c0 \uc5b4\ub5a4 \ub9d0\ub3c4 \ub4e3\uc9c0 \ubabb\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud559\uc0dd\ub4e4\uc740 \uc120\ubb3c \uc0ac\uc9c4\uc744 \ubcf4\uba74\uc11c \uae30\ub2e4\ub838\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ud6c4 \ud559\uc0dd\ub4e4\uc740 \uc5b4\ub5a4 \ubc18\uc751\uc744 \ubcf4\uc600\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138 \ubc88\uc9f8 \uc9d1\ub2e8 \ud559\uc0dd\ub4e4\uc740 \uc0ac\uc9c4\uc744 \ub6ab\uc5b4\uc838\ub77c \uccd0\ub2e4\ubcf4\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub4e4\uc740 \uc120\ubb3c\uc744 \ud558\ub098\ub9cc \ubc1b\uc558\uc5b4\ub3c4 \ub450 \uac1c\ub97c \ubc1b\uc740 \ud559\uc0dd\ub4e4\ubcf4\ub2e4 \ud589\ubcf5\uac10\uc744 \ub354 \ub9ce\uc774 \ub290\uaf08\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc84\uce58\ubc15\uc2a4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Birchbox<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ub294 \ud654\uc7a5\ud488 \ud68c\uc0ac\ub294 \ubd88\ud655\uc2e4\uc131\uc774 \uc8fc\ub294 \uc990\uac70\uc6c0\uc744 \ud65c\uc6a9\ud558\uc5ec \ud654\uc7a5\ud488 \uacac\ubcf8\ud488 \uc2dc\uc7a5\uc744 \uac1c\ucc99\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub4e4\uc740 \ud55c \ub2ec <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">10<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub9cc \ub0b4\uba74 \uc2e0\uc81c\ud488\uc774\ub098 \ucd5c\uace0 \uc778\uae30 \uc0c1\ud488\uc774 \ub2f4\uae34 \uc870\uadf8\ub9cc \ubd84\ud64d\uc0c9 \uc0c1\uc790\ub97c \ud68c\uc6d0\ub4e4\uc5d0\uac8c \ubc30\ub2ec\ud574\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud5e4\uc77c\ub9ac \ubc84\ub098\ub294 \ub9e4\ub2ec \uc774\uba54\uc77c\ub85c \ud68c\uc6d0\ub4e4\uc5d0\uac8c \ubc30\uc1a1\uc815\ubcf4\ub97c \uc54c\ub824\uc8fc\ub294\ub370 \uc774\uc5d0 \ub300\ud55c \ud68c\uc6d0\ub4e4\uc758 \ubc18\uc751\uc744 \uc774\ub807\uac8c \uc804\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[21] \u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud2b8\uc704\ud130\uac00 \ud3ed\ubc1c\ud560 \uc9c0\uacbd\uc785\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ub098\uac19\uc774 \uc790\uc2e0\uc758 \ubdf0\ud2f0\ubc15\uc2a4\uac00 \ub3c4\ucc29\ud55c\ub2e4\ub294 \ub9d0\uc5d0 \ud765\ubd84\uc744 \uac10\ucd94\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.\u201d<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube44\uacb0\uc740 \ubb34\uc5c7\uc77c\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc14\ub85c \ubd88\ud655\uc2e4\uc131\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud68c\uc6d0\ub4e4\uc740 \uc6f9\uc0ac\uc774\ud2b8\uc640 \uc720\ud29c\ube0c \ub4f1\uc744 \ub3cc\uc544\ub2e4\ub2c8\uba70 \uc0ac\uc18c\ud55c \ub2e8\uc11c\ub77c\ub3c4 \ucc3e\uc73c\ub824 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc30\uc1a1\uc774 \ube68\ub77c\uc11c \ubdf0\ud2f0\ubc15\uc2a4\ub97c \uc77c\ucc0c\uac10\uce58 \ubc1b\uc740 \ud68c\uc6d0\ub4e4\uc740 \uc989\uc2dc \ube14\ub85c\uadf8\uc5d0 \uae00\uc744 \uc62c\ub9b0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uadf8 \uc21c\uac04 \uae34\uc7a5\uac10\uc774 \ud750\ub978\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubdf0\ud2f0\ubc15\uc2a4\uc758 \ub0b4\uc6a9\ubb3c\uc744 \ud655\uc778\ud558\uc5ec \ubd88\ud655\uc2e4\uc131\uc744 \uc904\uc774\uace0 \uc2f6\uc740 \ucda9\ub3d9\uc5d0 \uc774\ub04c\ub9ac\ub294 \ud0d3\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \ubaa9\ud45c\ub97c \ub2ec\uc131<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd88\ud655\uc2e4\uc131\uc744 \uc5c6\uc564\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc7ac\ubbf8\uac00 \ubc18\uac10\ub420\uc9c0\ub3c4 \ubaa8\ub978\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[22] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd88\ud655\uc2e4\uc131\uc774 \ud574\uc18c\ub418\ub294 \uc21c\uac04<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb34\uc5b8\uac00\ub97c \uae30\ub300\ud560 \ub54c \ubc18\uc751\ud558\ub294 \ub1cc \ubd80\uc704<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub300\ub1cc \uce21\uc88c\ud575<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c \uad00\uc2ec\uc774 \uc0ac\ub77c\uc9c0\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd88\ud655\uc2e4\uc131 \uc790\uccb4\ub294 \uc88b\uc9c0\ub3c4 \ub098\uc058\uc9c0\ub3c4 \uc54a\uc740 \ub290\ub08c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ubcf4\ub2e4\ub294 \uc774\ubbf8 \uc2e4\uc7ac\ud558\ub294 \ud2b9\uc131\uc744 \uac15\ud654\ud55c\ub2e4\uace0 \ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd88\ud655\uc2e4\uc131\uc73c\ub85c \uc778\ud574 \uae0d\uc815\uc801\uc778 \uac10\uc815\uacfc \ubd80\uc815\uc801\uc778 \uac10\uc815\uc774 \ubaa8\ub450 \ud655\ub300\ub420 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub54c\ubb38\uc5d0 \uba3c\uc800 \ub3c8\uc744 \ub0b4\uace0 \ub098\uc911\uc5d0 \uc18c\ube44\ud558\uc5ec \uc21c\uc804\ud788 \uae0d\uc815\uc801\uc778 \uae30\ubd84\uc744 \uc790\uadf9\ud558\ub294 \uad6c\ub9e4\ub97c \ubb34\ub09c\ud788 \uc2e4\ucc9c\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">4. \uc65c \uad70\uce68\uc774 \ub3cc\uba74 \ub354 \ub9db\uc788\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[23] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uac00 \uae30\uc068\ubd80\ud130 \uc808\ub9dd\uc5d0 \uc774\ub974\ub294 \ub2e4\uc591\ud55c \uc815\uc11c\uc801 \ubc18\uc751\uc744 \uccb4\ud5d8\ud558\ub294 \uac83\uc740 \uc77c\uc815 \ubd80\ubd84 \uc6b0\ub9ac \uc790\uc2e0\uc758 \ubd88\ud655\uc2e4\ud55c \ubbf8\ub798\ub97c \uace0\ubbfc\ud558\uba70 \uc0b4\uc544\uac00\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\ub798\ub97c \uc5ec\ud589\ud560 \ub54c \uc6b0\ub9ac\uc758 \uc815\uc2e0\uc740 \ud754\ud788 \uace8\uce58 \uc544\ud508 \ubb38\uc81c\ub97c \uc5c6\uc560\uace0 \uae30\ubd84 \uc88b\uc740 \uac83\ub9cc \uacc4\uc18d \ub5a0\uc62c\ub9ac\uba74\uc11c \ubbff\uc744 \ub9cc\ud55c \ubc29\uc2dd\uc73c\ub85c \ud604\uc2e4\uacfc \ub2e4\ub978 \uacf3\uc5d0 \ub3c4\ub2ec\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \ub108\ubb34 \uae30\ub300\ud588\ub2e4\uac00 \uc2a4\uc2a4\ub85c\ub97c \uc2e4\ub9dd\uc758 \uad6c\ub801\ud145\uc774\uc5d0 \ube60\uc9c0\uac8c \ud558\uc9c0\ub294 \uc54a\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub204\uad6c\ub098 \ud55c \ubc88\ucbe4 \uc608\uc0c1 \ubc16\uc758 \uc77c\ub85c \uae30\ub300\uac00 \ubb34\ub108\uc84c\ub358 \uae30\uc5b5\uc744 \uac00\uc9c0\uace0 \uc788\uc744 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ucc98\ub7fc \uae30\ub300\uc640 \ud604\uc2e4 \uc0ac\uc774\uc5d0 \uc5c4\uccad\ub09c \ucc28\uc774\uac00 \ub0a0 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uae30\uc5b5\ud574\uc57c\uaca0\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uc815\ub3c4 \ucc28\uc774\ub294 \uc6b0\ub9ac \uc0b6\uc5d0\uc11c \ube44\uad50\uc801 \ub4dc\ubb3c\uac8c \ub098\ud0c0\ub09c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7fc\uc5d0\ub3c4 \uac70\uc758 \ub9e4\uc77c \uc6b0\ub9ac \uc790\uc2e0\uc774 \uc0c1\uc0c1\ud558\ub294 \uac83\uacfc \uae30\ub300\ud558\ub294 \uac83 \uc0ac\uc774\uc5d0 \ube44\uad50\uc801 \uac00\ubcbc\uc6b4 \ucc28\uc774\uac00 \uc0dd\uae34\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e4\ud589\uc2a4\ub7ec\uc6b4 \uc810\uc740 \uc6b0\ub9ac\uc758 \ub1cc\uac00 \uc6b0\ub9ac \uc790\uc2e0\uc744 \ub3d5\uae30 \uc704\ud55c \ub2e4\ub978 \ubb18\uc548\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[24] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \uc2e4\ud5d8\uc5d0\uc11c\ub3c4 \ub9cc\ud654\uac00 \uc6c3\uae38\uac83\uc774\ub77c\uace0 \ud655\uc2e0\ud588\ub358 \uc0ac\ub78c\ub4e4\uc740 \ub9c8\uc9c0\ub9c9\uc5d0 \ub354 \ub9ce\uc774 \uc6c3\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[25] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610 \ub2e4\ub978 \uc2e4\ud5d8\uc5d0\uc11c\ub3c4 \ud55c \ub300\ud1b5\ub839 \ud6c4\ubcf4\uc758 \ub6f0\uc5b4\ub09c \ud1a0\ub860 \uc2e4\ub825\uc744 \ud655\uc2e0\ud55c \uc0ac\ub78c\ub4e4\uc740 \uadf8\uc758 \uac74\uac15\uc774 \ubcc4\ub85c \uc88b\uc9c0 \uc54a\ub2e4\ub294 \uc18c\uc2dd\uc744 \ub4e4\uc5c8\ub358 \uc0ac\ub78c\ub4e4\ubcf4\ub2e4 \uadf8\uc758 \uc5c5\uc801\uc744 \ud6e8\uc52c \ub354 \ub192\uc774 \ud3c9\uac00\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \uc18c\ube44\ub97c \ub098\uc911\uc5d0 \ud558\uba74 \uae0d\uc815\uc801\uc778 \uccb4\ud5d8\uc744 \ub9cc\ub4e4\uc5b4\ub0bc \uc2dc\uac04\uc774 \uc0dd\uae30\uae30 \ub54c\ubb38\uc5d0 \uc0c1\uc0c1\uacfc \ud604\uc2e4\uc758 \ucc28\uc774\ub97c \uc881\ud788\ub294 \ub2a5\ub825\uc774 \ub192\uc544\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[26] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ub41c \uc2e4\ud5d8\uc774 \uc11c\ub358\uce98\ub9ac\ud3ec\ub2c8\uc544\ub300\ud559\uad50\uc5d0\uc11c \uc9c4\ud589\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8\uc5d0 \ucc38\uac00\ud55c \ud559\uc0dd\ub4e4\uc740 \ube44\ub514\uc624\uac8c\uc784\uc774 \uc5bc\ub9c8\ub098 \uc7ac\ubbf8\uc788\uc744\uc9c0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uac04 \uc0c1\uc0c1\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud559\uc0dd\ub4e4\uc740 \uc774\ud6c4 \uac8c\uc784\uc744 \ud558\uba74\uc11c \ubb34\ucc99 \uc990\uac70\uc6cc\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub4e4\uc740 \uac8c\uc784 \ucc38\uc5ec\ub97c \uae30\ub2e4\ub9ac\uba74\uc11c \ud2b8\ub9bd\uc5b4\ub4dc\ubc14\uc774\uc800\ub2f7\ucef4\uc744 \ubc29\ubb38\ud55c \uc608\ube44 \uc5ec\ud589\uac1d\ub4e4\ucc98\ub7fc \uae0d\uc815\uc801\uc778 \uae30\ub300\uac10\uc744 \uac00\uc84c\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \uc9c0\uc5f0\ud558\uba74 \uae0d\uc815\uc801\uc778 \uacbd\ud5d8\uc744 \ub9cc\ub4e4\uc5b4\ub0bc \uae30\ud68c\ub97c \uac00\uc9c8 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc774\ub978\ubc14 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad70\uce68 \ub3cc\uac8c \ub9cc\ub4dc\ub294 \uc778\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \uac15\ud654\ud558\uc5ec \uc18c\ube44\uc758 \uc990\uac70\uc6c0\uc744 \ub298\ub9b4 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[27] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5bc\ub9c8 \uc804 \ud55c \uc2e4\ud5d8\uc5d0\uc11c \ub300\ud559\uc0dd\ub4e4\uc740 \ud5c8\uc26c \ud0a4\uc2a4\ub098 \ud5c8\uc26c \ud5c8\uadf8 \ucd08\ucf5c\ub9bf \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd08\ucf5c\ub9bf\uc744 \uc120\ud0dd\ud55c \ud559\uc0dd\ub4e4\uc740 \ucd08\ucf5c\ub9bf\uc744 \uba39\uc9c0 \uc54a\uace0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">30<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uc744 \uae30\ub2e4\ub838\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5a4 \uc77c\uc774 \ubc8c\uc5b4\uc84c\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">30<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uc744 \uae30\ub2e4\ub9b0 \ucc38\uac00\uc790\ub4e4\uc740 \uadf8\ub807\uc9c0 \uc54a\uc740 \ud559\uc0dd\ub4e4\ubcf4\ub2e4 \ucd08\ucf5c\ub9bf\uc744 \ub354 \ub9db\uc788\uac8c \uba39\uc5c8\uace0 \ud5c8\uc26c \ucd08\ucf5c\ub9bf\uc744 \ub354 \uc0ac \uba39\uace0 \uc2f6\ub2e4\ub294 \uc758\ud5a5\uc744 \ud45c\uc2dc\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub807\ub2e4\uba74 \uc18c\ube44 \uc9c0\uc5f0\uc758 \ud6a8\uacfc\uac00 \uadf9\ub300\ud654\ub418\uc5b4 \ud22c\uc790 \ub300\ube44 \ucd5c\uace0\uc758 \ud589\ubcf5\uac10\uc744 \ub204\ub9ac\uac8c \ub418\ub294 \uac83\uc740 \uc5b8\uc81c\uc77c\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \uc9c0\uc5f0\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e4\ub825 \uc788\ub294 \uac83\ub4e4\uc744 \ucc3e\uc744 \uae30\ud68c\uac00 \uc0dd\uae34\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub300\uae30\ud558\ub294 \uc0ac\uc774 \uc55e\uc73c\ub85c\uc758 \uccb4\ud5d8\uc5d0 \ub300\ud55c \uae0d\uc815\uc801 \uae30\ub300\uac10\uacfc \ud765\ubd84\uac10\uc774 \uc0dd\uae34\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud2b8\ub9bd\uc5b4\ub4dc\ubc14\uc774\uc800 \ub2f7\ucef4\uacfc \ubc84\uce58\ubc15\uc2a4\uc758 \uc0ac\ub840\ub97c \uc0dd\uac01\ud558\uba74 \uc774\ud574\ud558\uae30 \uc27d\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad6c\ub9e4\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc73c\ub85c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad70\uce68\uc774 \ub3cc \ub54c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd5c\uc885\uc801\uc778 \uc18c\ube44\uc758 \uc990\uac70\uc6c0\uc774 \ucee4\uc9c4\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud5c8\uc2dc \ud5c8\uc2a4 \ucd08\ucf5c\ub9bf\uc758 \uc0ac\ub840\ub97c \uc0dd\uac01\ud574\ubcf4\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc5d0 \ubc18\ud574\uc11c \uc5d4\uc9c4\uc624\uc77c \uad50\ud658 \ub610\ub294 \uce58\uacfc \uce58\ub8cc \uac19\uc740 \uc369 \ub0b4\ud0a4\uc9c0 \uc54a\ub294 \uc9c0\ucd9c \ub4f1\uc740 \ub2ec\uac11\uc9c0 \uc54a\uc740 \ud615\ud0dc\ub85c \uad70\uce68\uc774 \ub3cc\uac8c \ub9cc\ub4e0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ucc98\ub7fc \uc911\ub9bd\uc801\uc778 \ud544\uc218\ud488\uc758 \uad6c\ub9e4\ub97c \uc9c0\uc5f0\ud558\ub294 \uac83\uc740 \ubc14\ub78c\uc9c1\ud558\uc9c0 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44 \uccb4\ud5d8 \uc790\uccb4\ub294 \uc7a0\uae50\uc774\uba74 \ub05d\ub09c\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\uc8fc\uc5ec\ud589\uc744 \uc0dd\uac01\ud574\ubcf4\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\uc8fc\uc5ec\ud589\uc758 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uccb4\ud5d8\uc744 \uc5f0\uae30\ud568\uc73c\ub85c\uc368 \uadf8 \uccb4\ud5d8 \uc790\uccb4 \ub9d0\uace0\ub3c4 \uc990\uac70\uc6c0\uc744 \ub04c\uc5b4\ub0bc \uc218 \uc788\ub294 \uc18c\uc911\ud55c \uae30\ud68c\uac00 \uc0dd\uae34\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">5. \u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\uc9c0\uae08\uc758 \ud798<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\uc774 \uac00\uc9c4 \ubaa8\uc21c<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \ubbf8\ub8ec \ud6a8\uacfc\uc5d0 \ub300\ud574 \uae68\ub2ec\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc624\ub85c\uc9c0 \uc18c\ube44\ub97c \uc9c0\uc5f0\uc2dc\ud0ac \uae30\ud68c\ub97c \ucc3e\uc544\ub2e4\ub2d0 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uc774\ub7f0 \uc9c0\ud61c\ub97c \uae68\ub2eb\ub294 \uc0ac\ub78c\uc740 \uc758\uc678\ub85c \ub9ce\uc9c0 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc55e\uc11c \uc774\uc57c\uae30\ud55c \uc2e4\ud5d8\uc5d0\uc11c \ucd08\ucf5c\ub9bf\uc744 \uae30\ub2e4\ub838\ub2e4 \uba39\uc740 \ud559\uc0dd\ub4e4\uc740 \uc989\uc2dc \uba39\uc740 \ud559\uc0dd\ub4e4\ubcf4\ub2e4 \ub9db\uc788\uac8c \uba39\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uc804\uc790\uc758 \ud559\uc0dd\ub4e4\uc740 \uc18c\ube44\ub97c \uc9c0\uc5f0\uc2dc\ucf1c \uc5bb\ub294 \ud61c\ud0dd\uc744 \uc778\uc2dd\ud558\uc9c0 \ubabb\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[28] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub4e4\uc740 \ud3c9\uc18c\ubcf4\ub2e4 \ucd08\ucf5c\ub9bf\uc744 \ub354 \ub9ce\uc774 \uba39\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ub2e4\ub9bc \uc790\uccb4\ub294 \uc369 \uc720\ucf8c\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uadf8\ub4e4\uc740 \ub2e4\uc74c\ubc88\uc5d0\ub294 \ucd08\ucf5c\ub9bf\uc744 \uc989\uc11d\uc5d0\uc11c \uba39\uace0 \uc2f6\ub2e4\uace0 \ub9d0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \ub098\uc911\uc5d0 \ud574\uc57c \uc990\uac70\uc6c0\uc774 \ucee4\uc9c4\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc6b0\ub9ac\ub294 \uc65c \uc54c\uc9c0 \ubabb\ud560\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ub41c \uc5f0\uad6c \uc870\uc0ac\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5a4 \uba4b\uc9c4 \uc77c\uc744 \uc9c0\uae08 \ub2f9\uc7a5 \ud560 \uc218 \uc788\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, \u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uae08\uc758 \ud798<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ub2e4\ub978 \ubaa8\ub4e0 \uac83\uc744 \uc791\uc544 \ubcf4\uc774\uac8c \ub9cc\ub4e0\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub97c\ud14c\uba74 \uc9c0\uae08 \ub204\uad70\uac00\uac00 \uc5ec\ub7ec\ubd84\uc5d0\uac8c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">25<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc9dc\ub9ac \uc2a4\ud0c0\ubc85\uc2a4 \uc0c1\ud488\uad8c\uc744 \uc120\ubb3c\ud588\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5bc\ub9c8\ub098 \uae30\ubd84\uc774 \uc88b\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub0a0\uc9dc\uac00 \ud758\ub7ec\ub3c4 \ud504\ub77c\ud478\uce58\ub178\uc5d0 \ub300\ud55c \uc560\uc815\uc774 \uc2dd\uc9c0 \uc54a\ub294 \ud55c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ub7ec\ubd84\uc740 \uc0c1\ud488\uad8c\uc744 \uc9c0\uae08 \ub2f9\uc7a5 \ubc1b\ub4e0 \uc11d \ub2ec \uc548\uc5d0 \ubc1b\ub4e0 \uc0c1\uad00\uc5c6\uc774 \uae08\uc138 \ud589\ubcf5\uac10\uc5d0 \uc816\uc5b4\uc57c \ud560 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[29] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc\ub85c \ucee4\ud53c\ub97c \ub9c8\uc2e4 \uc218 \uc788\uc5b4\uc11c \uc88b\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c1\ud488\uad8c\uc744 \ubc1b\ub294\ub2e4\uace0 \ud55c\ub2e4\uba74 \uc0ac\ub78c\ub4e4\uc740 \uc11d \ub2ec\uc744 \uae30\ub2e4\ub9ac\uc9c0 \uc54a\uace0 \uc9c0\uae08 \ub2f9\uc7a5 \uc0c1\ud488\uad8c\uc744 \ubc1b\uc73c\uba74 \uae30\ubd84\uc774 \ub354 \uc88b\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uae08\uc758 \ud798<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc73c\ub85c \uc778\ud574 \uc0ac\ub78c\ub4e4\uc740 \ud604\uc7ac\ub97c \uacfc\ub300\ud3c9\uac00\ud558\uace0 \ub098\uc911\uc5d0 \uc18c\ube44\ud558\uc5ec \uc5bb\uc744 \uc218 \uc788\ub294 \ud61c\ud0dd\uc744 \uc798 \uc778\uc2dd\ud558\uc9c0 \ubabb\ud558\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \ubbf8\ub904 \uc5bb\ub294 \ud61c\ud0dd\uc744 \uc778\uc2dd\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uadf8\ub85c \uc778\ud574 \uc0dd\uae30\ub294 \ubd80\uac00\uac00\uce58\uc5d0 \ub300\ud574 \ube44\uc6a9\uc744 \uce58\ub974\uc9c0 \uc54a\uc73c\ub824 \ud560\uc9c0\ub3c4 \ubaa8\ub978\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[30] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ucee8\ub300 \ud3c9\uc18c \uc120\ub9dd\ud558\ub294 \uac00\uc218\uc758 \ucf58\uc11c\ud2b8\uc5d0 \ub0b4\uc77c \uac08\uc9c0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc \ud6c4\uc5d0 \uac08\uc9c0 \uc120\ud0dd\ud558\ub77c\uace0 \ud588\ub354\ub2c8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc751\ub2f5\uc790\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">60<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8 \uc815\ub3c4\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc\ub97c \uae30\ub2e4\ub9ac\uba74 \uae30\ub300\uac10\uc774 \ub354\ud574\uc838 \ucf58\uc11c\ud2b8\ub97c \ub354\uc6b1 \uc7ac\ubc0c\uac8c \uc990\uae38 \uc218 \uc788\uc744 \uac70\ub77c\uace0 \uc0dd\uac01\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \ube44\uc6a9\uc744 \uce58\ub97c \uc758\ud5a5\uc774 \uc788\ub294\uc9c0 \ubb3c\uc5c8\ub354\ub2c8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc751\ub2f5\uc790\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">19<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8\ub9cc\uc774 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc \ud6c4\uc5d0 \uac00\ub294 \ucf58\uc11c\ud2b8\uc5d0 \ube44\uc6a9\uc744 \ub354 \uc4f0\uaca0\ub2e4\uace0 \ub9d0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc720\ud615\uc758 \ube44\uc6a9 \uc9c0\uae09\uc744 \uac70\ubd80\ud558\ub294 \uc131\ud5a5\uacfc \uad00\ub828\ud558\uc5ec \ubd84\uba85\ud55c \uc608\uc678\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud3c9\uc18c \uc88b\uc544\ud558\ub294 \uc2a4\ud0c0\uc640 \ud0a4\uc2a4\ud558\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c \uc2e4\ud5d8\uc5d0\uc11c \uc2e4\ud5d8 \ucc38\uac00\uc790\ub4e4\uc740 \ud0a4\uc2a4\ub97c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">3<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c \ub4a4\ub85c \ubbf8\ub8e8\ub294 \ub300\uac00\ub85c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube44\uc6a9\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">50<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8 \uc774\uc0c1 \ub354 \ub0b4\ub824 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[31] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9d0\uc791\ucee8\ub300 \uc21c\uac04\uc73c\ub85c \ub05d\ub0bc \ud658\uc0c1\uc801\uc778 \uccb4\ud5d8\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">72<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04 \ub3d9\uc548 \ub5a0\uc62c\ub9ac\uace0 \uc74c\ubbf8\ud558\uae30 \uc704\ud574\uc11c\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc720\uba85 \uc778\uc0ac\ub4e4\uc774 \uc774\ub7f0 \uc2e4\ud5d8\uc5d0 \ucc38\uc5ec\ud560 \uc77c\uc740 \uac70\uc758 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc774 \uc2e4\ud5d8\uc758 \uacb0\uacfc\ub294 \uac00\uc815\uc77c \ubfd0\uc774\ub77c\ub294 \uc810\uc744 \uc720\uc758\ud558\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ucee8\ub300 \ucd5c\uc800 \uac00\uaca9 \ube44\uad50 \uc0ac\uc774\ud2b8\uc778 \uce74\uc57d\ub2f7\ucef4\uc740 \uc2a4\ud398\uc778\uc758 \ud1a8\ub808\ub3c4\uc5d0\uc11c \ubbf8\uad6d\uc758 \ud22c\uc190\uc73c\ub85c \uac00\ub294 \ud56d\uacf5\ud3b8\uc744 \uac80\uc0c9\ud574\uc8fc\uba74\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud604\uc7ac \uc544\uba54\ub9ac\uce78 \ud56d\uacf5\uc744 \uac80\uc0c9\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ub4e0\uac00 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub378\ud0c0 \ud56d\uacf5\uc744 \uac80\uc0c9 \uc911\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ub294 \uc2dd\uc73c\ub85c \uac80\uc0c9 \uc791\uc5c5 \ud604\ud669\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc54c\ub824\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[32] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ub41c \ud55c \uc5f0\uad6c \uacb0\uacfc\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uace0\uac1d\ub4e4\uc740 \uae30\ub2e4\ub9ac\ub294 \ub3d9\uc548 \uc790\uc2e0\uc744 \ub300\uc2e0\ud558\uc5ec \uc77c\uc774 \ucc98\ub9ac\ub418\uace0 \uc788\ub2e4\ub294 \uc778\uc0c1\uc744 \ubc1b\uc73c\uba74 \uae30\ub2e4\ub9ac\uba74\uc11c\ub3c4 \ub192\uc740 \ub9cc\uc871\uac10\uc744 \ub290\ub080\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub178\ub3d9\uc758 \ucc29\uac01<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud6a8\uacfc\ub294 \ub3d9\uc77c\ud55c \uc218\uc900\uc758 \uc11c\ube44\uc2a4\ub97c \ub450\uace0\ub3c4 \uace0\uac1d\ub4e4\uc774 \uc989\uac01\uc801\uc778 \uc11c\ube44\uc2a4\ubcf4\ub2e4 \ub300\uae30\ud574\uc57c \ud558\ub294 \uc11c\ube44\uc2a4\ub97c \ub354 \uc120\ud638\ud558\uac8c \ub9cc\ub4e4 \uc815\ub3c4\ub85c \ub9e4\uc6b0 \uac15\ub825\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">6. \uc989\uac01\uc801\uc778 \uc9c0\ucd9c\uc758 \uace0\ud1b5<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc628\uac16 \uace0\uc0dd \ub05d\uc5d0 \ubc88 \ub3c8\uc744 \uc9c0\ucd9c\ud558\ub294 \uae30\ubd84\uc740 \ucc1c\ucc1c\ud558\uace0 \ubd88\ud3b8\ud574\uc11c \uc9c0\ucd9c\uc744 \ud68c\ud53c\ud558\uace0 \uc2f6\uc740 \uc0dd\uac01\uc774 \ub4e0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[33] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc5d0 \ud589\ub3d9\uacbd\uc81c\ud559\uc5d0\uc11c\ub294 \uc9c0\ucd9c\uc774 \uace0\ud1b5\uc744 \uc720\ubc1c\ud55c\ub2e4\ub294 \uc758\ubbf8\ub85c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\ucd9c\uc758 \uace0\ud1b5<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \uc4f4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[34] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd5c\uadfc \uc9c0\ucd9c\ud55c \uc77c\uc744 \ub5a0\uc62c\ub9ac\ub294 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc81c \uc721\uccb4\uc758 \uace0\ud1b5\uc744 \uc27d\uac8c \ub290\ub084 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \ud604\uc0c1\uacfc \uad00\ub828\ub41c \uba87 \uac00\uc9c0 \uadfc\uac70\ub97c \uc2e0\uacbd\uacbd\uc81c\ud559\uc790\ub4e4\uc774 \ubc1c\uacac\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\uc8fc \ube44\uc2fc \ube44\uc6a9\uc744 \uce58\ub7ec\uc57c \ud558\ub294 \uc0c1\ud669\uc5d0\uc11c \uc774\ub97c\ud14c\uba74 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc1c\uac00\ub77d\uc744 \ucc28\uc77c \ub54c \ub290\ub07c\ub294 \uace0\ud1b5<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacfc \uc5f0\uacb0\ub41c \ub1cc \ubd80\uc704\uac00 \ud65c\uc131\ud654\ub41c\ub2e4\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[35] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud0e0\ud37c\ub4dc\ub300\ud559\uad50\uc5d0\uc11c\ub3c4 \uad00\ub828 \uc2e4\ud5d8\uc744 \uc9c4\ud589\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba3c\uc800 \uc2e4\ud5d8 \ucc38\uac00\uc790\ub4e4\uc740 \ub450\ub1cc \uc2a4\uce90\ub108 \uc548\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc1fc\ud551\uac00\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0dd\uac01\uc744 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc5b4\uc11c \uc5f0\uad6c\uc9c4\uc740 \uace0\ub514\ubc14 \ucd08\ucf5c\ub9bf<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud0e0\ud37c\ub4dc\ub300\ud559\uad50 \ud2f0\uc154\uce20<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, MP3 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud50c\ub808\uc774\uc5b4\ucc98\ub7fc \ubcf4\uae30\ub9cc \ud574\ub3c4 \ud0d0\ub098\ub294 \ubb3c\ud488\ub4e4\uc744 \ucef4\ud4e8\ud130 \ud654\uba74\uc5d0 \ub744\uc6b4 \ub2e4\uc74c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8 \ucc38\uac00\uc790\ub4e4\uc5d0\uac8c \uc0c1\ud488\uc758 \uac00\uaca9\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8\ucc38\uac00\uc790\ub4e4\uc740 \ud654\uba74\uc744 \ubcf4\uba70 \uac01 \uc0c1\ud488\uc744 \uad6c\ub9e4\ud560\uc9c0 \uacb0\uc815\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\uc790 \ub9e4\ub825\uc801\uc778 \uc0c1\ud488\uc744 \ubcf8 \uc2e4\ud5d8 \ucc38\uac00\uc790\ub4e4\uc758 \ub300\ub1cc \uce21\uc88c\ud575\uc774 \ud65c\uc131\ud654\ub418\uae30 \uc2dc\uc791\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \ucd08\ucf5c\ub9bf \ud55c \uc0c1\uc790 \uac19\uc740 \uac04\ub2e8\ud55c \uc0c1\ud488\uc744 \uc0ac\ub354\ub77c\ub3c4 \uc774\ub807\uac8c \uad6c\ub9e4\uc758 \ucf8c\uac10\uacfc \uc9c0\ucd9c\uc758 \uace0\ud1b5\uc744 \uc800\uc6b8\uc9c8\ud558\uc5ec \uc9c0\uac11\uc744 \uc5f4\uc9c0 \ub9d0\uc9c0 \uacb0\uc815\ud558\uac8c \ub41c\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\uc758 \ucf8c\uac10\uacfc \uc9c0\ucd9c\uc758 \uace0\ud1b5\uc744 \ubd84\ub9ac\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\uc758 \uc990\uac70\uc6c0\uc774 \ub192\uc544\uc9c8 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc989\uc2dc \uc18c\ube44\ud558\uace0 \ub098\uc911\uc5d0 \uc9c0\ucd9c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uadf8\ub7f0 \uc218\uc218\uaed8\ub07c\ub97c \ud574\uacb0\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uc9c0\ucd9c\uc744 \ub098\uc911\uc5d0 \ud558\uc5ec \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub354\ub77c\ub3c4 \ub610 \ub2e4\ub978 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">&nbsp;<\/span><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">7. \uce74\ub4dc\ube5a\uc758 \uc720\ud639<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[36] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc218\ubc31 \ub144 \uc804<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud0dc\ud3c9\uc591 \uc11c\ubd80\uc758 \uc58d \uc12c\uc5d0 \uc0ac\ub294 \uc8fc\ubbfc\ub4e4\uc740 \ub9e4\uc6b0 \uad6c\uccb4\uc801\uc778 \ud615\ud0dc\uc758 \ud654\ud3d0\ub97c \uc0ac\uc6a9\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uac83\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">20<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba85 \uc815\ub3c4\uac00 \ub2ec\ub77c\ubd99\uc5b4\uc57c \uc774\ub3d9\uc2dc\ud0ac \uc218 \uc788\ub294 \uac70\ub300\ud55c \ub3cc \ubc14\ud034\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubaa8\ub4e0 \ud654\ud3d0\ub294 \uadf8 \uac00\uce58\uac00 \uc624\ub974\ub77d\ub0b4\ub9ac\ub77d \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uc58d \uc12c\uc758 \ub3cc \ud654\ud3d0\ub294 \ud654\ud3d0 \uc790\uccb4\uac00 \ubc14\ub2f7\ubb3c\uc5d0 \uac00\ub77c\uc549\uc544\ubc84\ub838\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc\ubbfc\ub4e4\uc740 \ubc14\ub2e4\uc5d0 \uac00\ub77c\uc549\uc740 \ub3cc\uc758 \uc2dc\uc7a5\uac00\uce58\ub97c \uadf8\ub300\ub85c \uc778\uc815\ud574\uc8fc\uae30\ub85c \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \ub3cc\uc740 \ubc14\ub2e4 \ubc11\uc5d0 \uc788\uc5c8\uc74c\uc5d0\ub3c4 \uc5ec\uc804\ud788 \ud654\ud3d0 \uac00\uce58\uac00 \uc788\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \uc774 \uba38\ub098\uba3c \uc12c\uc5d0\uc11c \ub3c8\uc740 \uad6c\uccb4\uc801 \uc2e4\uccb4\uc5d0\uc11c \ucd94\uc0c1\uc801 \uac1c\ub150\uc73c\ub85c \uc62e\uaca8\uac14\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uc774\uc57c\uae30\ub294 \ucd5c\uadfc\uc758 \ubbf8\uad6d \uc5ed\uc0ac\uc640 \ub9e5\uc744 \uac19\uc774\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. 20<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138\uae30 \ub4e4\uc5b4 \ubbf8\uad6d\uc5d0\uc11c\ub294 \ucc28\uac11\uace0 \ub2e8\ub2e8\ud55c \ud654\ud3d0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae08<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \uc0ac\uc6a9\uc774 \uac10\uc18c\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ud6c4 \ubbf8\uad6d \ub2c9\uc2a8 \uc815\ubd80\ub294 \uae08\ubcf8\uc704\uc81c\ub97c \ud3d0\uc9c0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uc5ec\ub7ec \ud615\ud0dc\uc758 \uc2e0\uc6a9\uac70\ub798\uac00 \ub0a0\uc774 \uac08\uc218\ub85d \ub298\uc5b4\ub0ac\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uac00 \ub108\ubb34\ub3c4 \uc798 \uc54c\uace0 \uc788\ub4ef\uc774<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubcc0\ud654\uac00 \uc77c\uc5b4\ub098\uc790 \uacb0\uad6d\uc5d0 \uc5ec\ub7ec \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[37] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d\uc758 \ud48d\uc790 \uc8fc\uac04\uc9c0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&lt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub2c8\uc5b8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&gt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2011<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5c4\uccad\ub09c \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uae30\ub85c \ub4dc\ub7ec\ub09c \ube44\uc790 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">Visa exposed As Massive card scam\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ub294 \uc81c\ubaa9\uc758 \uba38\ub9ac\uae30\uc0ac\uc5d0 \ub2f9\uc2dc\uc758 \uc2dc\ub300\uc815\uc2e0\uc744 \ub2f4\uc544\ub0c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub2c8\uc5b8\uc758 \uac00\uc9dc \uae30\uc0ac\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube44\uc790\ub294 \ud3c9\ud310 \uc88b\uc740 \ub300\ucd9c \uae30\uad00\uc778 \uc591 \ud589\ub3d9\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\uba74\uc11c \uc740\ud589\ub4e4\uc744 \ud1b5\ud574 \uadf8\ub7f4\uc2f8\ud574 \ubcf4\uc774\ub294 \uac00\uc9c0\uac01\uc0c9\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ud37c\ub728\ub824\uc11c \uc18c\ube44\uc790\ub4e4\uc774 \ud615\ud3b8\uc5d0 \uc0c1\uad00\uc5c6\uc774 \uacfc\ub3c4\ud55c \uc9c0\ucd9c\uc744 \ud558\ub3c4\ub85d \uc0ac\uae30\ub97c \ucce4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ub7ec \uc5f0\uad6c \uc870\uc0ac \uacb0\uacfc\ub294 \uc2e0\uc6a9\uce74\ub4dc\uac00 \uc9c0\ucd9c\uc744 \ub298\ub9ac\uac8c \ub9cc\ub4dc\ub294 \uae30\ubc1c\ud55c \ud601\uc2e0 \uc0c1\ud488\uc784\uc744 \ubcf4\uc5ec\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[38] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ucee8\ub300 \uc88c\uc11d\uc774 \ub9e4\uc9c4\ub41c \uc2a4\ud3ec\uce20 \uacbd\uae30\uc758 \uad00\ub78c\uad8c \ub450 \ub9e4\ub97c \uc785\ucc30\ud560 \uc218 \uc788\uac8c \ud574\uc8fc\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud604\uae08\uc744 \uac00\uc9c4 \ud559\uc0dd\ub4e4\uc740 \ub2e4\uc74c \ub0a0\uae4c\uc9c0 \uc785\ucc30\uac00\ub85c \ud3c9\uade0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">26<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub97c \ub0b4\uaca0\ub2e4\uace0 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc18\uba74\uc5d0 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud55c \ud559\uc0dd\ub4e4\uc740 \uc785\ucc30\uac00\ub85c \ud3c9\uade0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">60<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub97c \uc81c\uc2dc\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\ud5d8\uc5d0 \ucc38\uac00\ud588\ub358 \ud559\uc0dd\ub4e4\uc740 \uc138\uc0c1 \ubb3c\uc815\uc5d0 \ubc1d\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">MBA <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud559\uc0dd\ub4e4\uc774\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub4e4\uc740 \uad73\uc774 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc4f0\uba74\uc11c \uc218\uc218\ub8cc\ub97c \uc655\ucc3d \ub0bc \uc815\ub3c4\ub85c \uc5b4\ub9ac\uc11d\uc9c0 \uc54a\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad6c\ub9e4\ud558\ub294 \uc21c\uac04\uc5d0 \ub290\ub07c\ub294 \uc9c0\ucd9c\uc758 \uace0\ud1b5\uc774 \uacbd\uac10\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e0\uc6a9\uce74\ub4dc\ub85c \uc778\ud574 \uc77c\uc885\uc758 \ubd84\ub9ac\uac10\uc774 \uc0dd\uaca8 \ud604\uba85\ud558\uace0 \uc0c1\uc2dd \uc788\ub294 \uc0ac\ub78c\ub4e4\ub3c4 \uc27d\uac8c \uc9c0\ub984\uc2e0\uc758 \uc720\ud639\uc5d0 \ube60\uc9c0\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[39] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ud558\uc5ec \uc2e4\ud5d8 \ucc38\uac00\uc790 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">30<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba85\uc5d0\uac8c \uc6d4\ub9d0 \uccad\uad6c\uc11c\ub97c \ud655\uc778\ud558\uae30 \uc804\uc5d0 \uce74\ub4dc \ub300\uae08\uc744 \uacc4\uc0b0\ud574\ubcf4\ub77c\uace0 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ac\ub354\ub2c8 \uac01 \uac1c\uac1c\uc778\uc740 \uce74\ub4dc \ub300\uae08\uc744 \ud3c9\uade0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">30<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8 \uac00\ub7c9 \ub0ae\uac8c \uacc4\uc0b0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[40] 2010<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uae30\uc900\uc73c\ub85c \ubbf8\uad6d \uac00\uc815\uc758 \ud3c9\uade0 \uc2e0\uc6a9\uce74\ub4dc \ube5a\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">6,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec \uc774\uc0c1\uc774\ub098 \ub41c\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[41] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc790\ub4e4\uc758 \uc57d <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">3<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uce74\ub4dc \ub300\uae08\uc744 \uc6d4\ub9d0\uc5d0 \uacb0\uc81c\ud558\uc9c0 \uc54a\uace0 \uc774\uc6d4\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[42] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d \uc0ac\ub78c\ub4e4\uc758 \uac70\uc758 \uc808\ubc18\uc740 \ube5a \ub54c\ubb38\uc5d0 \uace0\ubbfc\uc774 \ub9ce\ub2e4\uace0 \ubc1d\ud614\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d\uc778\ub4e4\uc758 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ub4dd\uacfc \ud589\ubcf5\uc758 \uad00\uacc4\uc131\uc740 \uaf64 \ubbf8\ubbf8\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[43] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uac1c\uc778\uc758 \ud589\ubcf5<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uce74\ub4dc \ub300\uae08 \uc5f0\uccb4 \uc5ec\ubd80<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ub450 \uc694\uc18c \uc0ac\uc774\uc5d0\ub294 \uc544\uc8fc \uac15\ub825\ud55c \uad00\uacc4\uc131\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc778\uc774 \uc131\ucde8\ud55c \uac83\ubcf4\ub2e4 \ube5a\uc744 \uc9c4 \uc0c1\ud0dc\ub97c \ubcf4\uace0 \ud589\ubcf5 \uc218\uc900\uc744 \ud6e8\uc52c \ub354 \uc798 \uc608\uce21\ud560 \uc218 \uc788\ub2e4\ub294 \ub9d0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[44] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc601\uad6d\uc5d0\uc11c\ub294 \ube5a\uc774 \ub9ce\uc740 \uac00\uc815\uc77c\uc218\ub85d \ub0ae\uc740 \ud589\ubcf5 \uc218\uc900\uc744 \ubcf4\uc778\ub2e4\uace0 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube5a\uc740 \ud2b9\ud788 \uacb0\ud63c\uc0dd\ud65c\uc5d0 \ud574\uac00 \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[45] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube5a\uc774 \ub9ce\uc740 \ubd80\ubd80\ub294 \uc131\uad00\uacc4\ub85c \uac08\ub4f1\ud558\ub294 \ub4f1 \uacb0\ud63c \uc0dd\ud65c\uc758 \ubaa8\ub4e0 \uba74\uc5d0\uc11c \uac08\ub4f1\uc744 \uc2ec\ud558\uac8c \uacaa\ub294\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uae09\uc744 \ubbf8\ub8e8\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989\uac01\uc801\uc778 \uc18c\ube44\uc758 \uc990\uac70\uc6c0\uc774 \ucee4\uc9c8 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[46] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uc5b4\ub290\uc0c8 \uc990\uac70\uc6c0\uc740 \uc0ac\ub77c\uc9c0\uace0 \uc9c0\uae09\uc744 \ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uac10\uc5d0 \ub450\ub824\uc6b4 \ud558\ub8e8\ud558\ub8e8\ub97c \ubcf4\ub0b4\uac8c \ub420\uc9c0\ub3c4 \ubaa8\ub978\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\ub4dc\ube5a\uc5d0 \ub300\ud55c \uc555\ubc15\uac10\uc5d0 \uc2dc\ub2ec\ub9ac\ub2e4\uac00 \uccad\uc0b0\ud558\uace0 \ub098\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e4\ub978 \uc5b4\ub5a4 \uc77c\uc5d0 \uc9c0\ucd9c\ud588\uc744 \ub54c\ubcf4\ub2e4 \ucda9\ub9cc\ud55c \ud589\ubcf5\uac10\uc744 \ub9db\ubcfc \uc218\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[47] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub807\uc9c0\ub9cc \ube5a \uccad\uc0b0\uc73c\ub85c \uc778\ud55c \uc815\uc11c\uc801 \ud61c\ud0dd \ub54c\ubb38\uc5d0 \uc800\ucd95\uc758 \ud61c\ud0dd\uc774 \ubbf8\ubbf8\ud574 \ubcf4\uc77c \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. (<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc800\ucd95\ub3c4 \uc815\uc11c\uc801 \ud61c\ud0dd\uc5d0 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\ub370 \ub9d0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.)