{"id":548,"date":"2021-05-07T05:15:00","date_gmt":"2021-05-07T05:15:00","guid":{"rendered":"http:\/\/3.35.173.53\/?p=548"},"modified":"2021-05-07T05:15:00","modified_gmt":"2021-05-07T05:15:00","slug":"%eb%b6%80%ec%9d%98-%ea%b0%90%ea%b0%81_1%ec%9e%a5_0103","status":"publish","type":"post","link":"https:\/\/happyfinder.co.kr\/?p=548","title":{"rendered":"\ubd80\uc758 \uac10\uac01_1\uc7a5_01~03"},"content":{"rendered":"<p><!--StartFragment--><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4; mso-font-width: 100%; mso-text-raise: 0pt;\">Chapter 01_<\/span><span style=\"font-family: \ub098\ub214\uc2a4\ud018\uc5b4; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4;\">\uc65c \ub3c8\uc744 \uc4f0\uace0 \ud6c4\ud68c\ud560\uae4c<\/span><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">1. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\uc6b0\ub9ac\ub294 \ub3c8\uc744 \ubaa8\ub978\ub2e4<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); 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font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\uc9c0\ub178\ub294 \uc6b0\ub9ac\ub97c \ub3c8\uc5d0\uc11c \ubd84\ub9ac\uc2dc\ud0a4\ub294 \uae30\uc220\uc744 \ucca0\uc800\ud558\uac8c \uc5f0\ub9c8\ud574\uc654\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uc0c1\uc758 \uc778\ubb3c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 \uc544\uce68\uc5d0 \ub3d9\ub124 \uce74\ud398 \ucf54\uc55e\uae4c\uc9c0 \uac14\ub2e4\uac00 \ubc1c\uac78\uc74c\uc744 \ub3cc\ub838\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); 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letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud5d0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">! <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac8c\ub2e4\uac00 \uc11c\ube59 \uc9c1\uc6d0\uc774 \uadc0\uc5ec\uc6cc \ubcf4\uc778\ub2e4\ub294 \uc774\uc720 \ud558\ub098\ub9cc\uc73c\ub85c \uadf8 \uc5ec\uc790\uc5d0\uac8c \uce69 \ud558\ub098\ub97c \uadf8\ub0e5 \uc8fc\uae30\uae4c\uc9c0 \ud588\uc73c\ub2c8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">..<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc870\uc9c0\uc758 \uacbd\ud5d8\uc744 \ud1b5\ud574\uc11c \uc6b0\ub9ac\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc800\uc9c0\ub974\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\uc9c0\uc5b4 \uc545\uc758\uc801\uc774\uc9c0 \uc54a\uc740 \ud658\uacbd\uc5d0\uc11c \uc800\uc9c0\ub974\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\ub9ac\uc801 \ucc28\uc6d0\uc758 \uc2e4\uc218\uac00 \uc5b4\ub5a4 \uac83\uc778\uc9c0 \uc2ac\uca4d \uc5ff\ubcfc \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\uc9c0\ub178 \uac1d\uc7a5\uc758 \ubc88\uca4d\uac70\ub9ac\ub294 \ubd88\ube5b \uc544\ub798\uc5d0\uc11c \uc791\ub3d9\ud558\ub294 \uba87 \uac00\uc9c0 \uc694\uc18c\ub97c \uc815\ub9ac\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\ub9ac\uc801 \ud68c\uacc4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">mental accounting<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0\ub294 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uac71\uc815\ud558\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uce74\uc9c0\ub178\uc5d0\uc11c\ub294 \ub3c8\uc744 \uc544\ubb34\ub807\uc9c0 \uc54a\uac8c \uc368\ubc84\ub9b0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \ubaa8\uc21c\uc774 \ubc1c\uc0dd\ud558\ub294 \uc774\uc720\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc788\uaca0\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uac00\uc6b4\uc5d0 \ud558\ub098\ub294 \uc870\uc9c0\uac00 \uce74\uc9c0\ub178\uc5d0\uc11c\uc758 \uc9c0\ucd9c\uc744 \ucee4\ud53c \uc9c0\ucd9c\uacc4\uc815\uacfc\ub294 \ub2e4\ub978 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\ub9ac\uc801 \ud68c\uacc4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacc4\uc815\uc73c\ub85c \ubd84\ub958\ud558\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989 \uc870\uc9c0\ub294 \uc778\ucd9c\ud55c \ub3c8\uc744 \ud50c\ub77c\uc2a4\ud2f1 \uce69\uc73c\ub85c \ubc14\uafc8\uc73c\ub85c\uc368 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc720\ud765<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\ub294 \uacc4\uc815\uc744 \uc0c8\ub85c \uc5f4\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e4\ub978 \uc9c0\ucd9c\uc740 \uc5ec\uc804\ud788 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uc0c1\uc801\uc778 \uc9c0\ucd9c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacc4\uc815\uc73c\ub85c \ubb36\uc5b4\ub450\uba74\uc11c \ub9d0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc18d\uc784\uc218\ub97c \ud1b5\ud558\uc5ec \uadf8\ub294 \uadf8 \ub450 \uac00\uc9c0 \uc9c0\ucd9c\uc744 \uc804\ud600 \ub2e4\ub974\uac8c \ub290\ub080\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\uc9c0\ub9cc \ub458 \ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0\uc758 \ub3c8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\ub294 \ud558\ub098\uc758 \uacc4\uc815 \uac00\uc6b4\ub370 \uc77c\ubd80\uc77c \ubfd0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc \uac00\uaca9 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">price of free<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0\ub294 \uacf5\uc9dc \uc8fc\ucc28<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc \uc74c\ub8cc\uc218\ub97c \ub9c8\uc2e0 \ub355\uc5d0 \ud765\ubd84\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0 \uc11c\ube44\uc2a4\uac00 \uadf8\uac00 \uc9c1\uc811 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uc740 \uac83\uc740 \ub9de\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc\ub4e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 \uc870\uc9c0\ub85c \ud558\uc5ec\uae08 \uae30\ubd84 \uc88b\uac8c \uce74\uc9c0\ub178\uc5d0 \ubc1c\uc744 \ub4e4\uc5ec\ub193\uac8c \ub9cc\ub4e4\uba74\uc11c \uadf8\uc758 \ud310\ub2e8\ub825\uc744 \ud6fc\uc190\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\uc2e4 \uc774 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc\ub4e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ub192\uc740 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\ub3c4\ub85d \uc720\uc778\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc\ub294 \uc804\ud600 \uc608\uc0c1\ud558\uc9c0 \uc54a\uc558\ub358 \ubc29\uc2dd\uc73c\ub85c \uc790\uc8fc \ube44\uc6a9\uc744 \ucd08\ub798\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\ubd88\uc758 \uace0\ud1b5 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">pain of paying<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0\ub294 \uce69\uc744 \uc0ac\uc6a9\ud560 \ub54c \uc790\uae30\uac00 \ub3c8\uc744 \uc4f0\uace0 \uc788\ub2e4\uace0 \ub290\ub07c\uc9c0 \ubabb\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce69 \ud558\ub098\uac00 \uc790\uae30 \uc190\uc744 \ub5a0\ub098\uac08 \ub54c\ub9c8\ub2e4 \uc790\uae30 \ub3c8\uc774 \uc904\uc5b4\ub4e0\ub2e4\ub294 \ub290\ub08c\uc774 \ub4e4\uc9c0 \uc54a\uc73c\ubbc0\ub85c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989 \uc790\uae30\uac00 \ub3c8\uc744 \uc4f0\uace0 \uc788\ub2e4\uace0 \uc790\uac01\ud558\uc9c0 \ubabb\ud558\uae30 \ub54c\ubb38\uc5d0 \uc870\uc9c0\ub294 \uc790\uc2e0\uc758 \uc120\ud0dd\uc744 \ub35c \uc758\uc2dd\ud558\uac8c \ub418\uace0 \ub610 \uc790\uc2e0\uc774 \ub0b4\ub9ac\ub294 \uacb0\uc815\uc758 \uc758\ubbf8\uc5d0 \ub300\ud574 \uae4a\uc774 \uc0dd\uac01\ud558\uc9c0 \uc54a\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c1\ub300\uc131 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">relativity<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0\uac00 \ubb34\ub8cc \uc74c\ub8cc\uc218\ub97c \uac00\uc838\ub2e4 \uc900 \uc11c\ube59 \uc9c1\uc6d0\uc5d0\uac8c \ud301\uc744 \uc8fc\ub294 \ub4f1 \uc774\ub7ec\ud55c \ub3c8\uc744 \uc544\ubb34\ub807\uc9c0 \uc54a\uac8c \uc5ec\uae30\ub294 \uac83\uc740<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0 \ub3c8\uc740 \uce74\uc9c0\ub178\uc5d0\uc11c \ub180\uae30 \uc704\ud574 \ud604\uae08 \uc778\ucd9c\uae30\uc5d0\uc11c \uc778\ucd9c\ud55c \ub3c8\uacfc \ube44\uad50\ud558\uba74 \uc544\ubb34\uac83\ub3c4 \uc544\ub2cc \ud47c\ub3c8\ucc98\ub7fc \ubcf4\uc774\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c\ud3b8 \uc544\uce68 \ubc14\uae65\uc5d0\uc11c \ucee4\ud53c\ub97c \uc0b4 \ub54c \ub4e4\uc5ec\uc57c \ud558\ub294 \ub3c8 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub294 \ud638\ud154 \uac1d\uc2e4\uc5d0\uc11c \ubb34\ub8cc\ub85c \ub9c8\uc2e4 \uc218 \uc788\ub294 \uac83\uacfc \ube44\uad50\ud558\uba74 \uc9c0\ucd9c\ud558\uae30\uc5d0\ub294 \ud070\ub3c8\uc774\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ub300\uce58 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">expectations<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc870\uc9c0\ub294 \ub3c8\uc758 \uc2dc\uac01\uc801\uc778 \uc694\uc18c\uc640 \uccad\uac01\uc801 \uc694\uc18c\uc640 \uc2dc\uac01\uc801 \uc694\uc18c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ub97c \ub4e4\uba74 \uae08\uc804\ub4f1\ub85d\uae30<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud654\ub824\ud55c \uc870\uba85<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec \uae30\ud638 \ub4f1<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; 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mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc81c\ub825 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">self-control<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c4\ubc15\uc740 \uc911\ub3c5\uc131 \ub54c\ubb38\uc5d0 \uc0ac\ub78c\uc5d0\uac8c \uc2ec\uac01\ud55c \ubb38\uc81c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\uac00 \ub3c4\ubc15\uc758 \uc989\uac01\uc801\uc778 \uc720\ud639\uc5d0 \uc800\ud56d\ud558\uae30\ub780 \uc27d\uc9c0 \uc54a\uc740 \uc77c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ubaa8\ub4e0 \uc2e4\uc218\uac00 \uce74\uc9c0\ub178\ub77c\ub294 \ud2b9\uc218 \uacf5\uac04\uc5d0\uc11c\ub9cc \uc77c\uc5b4\ub098\ub294 \uac83\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc \uc0ac\uc2e4\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); 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mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac \ubaa8\ub450\uac00 \uc2ec\ub9ac\uc801 \ud68c\uacc4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc \uac00\uaca9<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\ubd88\uc758 \uace0\ud1b5<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c1\ub300\uc131<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc81c\ub825 \ubc0f \uadf8 \ubc16\uc758 \uc5ec\ub7ec \uc694\uc18c\uc640 \uad00\ub828\ub41c \ube44\uc2b7\ud55c \uc2dc\ub828\uc5d0 \ub9de\ub2e5\ub728\ub9b0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7fc\uc73c\ub85c\uc368 \uc758\uc0ac\uacb0\uc815 \uacfc\uc815\uc5d0\uc11c \uc2e4\uc218\ub97c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc2e4\uc218\ub294 \uc6b0\ub9ac\uac00 \ub3c8\uc758 \uc18d\uc131\uc5d0 \uadfc\uc6d0\uc801\uc73c\ub85c \ubb34\uc9c0\ud558\ub2e4\ub294 \ub370 \uadf8 \ubfcc\ub9ac\ub97c \ub450\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); 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font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub807\ub2e4\uba74 \ub3c8\uc740 \uc815\ud655\ud558\uac8c \ubb34\uc5c7\uc77c\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; 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letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uac00\uce58 