<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">8. \ubaa8\ud788\ud1a0 \uce75\ud14c\uc77c\uc744 \uacf5\uc9dc\ub85c \uc990\uae30\ub294 \ube44\uacb0<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uae08\uae4c\uc9c0 \uc0ac\ub840\ub85c \ub4e0 \ubaa8\ub4e0 \uc5f0\uad6c\ub294 \uacf5\ud1b5\ub41c \uacb0\ub860\uc5d0 \uc774\ub978\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad6c\ub9e4\uc758 \uc21c\uac04 \ud639\uc740 \ucc44\ubb34\uac00 \ub204\uc801\ub41c \uc0c1\ud669\uc5d0\uc11c \ube44\uc6a9 \uc9c0\uae09\uc758 \ubb38\uc81c\uac00 \uac00\uc7a5 \ub450\ub4dc\ub7ec\uc9c0\ub294 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\uc758 \uc990\uac70\uc6c0\uc740 \ubc18\uac10\ub420 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d8\ub9ac\uc790\ubca0\uc2a4 \ud558\uc778\uc988\uc640 \uadf8\ub140\uc758 \ub0a8\ud3b8 \ud14c\ub9ac\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uad04 \uc9c0\uae09\uc758 \ub9c8\ubc95<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uc758\uc874\ud558\uace0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2f9\uc7a5 \ube44\uc6a9\uc744 \uce58\ub974\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc601\ub9ac\ud55c \uc804\ub7b5\uc744 \ud1b5\ud574 \uc721\uc544 \ubb38\uc81c\ub97c \ud574\uacb0\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd80\ubd80\ub294 \ud3c9\uc77c\uc5d0 \uc544\uc774\ub4e4\uc744 \ub3cc\ubd10\uc904 \uc0ac\ub78c\uc774 \ud544\uc694\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd80\ubd80\ub294 \uc77c\uc8fc\uc77c \uce58\ub97c \ud55c \ubc88\uc5d0 \uc9c0\uae09\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d8\ub9ac\uc790\ubca0\uc2a4 \ud558\uc778\uc988\ub294 \uc774\ub807\uac8c \ub9d0\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. \u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud3c9\uc77c \uc624\ud6c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ub8e8\ub294 \ubc24\ub2a6\uac8c \uc77c\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc744 \uad6c\ud55c\ub2e4\uace0 \uacf5\uace0\ub97c \ub0c8\uc5b4\uc694<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ac\ub354\ub2c8 \ub0a8\ud3b8\uacfc \ubc24\uc5d0 \ub370\uc774\ud2b8\ub97c \ub098\uac00\ub3c4 \ubcc4\ub3c4\uc758 \ube44\uc6a9\uc774 \ub4e4\uc5b4\uac08 \uc77c\uc740 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud558\uac8c \ub410\uc5b4\uc694<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.\u201d<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub098\ub3c4 \uba55\uc2dc\ucf54\uc758 \ud734\uc591 \ub9ac\uc870\ud2b8\uc5d0\uc11c \uacb0\ud63c\uc2dd\uc744 \uc62c\ub9b4 \ub54c \ube44\uc2b7\ud55c \ubc29\ubc95\uc744 \uc37c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub098\ub294 \ubaa8\ub4e0 \ubd80\ub300\ube44\uc6a9\uc744 \uba87 \ub2ec \uc804\uc5d0 \ub2e4 \ub0c8\uae30 \ub54c\ubb38\uc5d0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uac1d\ub4e4\uc5d0\uac8c \uacb0\ud63c\uc2dd\uc5d0 \uc628 \uae40\uc5d0 \ub9ac\uc870\ud2b8\uc5d0\uc11c \uba70\uce60 \uc26c\uace0 \uac00\ub77c\uace0 \uad8c\uc720\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uac1d\ub4e4\uc740 \ub9c8\uc74c\uaecf \uc990\uacbc\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb3c\ub860 \ubaa8\ub4e0 \uac83\uc740 \uacf5\uc9dc\uac00 \uc544\ub2c8\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7fc\uc5d0\ub3c4 \uba87 \ub2ec \uc804\uc5d0 \ubaa8\ub4e0 \ube44\uc6a9\uc744 \ub2e4 \ub0c8\uae30\uc5d0 \ubaa8\ub4e0 \uac83\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub85c \ub9db\ubcfc \uc218 \uc788\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989\uac01\uc801\uc778 \uc9c0\uae09\uc758 \ud6a8\uacfc\ub97c \uace0\ub824\ud55c\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0 \ud6a8\uacfc\ub294 \ucd5c\uadfc\uc758 \uacbd\uae30\uce68\uccb4\uae30\uc5d0 \uae0d\uc815\uc801\uc778 \uba74\uc774 \uc788\uc744\uc9c0 \ubaa8\ub978\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc694\uc988\uc74c \uc2e0\uc6a9\uce74\ub4dc \ub300\uc2e0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\uc6a9 \uae08\uc561\uc744 \uc989\uc2dc \uacb0\uc81c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ub294 \uc9c1\ubd88\uce74\ub4dc\uac00 \uc18c\ube44\uc790\ub4e4\uc758 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[48] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac70\ub300 \uc18c\ub9e4\uc5c5\uccb4\uc778 \ud0c0\uae43 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">Target<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2008<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2\/4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uae30\uc5d0 \uae08\uc735\uc704\uae30\uac00 \ub2e5\uce5c \uc774\ub798 \uc18c\ube44\uc790\ub4e4\uc758 \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c \ube44\uc728\uc774 \uc0ac\uc0c1 \ucc98\uc74c\uc73c\ub85c \ub5a8\uc5b4\uc9c0\uace0 \uc9c1\ubd88\uce74\ub4dc \uc0ac\uc6a9\uc774 \ub298\uc5c8\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[49] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd5c\uadfc \ub4e4\uc5b4 \ubbf8\uad6d \uc911\ubd80\ubd80\ud130<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[50] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9d0\ub808\uc774\uc2dc\uc544\uc5d0 \uc774\ub974\ub294 \uc138\uacc4 \uc5ec\ub7ec \uc9c0\uc5ed\uc5d0\uc11c \uc9c1\ubd88\uce74\ub4dc \uc0ac\uc6a9\uc774 \uae09\uc99d\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ucc98\ub7fc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989\uc2dc \uc9c0\uae09\ud558\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \uc9c0\ucd9c\uc774 \uc904\uc5b4\ub4e0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[51] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ud558\uc5ec \ubbf8\uad6d\uc5d0\uc11c \ub300\uaddc\ubaa8 \uc870\uc0ac\uac00 \uc2e4\uc2dc\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ub4dd<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e0\uc6a9 \uae30\ub85d \ub4f1 \uac1c\uc778\uc758 \ud2b9\uc131\uc744 \uace0\ub824\ud558\ub354\ub77c\ub3c4 \uc9c1\ubd88\uce74\ub4dc \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc9c1\ubd88\uce74\ub4dc \ube44\uc0ac\uc6a9\uc790\ub4e4\ubcf4\ub2e4 \ubd80\ucc44\ube44\uc728\uc774 \uc57d \ub124 \ubc30\ub098 \ub0ae\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ucc98\ub7fc \uc9c1\ubd88\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube44\uc6a9\uc744 \uc989\uc2dc \uc9c0\uae09\ud558\uae30\uc5d0 \ube5a\uc9c8 \uc77c\uc774 \uc5c6\uc5b4\uc9c0\uace0 \ud589\ubcf5\uac10\uc774 \ub192\uc544\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2011<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \ucd9c\uc2dc\ub41c \uce74\ub4dc \ucf00\uc774\uc2a4\ub77c\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 \ud734\ub300\uc804\ud654\uc640 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc5f0\uacb0\ud558\uc5ec \uc9c0\uac11\uc744 \uc5f4 \ud544\uc694 \uc5c6\uc774 \ubaa8\ubc14\uc77c\ub85c \uacb0\uc81c\ub97c \ud558\uac8c \ud574\uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b8\ub860\uc778\uc774\uc790 \uc791\uac00\uc778 \ud30c\ud558\ub4dc \ub9cc\uc8fc\ub294 \uc774 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ubcf4\uace0 \uacbd\ud0c4\uc744 \uae08\uce58 \ubabb\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[52] \u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud734\ub300\uc804\ud654\ub97c \uaebc\ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub418\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc5f4\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\uc778\ud560 \ud544\uc694\ub3c4 \uc5c6\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\ub4dc\ub97c \uc778\uc2dd\uae30\uc5d0 \ub308 \ud544\uc694\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc794\ub3c8\uc744 \uae30\ub2e4\ub9b4 \ud544\uc694\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uac8c\uc5d0 \uc788\ub294 \ub3d9\uc548 \ud734\ub300\uc804\ud654\ub97c \ubab8\uc5d0 \uc9c0\ub2c8\uace0\ub9cc \uc788\uc73c\uba74 \ub429\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\uba74 \uce74\ub4dc \ucf00\uc774\uc2a4\uac00 \uacb0\uc81c\ub97c \uc778\uc99d\ud569\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub530\ub85c \ud560 \uc77c\uc740 \uc5c6\uc2b5\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.