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">value<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \ud45c\uc2dc\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uadf8 \uc790\uccb4\ub85c\ub294 \uc544\ubb34\ub7f0 \uac00\uce58\uac00 \uc5c6\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uadf8\uac83\uc73c\ub85c \uc0b4 \uc218 \uc788\ub294 \ub2e4\ub978 \uc5b4\ub5a4 \uac83\uc758 \uac00\uce58\ub97c \ud45c\uc2dc\ud560 \ubfd0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub2c8\uae4c \ub3c8\uc740 \uac00\uce58\uc758 \uc804\ub2ec\uc790 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">messenger<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \ubc16\uc5d0\ub3c4 \ub3c8\uc5d0\ub294 \uadf8 \uc720\uc6a9\uc131\uc744 \ub192\uc774\ub294 \uba87 \uac00\uc9c0 \ud2b9\uc131\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uc77c\ubc18\uc801\uc774\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \ub3c8\uc744 \uac70\uc758 \ubaa8\ub4e0 \uac83\uacfc \uad50\ud658\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \ub098\ub20c \uc218 \uc788\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \ud06c\uae30\uc5d0 \uc0c1\uad00\uc5c6\uc774 \uac70\uc758 \ubaa8\ub4e0 \ud56d\ubaa9\uc5d0 \uc801\uc6a9\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \ub2e4\ub978 \ub3c8\uc73c\ub85c \ub300\uccb4\ud560 \uc218 \uc788\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8 \uc774\uc678\uc758 \ub2e4\ub978 \ud2b9\ubcc4\ud55c \ud1b5\ud654\ub294 \ud544\uc694 \uc5c6\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \ub3d9\uc77c\ud55c \uc561\uc218\ub97c \ub098\ud0c0\ub0b4\uae30\ub9cc \ud558\uba74 \ub2e4\ub978 \ub3c8\uc73c\ub85c \uc5bc\ub9c8\ub4e0\uc9c0 \ub300\uccb4\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uc800\uc7a5\ud560 \uc218 \uc788\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uc5b8\uc81c\ub4e0 \uc4f8 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \ub098\uc774\ub97c \uba39\uc9c0\ub3c4 \uc54a\uace0 \uc369\uc9c0\ub3c4 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub355\uc5d0 \uc6b0\ub9ac \ube44\uc774\uc131\uc801\uc778 \uc778\uac04 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Homoirrationalis<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 \uc11c\ub85c \uc9c1\uc811 \ub9cc\ub098\uc11c \ubb3c\ubb3c\uad50\ud658\uc744 \ud558\ub294 \ub300\uc2e0\uc5d0 \uc5b4\ub5a4 \uc0c1\uc9d5<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc744 \uc0ac\uc6a9\ud574\uc11c \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc608\uc804\ubcf4\ub2e4 \ud55c\uce35 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \uad50\ud658\ud560 \uc218 \uc788\uac8c \ub410\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc14\ub85c \uc5ec\uae30\uc11c \ub3c8\uc758 \ucd5c\uc885\uc801\uc774\uba70 \uac00\uc7a5 \uc911\uc694\ud55c \ud2b9\uc131\uc774 \uc0dd\uc131\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc14\ub85c \uacf5\ub3d9\uc120 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">common good<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\ub294 \ud2b9\uc131\uc778\ub370<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub294 \ub3c8\uc740 \ub204\uad6c\ub098 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc73c\uba70 \ub610\ud55c \uadf8 \uc5b4\ub5a4 \uac83\uc758 \uac00\uce58\ub97c \uc9c0\ubd88\ud558\ub294 \uc218\ub2e8\uc73c\ub85c \ub2e4 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \ub73b\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc774 \uc9c0\ub2c8\uace0 \uc788\ub294 \uc774 \ubaa8\ub4e0 \ud2b9\uc131\uc744 \uace0\ub824\ud574\ubcf4\uba74 \ub3c8\uc774 \uc5c6\uc5c8\ub2e4\uba74 \uc624\ub298\ub0a0 \ud604\ub300\uc0ac\ud68c\uc758 \uc0dd\ud65c \uc5ed\uc2dc \uc874\uc7ac\ud560 \uc218 \uc5c6\uc74c\uc744 \uc27d\uac8c \uc54c \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc740 \uc0ac\ub78c\uc744 \uc790\uc720\ub86d\uac8c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc774 \uc874\uc7ac\ud558\ub294 \ub355\ubd84\uc5d0 \uc0ac\ub78c\ub4e4\uc740 \uc790\uc2e0\uc5d0\uac8c \uc8fc\uc5b4\uc9c4 \uc2dc\uac04\uacfc \ub178\ub825\uc744 \uc0ac\uc6a9\ud574 \ubaa8\ub4e0 \uc885\ub958\uc758 \uc778\uac04 \ud65c\ub3d9\uc744 \ucd94\uad6c\ud558\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc2e0\uc758 \uc7ac\ub2a5\uacfc \uc5f4\uc815\uc744 \ud0d0\uad6c\ud558\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c8\ub85c\uc6b4 \uac83\uc744 \ubc30\uc6b0\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610 \ubbf8\uc220\uacfc \uc640\uc778\uacfc \uc74c\uc545\uc744 \uc990\uae34\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \ub3c8\uc774 \uc5bc\ub9c8\ub098 \uc911\uc694\ud558\uace0 \uc720\uc6a9\ud55c\uc9c0 \uae68\ub2eb\ub294 \uac83\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \ubc18\ub300\ud3b8\uc5d0 \uc788\ub294 \uc0ac\uc2e4\ub3c4 \uc54c\uc544\uc57c\ub9cc \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd88\ud589\ud558\uac8c\ub3c4 \ub3c8\uc774 \uac00\uc838\ub2e4\uc8fc\ub294 \ud3b8\uc775 \uac00\uc6b4\ub370 \uba87\uba87\uc740 \ub3c8\uc774 \uc6b0\ub9ac \uc778\uac04\uc5d0\uac8c \ud37c\ubd93\ub294 \uc800\uc8fc\uc758 \uc6d0\ucc9c\uc774\uae30\ub3c4 \ud558\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc704\ub300\ud55c \ucca0\ud559\uc790 \ub798\ud37c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub178\ud1a0\ub9ac\uc5b4\uc2a4 \ube44\uc544\uc774\uc9c0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">The Notorious B.I.G. (<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uad6d\uc778 \uac00\uc218<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc774 \ub9ce\uc73c\uba74 \ubb38\uc81c\ub3c4 \ub9ce\uc544\uc9c0\uc9c0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">MO\u2019 Money MO\u2019 Problem\u201d<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\uace0 \ud558\uc9c0 \uc54a\uc558\ub294\uac00<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; font-style: italic; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc783\uc5b4\ubc84\ub9b0 \uae30\ud68c\uc5d0 \ub300\ud55c \uc0dd\uac01\uc774 \ub9cc\ub4dc\ub294 \uc798\ubabb\ub41c \uc758\uc0ac\uacb0\uc815<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); 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mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ud68c\ube44\uc6a9\uc740 \ub300\uc548\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; 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letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ud68c\ube44\uc6a9\uc758 \uc911\uc694\uc131 \ubc0f \uc0ac\ub78c\ub4e4\uc774 \uc774\ub97c \ucda9\ubd84\ud788 \uace0\ub824\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub97c \ubcf4\ub2e4 \ub354 \uc798 \uc774\ud574\ud558\uae30 \uc704\ud574 \uc774\ub7f0 \uc124\uc815\uc744 \ud574\ubcf4\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2f9\uc2e0\uc740 \ub9e4\uc8fc \uc6d4\uc694\uc77c\uc5d0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">500<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub97c \uc6a9\ub3c8\uc73c\ub85c \ubc1b\ub294\ub370<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \uc8fc \ub3d9\uc548 \uc0dd\ud65c\ud574\uc57c\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \uc8fc\uac00 \uc2dc\uc791\ub420 \ub54c \ub2f9\uc2e0\uc740 \uc2a4\uc2a4\ub85c \ub0b4\ub9ac\ub294 \uc758\uc0ac\uacb0\uc815 \uacb0\uacfc\uc5d0 \uadf8\ub2e4\uc9c0 \uc2e0\uacbd\uc744 \uc4f0\uc9c0 \uc54a\uc744\uc218\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc774 \ub9ce\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \ud558\ub8e8\ud558\ub8e8 \ub3c8\uc740 \uc904\uc5b4\ub4e4\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9c8\uce68\ub0b4 \uae08\uc694\uc77c\uc5d0\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">43<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ubc16\uc5d0 \ub0a8\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub54c\ubd80\ud130\ub294 \uae30\ud68c\ube44\uc6a9\uc758 \uc874\uc7ac\uac00 \ud55c\uce35 \ub69c\ub837\ud574\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d4\uc694\uc77c\ubd80\ud130 \uadf8 \uc2dc\uc810\uae4c\uc9c0\uc758 \uc9c0\ucd9c \ub0b4\uc5ed\uc774 \uadf8 \uc2dc\uc810\ubd80\ud130 \ub2e4\uc74c \ubc88 \uc6a9\ub3c8\uc744 \ubc1b\uc744 \ub54c\uae4c\uc9c0\uc758 \ub3c8 \uc4f8 \ud56d\ubaa9\uc5d0 \uc601\ud5a5\uc744 \uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb3c\ub860 \uc6d4\uc694\uc77c\uc5d0\ub3c4 \uace0\ub824\ud574\uc57c \ud560 \uae30\ud68c\ube44\uc6a9\uc774 \uc788\uc5c8\uc9c0\ub9cc \uadf8\ub54c\ub294 \uc774 \uac1c\ub150\uc774 \ub2f9\uc2e0\uc5d0\uac8c \uc120\uba85\ud558\uac8c \ub5a0\uc624\ub974\uc9c0 \uc54a\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc77c\uc694\uc77c\uc774 \ub418\uba74 \uae30\ud68c\ube44\uc6a9\uc774 \uc120\uba85\ud558\uac8c \ubd80\uac01\ub418\ub294\ub370<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub54c\ub294 \uc774\ubbf8 \ub2a6\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ubbc0\ub85c \uc9c0\ucd9c \uad00\ub828 \uc758\uc0ac\uacb0\uc815\uc744 \ud560 \ub54c\ub294 \ubc18\ub4dc\uc2dc \uae30\ud68c\ube44\uc6a9\uc744 \uc0dd\uac01\ud574\uc57c\ub9cc \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uae08 \uc5b4\ub5a4 \uac83\uc5d0 \ub3c8\uc744 \uc4f0\uae30\ub85c \uc120\ud0dd\ud568\uc73c\ub85c\uc368 \ud3ec\uae30\ud558\uac8c \ub418\ub294 \ub300\uc548\ub4e4\uc744 \uacf0\uacf0\uc774 \uc0dd\uac01\ud574\uc57c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub294 \ubcf4\ud1b5 \uae30\ud68c\ube44\uc6a9\uc5d0 \ub300\ud574 \ucda9\ubd84\ud788 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uac83\uc774 \ubc14\ub85c \uc6b0\ub9ac\uac00 \ub3c8\uacfc \uad00\ub828\ud574\uc11c \uc800\uc9c0\ub974\ub294 \uac00\uc7a5 \ud070 \uc2e4\uc218\uc774\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \ub2e4\ub978 \ub9ce\uc740 \uc2e4\uc218\ub97c \uc800\uc9c0\ub974\ub294 \uc774\uc720\uc774\uae30\ub3c4 \ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uac70\uc758 \uc5b8\uc81c\ub098 \ub300\uc548\uc744 \ucda9\ubd84\ud788 \uc0dd\uac01\ud558\uace0 \ud3c9\uac00\ud558\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \ubd88\ud589\ud558\uac8c\ub3c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ud68c\ube44\uc6a9\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\uc74c\uc73c\ub85c\uc368 \uc6b0\ub9ac\uac00 \ub0b4\ub9ac\ub294 \uc758\uc0ac\uacb0\uc815\uc774 \uc2a4\uc2a4\ub85c\uc5d0\uac8c \uc720\ub9ac\ud55c \uacb0\uacfc\ub97c \uc774\ub04c\uc5b4\ub0bc \uac00\ub2a5\uc131\uc740 \uc904\uc5b4\ub4e0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud14c\ub808\uc624 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ub9e4\ud558\ub294 \uacbd\uc6b0\ub97c \uc0b4\ud3b4\ubcf4\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc170\uc778 \ud504\ub808\ub354\ub9ad <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Shane Frederick, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub098\ub2e8 \ub178\ubcb0\uc2a4\ud0a4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Nathan Novemsky, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9d5 \uc655 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Jing Wang, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ube44 \ub2e4\ub974 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Ravi Dhar <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uc2a4\ud2f0\ube10 \ub180\ub9ac\uc2a4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">Stephen Nowlis<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub294 \uacf5\ub3d9\uc73c\ub85c \uc5f0\uad6c\ub97c \uc9c4\ud589\ud558\uc5ec<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uacb0\uacfc\ub85c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&lt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ud68c\ube44\uc6a9 \ubb34\uc2dc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? Opportunity Cost neglect?