\u201d<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc720\ud615\uc758 \uacb0\uc81c\uac00 \uc815\ub9d0\ub85c \ub05d\ub0b4\uc8fc\ub294 \ubc29\uc2dd\uc784\uc740 \uc778\uc815\ud574\uc57c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \uc774\ubc88 \uc7a5\uc5d0\uc11c \ub17c\uc758\ud55c \uc5f0\uad6c \uc870\uc0ac \uacb0\uacfc\ub294 \ud55c \uac00\uc9c0 \uc0ac\uc2e4\uc744 \uc554\uc2dc\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\ub4dc \ucf00\uc774\uc2a4 \uac19\uc740 \ud601\uc2e0 \uae30\uc220\ub85c \uc778\ud574 \uc7a5\uae30\uc801\uc73c\ub85c \uc9c0\ucd9c\uc744 \ub9ce\uc774 \ud558\uac8c \ub41c\ub2e4\ub294 \uc810\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;&nbsp;<\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">&nbsp;<\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">9. \uc120 \uc9c0\uae09<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 12pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\ud6c4 \uc18c\ube44 \uc6d0\uce59\uc744 \uc801\uc6a9\ud558\ub77c<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 12pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc120 \uc9c0\uae09<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud6c4 \uc18c\ube44<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2b5\uad00\uc744 \ub4e4\uc774\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ub2e4\ub9ac\ub294 \uc990\uac70\uc6c0\uacfc \uc18c\ube44\ud558\ub294 \uc990\uac70\uc6c0\uc774 \ubc30\uac00\ub418\ub294 \ub370 \ub354\ud574 \uadf8 \ubc16\uc758 \uc9c0\ucd9c \uc6d0\uce59\uc744 \uc798 \uc9c0\ucf1c\ub098\uac08 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uc774\ub7f0 \ub2e4\uc9d0\ub3c4 \uace0\uac00\uc758 \uc778\uae30 \ud1a0\uc2a4\ud130\uae30\ub098 \uace0\uae09 \uce68\ub300 \ub9e4\ud2b8\ub9ac\uc2a4 \uc55e\uc5d0\uc11c\ub294 \uc57d\ud574\uc9c0\uae30\ub3c4 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989\uac01\uc801\uc774\uace0 \uad6c\uccb4\uc801\uc778 \ud61c\ud0dd\uc744 \uc8fc\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[53] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7fc\uc5d0\ub3c4 \uc989\uc2dc \uc18c\ube44\ud558\uace0 \uc2f6\uc740 \ub9c8\uc74c\uc744 \uc5b5\ub204\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uccb4\ud5d8\uc758 \ucd94\uc0c1\uc801\uc778 \uc7a5\uc810\uc774 \ub2e4 \uc790\uc138\ud788 \ubcf4\uc774\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc740 \uc0c1\uc810\uc5d0\uc11c \uce74\ub4dc\uac00 \uc544\ub2cc \ud604\uae08\uc73c\ub85c \ubb3c\uac74 \uac12\uc744 \ub0bc \ub54c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacfc\uc77c\uc774\ub098 \uacac\uacfc\ub958 \uac19\uc740 \uac74\uac15\uc2dd \uc704\uc8fc\ub85c \uc7a5\uc744 \ubcf4\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[54] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub418\ub3c4\ub85d \uacfc\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce58\uc988 \ucf00\uc774\ud06c \ub4f1 \uc0b4\ucc0c\ub294 \uc74c\uc2dd\uc744 \ucda9\ub3d9\uad6c\ub9e4\ud558\uc9c0 \uc54a\uc73c\ub824 \ud558\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989 \ud604\uae08\uc73c\ub85c \ubb3c\uac74 \uac12\uc744 \uacc4\uc0b0\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\ucd9c\uc758 \uace0\ud1b5\uc774 \uc2ec\ud574\uc9c0\ub294 \ub4f1 \uc989\uac01\uc801\uc778 \uace0\ud1b5\uc774 \uc77c\uc5b4\ub098 \uacfc\uc790 \ub9e4\uc7a5\uc744 \ub3cc\uc544\ub2e4\ub2c8\ub294 \uc990\uac70\uc6c0\uc774 \ubc18\uac10\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \ubbf8\ub8e8\uc5b4\ub3c4 \ube44\uc2b7\ud55c \ud6a8\uacfc\uac00 \ub098\ud0c0\ub09c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[55] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ucee8\ub300 \uc0ac\ub78c\ub4e4\uc740 \ubc30\uc1a1\uc774 \uc624\ub798 \uac78\ub9ac\ub294 \uc778\ud130\ub137 \uc1fc\ud551\ubab0\uc5d0\uc11c \uac74\uc804\ud55c \uad6c\ub9e4 \ud589\uc704\ub97c \ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0dd\uac01\ub9cc \ud574\ub3c4 \uad70\uce68\uc774 \ub3c4\ub294 \ucfe0\ud0a4\uc640 \uce58\uc988\ucf00\uc774\ud06c\ub97c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud2b9\ubcc4\ud55c \uccb4\ud5d8\uc73c\ub85c \ub9cc\ub4e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5bb\uac8c \ub420\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ube44\ub97c \uc9c0\uc5f0\uc2dc\ud0a8\ub2e4\uace0 \ud574\uc11c \ub9d0\ud560 \uc218 \uc5c6\ub294 \uc790\uc81c\uc2ec\uc744 \ubc1c\ud718\ud558\ub294 \uc218\uc900\uc73c\ub85c\uae4c\uc9c0 \uac00\uc9c0\ub294 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ubcf4\ub2e4\ub294 \uc5b4\ub5a4 \ud615\ud0dc\ub85c\ub4e0 \ud589\ubcf5\uac10\uc774 \ucd5c\uace0\uc870\ub85c \ub2ec\ud558\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\uc2e4\uc0c1 \ube44\uad50\uc801 \uba3c \ubbf8\ub798\uc5d0 \uc18c\ube44\ub97c \ud558\ub294 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc120 \uc9c0\uae09<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud6c4 \uc18c\ube44<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d0\uce59\uc744 \uc2e4\ucc9c\ud558\uba70 \ud2b9\ubcc4\ud55c \uccb4\ud5d8\uc758 \uae30\ud68c\ub97c \uc7a1\uc73c\ub824 \uc560\uc4f8 \uac83 \uac19\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[56] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ucee8\ub300<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d\uc758 \ud55c \uacf5\ud56d\uc5d0\uc11c \uc218\ubc31 \uba85\uc758 \uc5ec\uc131\uc5d0\uac8c \uacbd\ud488 \uc751\ubaa8\uad8c\uc744 \ud558\ub098\uc529 \ub098\ub220\uc8fc\uace0 \ub2e4\uc74c\uc758 \ub450 \uacbd\ud488 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud558\uac8c \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. : <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud53c\ubd80 \ubbf8\uc6a9\uad8c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud604\uae08 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">85<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\uc131\ub4e4\uc740 \ub2e4\uc74c \uc8fc\uc5d0 \uc751\ubaa8\uad8c \ub2f9\ucca8 \ubc1c\ud45c\uac00 \uc788\ub2e4\uace0 \uc0dd\uac01\ud55c \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\uc218<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(18<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc\uc774 \uc2a4\ud30c \ud328\ud0a4\uc9c0\ub97c \uc120\ud0dd\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc18\uba74\uc5d0 \ub450 \ub2ec \ud6c4\uc5d0\ub098 \uc751\ubaa8\uad8c \ub2f9\ucca8 \ubc1c\ud45c\uac00 \uc788\ub2e4\uace0 \uc0dd\uac01\ud55c \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc804\uc790\uc758 \uc5ec\uc131\ub4e4\ubcf4\ub2e4 \ub450 \ubc30\ub098 \ub9ce\uc740 \uc5ec\uc131\ub4e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(36<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud37c\uc13c\ud2b8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uc2a4\ud30c \ud328\ud0a4\uc9c0\ub97c \uc120\ud0dd\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[57] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \uc5ec\uc131\uc740 \ud604\uae08\uc744 \uc120\ud0dd\ud558\uc9c0 \uc54a\uc740 \uc774\uc720\ub97c \uc774\ub807\uac8c \uc124\uba85\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. \u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc800\ub77c\uba74 \uc544\ub9c8\ub3c4 \uc81c\uac00 \uc815\ub9d0\ub85c \uc990\uae38 \uc218 \uc788\ub294 \uc77c\uc774 \uc544\ub2c8\ub77c \ud544\uc694\ud55c \uac83\uc744 \uc0ac\ub294 \ub370 \uadf8 \ub3c8\uc744 \uc37c\uc744\uac70\uc5d0\uc694<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">! <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud30c \ub9c8\uc0ac\uc9c0\ub97c \ubc1b\uc73c\ub7ec \uac00\uaca0\ub2e4\uace0 \ud55c \uc9c0\uac00 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc6d4\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">5<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc6d4\uc740 \ub418\uc5c8\uc73c\ub2c8\uae4c\uc694<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.\u201d<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uba40\ub9ac \uac70\ub9ac\ub97c \ub450\uace0 \ub098\uc911\uc758 \uc18c\ube44\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdb0\ubcfc \ub54c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud754\uce58 \uc54a\uc740 \uccb4\ud5d8\uc744 \ub9cc\ub07d\ud558\ub294 \uc77c\uc774 \uc5bc\ub9c8\ub098 \uac00\uce58 \uc788\ub294\uc9c0 \uc774\ud574\ud558\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc740 \uba3c \ubbf8\ub798\ub97c \ucd94\uc0c1\uc801\uc73c\ub85c \ubc14\ub77c\ubcf4\uba70 \ud2b9\uc815\ud55c \ud589\ub3d9 \ubc29\uce68\uc774 \uc5bc\ub9c8\ub098 \ubc14\ub78c\uc9c1\ud55c\uc9c0 \ub530\uc9c0\ub824 \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[58] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\uba74\uc11c \uac00\uae4c\uc6b4 \uc7a5\ub798\ub97c \uc0dd\uac01\ud560 \ub54c\ub294 \uc2e4\ud589 \uac00\ub2a5\uc131\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c1\ud488\uc744 \uc18c\ube44\ud560 \uc2dc\uac04\uc774 \uc624\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c\ucc38 \uc804\uc5d0 \ud588\ub358 \uc9c0\ucd9c\uc758 \uacb0\uc2e4\uc774 \uc774\ub8e8\uc5b4\uc9c0\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[59] \u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e4\ubab0\ube44\uc6a9 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">sunk cost<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \ubd80\ub2f4\uac10<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c \uc790\uc720\ub85c\uc6cc\uc9c4\ub2e4\ub294 \ub9d0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uc5d0 \ud55c \ubc88 \uc788\ub294 \uce74\uc6b4\ud2f0 \ud398\uc5b4 \ucd95\uc81c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd81\ubbf8 \ucd5c\ub300 \ucd95\uc81c \uc911 \ud558\ub098<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \uccab\ub0a0 \ubc24 \uac1c\ub9c9\uc2dd \uc785\uc7a5\uad8c\uc744 \uc0c0\ub2e4\uace0 \uc0c1\uc0c1\ud574\ubcf4\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc\uc77c \uadf8\ub0a0 \uc544\uce68\uc5d0 \ubaa8\ub4e0 \ube44\uc6a9\uc744 \uce58\ub800\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, 5<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\uac04 \ub0b4\ub0b4 \ubcf5\ud1b5\uc5d0 \uc2dc\ub2ec\ub9b0\ub2e4 \ud574\ub3c4 \ud658\ubd88\uc744 \ubc1b\uc9c0 \ubabb\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ub7ec\ubd84\uc740 \uc5b4\uca0c\ub4e0 \uc6c0\uc9c1\uc5ec\ubcf4\uae30\ub85c \ub9c8\uc74c\uba39\uc744 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\ucc0c\uac10\uce58 \uc9c0\uae09\uc744 \ub9c8\uce5c \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc785\uc7a5\uad8c\uc758 \ub9e4\ubab0\ube44\uc6a9\uc740 \uae30\ubd84 \ucc1c\ucc1c\ud55c \uc190\uc2e4 \uac19\uc740 \uac83\uc73c\ub85c \ubcf4\uc774\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc624\ub798\uc804\uc5d0 \ube44\uc6a9\uc744 \uce58\ub800\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9c8\uc74c\uc774 \ub35c \ubd88\ud3b8\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc120 \uc9c0\uae09<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud6c4 \uc18c\ube44<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc29\uc2dd\uc740 \ub9e4\ubab0\ube44\uc6a9 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uae34 \ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\ubd80 \ub3c8 \uac1c\ub150\uc774 \ud655\uc2e4\ud55c \ub3c5\uc790\ub4e4\uc740 \uc774\ubc88 \uc7a5\uc758 \uc8fc\uc81c\uc5d0 \ubc18\uae30\ub97c \ub4e4\uc9c0\ub3c4 \ubaa8\ub974\uaca0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83\ub9cc\uc744 \ubaa9\uc801\uc73c\ub85c \uc0bc\uc544\uc57c \ud560\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc744 \ubd88\ub9b0\ub2e4\ub294 \ubaa9\ud45c\uc5d0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc62c\uc778<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ub294 \ud0dc\ub3c4\ub294 \uacfc\ub300\ud3c9\uac00\ub420 \uc18c\uc9c0\uac00 \ub2e4\ubd84\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc81c\ub294 \ub3c8\uc744 \ub9ce\uc774 \ubc84\ub294 \uac83\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub354\ud55c \ud589\ubcf5\uc744 \uc5bb\uae30 \uc704\ud55c \uc9c0\ucd9c \uc6d0\uce59\uc744 \uace0\ubbfc\ud574\uc57c\ud558\uc9c0 \uc54a\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">?<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8212;-<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba3c\uc800 \ub3c8\uc744 \ub0b4\uace0 \ub098\uc911\uc5d0 \uc18c\ube44\ud558\uae30<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc704\ud574 \uae30\uc5b5\ud560 \uac83<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">!<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad6c\ub9e4\ud558\ub294 \uc21c\uac04\uc5d0 \ub290\ub07c\ub294 \uc9c0\ucd9c\uc758 \uace0\ud1b5\uc774 \uacbd\uac10\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c1\ubd88\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ube44\uc6a9\uc744 \uc989\uc2dc \uc9c0\uae09\ud558\uae30\uc5d0 \ube5a\uc9c8 \uc77c\uc774 \uc5c6\uc5b4\uc9c0\uace0 \ud589\ubcf5\uac10\uc774 \ub192\uc544\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc744 \ubd88\ub9b0\ub2e4\ub294 \ubaa9\ud45c\uc5d0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc62c\uc778<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ub294 \ud0dc\ub3c4\ub294 \uc790\uc2e0\uc758 \ud589\ubcf5\uc744 \ub5a8\uc5b4\ub728\ub9ac\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc81c\ub294 \ub3c8\uc744 \ub9ce\uc774 \ubc84\ub294 \uac83\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub354\ud55c \ud589\ubcf5\uc744 \uc5bb\uae30 \uc704\ud55c \uc9c0\ucd9c \uc6d0\uce59\uc744 \uace0\ubbfc\ud574\uc57c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chapter 04_\uba3c\uc800 \ub3c8\uc744 \ub0b4\uace0 \ub098\uc911\uc5d0 \uc18c\ube44\ud558\ub77c &nbsp;&nbsp;&nbsp;&nbsp; &nbsp; 1. \ud6c4\ubd88 \uacb0\uc81c\uc758 \ud0c4\uc0dd &nbsp; [1] 1949\ub144 \ud55c \uc911\ub144\uc758 \uc0ac\uc5c5\uac00\uac00 \ub274\uc695\uc758 \uc5b4\ub290 \uc74c\uc2dd\uc810\uc5d0\uc11c \uc990\uac70\uc6b4 \uc800\ub141\uc2dd\uc0ac\ub97c \ub9c8\uce58\uace0 \uacc4\uc0b0\uc744 \ud558\ub824\ub358 \ucc30\ub098\uc600\ub2e4. \uadf8\ub294 \ud638\ud154\ubc29\uc5d0 \uc9c0\uac11\uc744 \ub450\uace0 \ub098\uc628 \uc0ac\uc2e4\uc744 \uc54c\uc544\ucc28\ub838\ub2e4. \uadf8\uc758 \uc544\ub0b4\uac00 \uae09\ud788 \ub2ec\ub824\uc640 \uacc4\uc0b0\uc744 \ud574\uc8fc\uc5b4 \uc704\uae30\ub97c \ubaa8\uba74\ud588\uc9c0\ub9cc, \uadf8\ub294 \uc790\uc2e0\ucc98\ub7fc \uace4\ud639\uc2a4\ub7ec\uc6b4 \uacbd\ud5d8\uc744 \ud55c \uc0ac\ub78c\uc774 \ub9ce\ub2e4\ub294 \uac78 \uc54c\uace0 \ud604\uae08\uc744 \ub300\uccb4\ud560 \uc218 \uc788\ub294 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":538,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[24,16],"tags":[],"_links":{"self":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/539"}],"collection":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=539"}],"version-history":[{"count":1,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/539\/revisions"}],"predecessor-version":[{"id":540,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/539\/revisions\/540"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/media\/538"}],"wp:attachment":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=539"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=539"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=539"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}