&gt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ub294 \ub17c\ubb38\uc744 \ub0b4\ub193\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5f0\uad6c\uc790\ub4e4\uc740 \ud55c \ubb34\ub9ac\uc758 \ud53c\uc2e4\ud5d8\uc790\ub4e4\uc5d0\uac8c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc9dc\ub9ac \ud30c\uc774\uc5b4\ub2c8\uc5b4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(Pioneer) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc81c\ud488\uacfc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">700<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc9dc\ub9ac \uc18c\ub2c8 \uc81c\ud488 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud558\ub77c\uace0 \ud558\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450 \ubc88\uc9f8 \ubb34\ub9ac\uc758 \ud53c\uc2e4\ud5d8\uc790\ub4e4\uc5d0\uac8c\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc9dc\ub9ac \ud30c\uc774\uc5b4\ub2c8\uc5b4 \uc81c\ud488\uacfc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">700<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc9dc\ub9ac \uc18c\ub2c8 \uc81c\ud488 \ubc0f <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc9dc\ub9ac <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">CD <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad6c\uc785\uad8c \ud328\ud0a4\uc9c0 \uc911\uc5d0\uc11c \ud558\ub098\ub97c \uc120\ud0dd\ud558\ub77c\uace0 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5f0\uad6c\uc790\ub4e4\uc774 \uc2e4\uc81c\ub85c \ub450 \uc9d1\ub2e8\uc5d0 \uc694\uad6c\ud55c \uac83\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub97c \uc9c0\ucd9c\ud558\ub294 \uc11c\ub85c \ub2e4\ub978 \ub450 \ubc29\ubc95 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uccab \ubc88\uc9f8 \uc9d1\ub2e8\uc5d0\uac8c\ub294 \ub3c8\uc744 \ubaa8\ub450 \ud30c\uc774\uc5b4\ub2c8\uc5b4 \uc81c\ud488\uc5d0 \uc4f0\uac70\ub098<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ub2c8 \uc81c\ud488\uc5d0 \uc4f0\uace0 \ub09c \ub098\uba38\uc9c0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub294 \ub2e4\ub978 \ub370 \uc4f0\ub294 \uac83 \ud558\ub098\ub97c \uc120\ud0dd\ud558\uac8c \ud588\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub450 \ubc88\uc9f8 \uc9d1\ub2e8\uc5d0\uac8c\ub294 \ub3c8\uc744 \ubaa8\ub450 \ud30c\uc774\uc5b4\ub2c8\uc5b4 \uc81c\ud488\uc5d0 \uc4f0\uac70\ub098<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud328\ud0a4\uc9c0\uc5d0 \uc4f0\ub294 \uac83 \ud558\ub098\ub97c \uc120\ud0dd\ud558\uac8c \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uacb0\uacfc\ub97c \uc0b4\ud3b4\ubcf4\ub2c8 \uc18c\ub2c8 \uc81c\ud488\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc5b4\uce58\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">CD<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \ud568\uaed8 \ud3ec\ud568\ud574\uc11c \ud314 \ub54c\uac00 \uadf8\ub807\uc9c0 \uc54a\uc744 \ub54c \ubcf4\ub2e4 \ud6e8\uc52c \uc778\uae30\uac00 \ub192\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc65c \uadf8\ub7ac\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc65c\ub0d0\ud558\uba74 \uc0ac\uc6a9\ucc98\uac00 \uc815\ud574\uc838 \uc788\uc9c0 \uc54a\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub294 \ubc18\ub4dc\uc2dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">CD<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \uc0ac\ub294\ub370 \uc368\uc57c\ub9cc \ud55c\ub2e4\ub294 \uc2dd\uc73c\ub85c \uc0ac\uc6a9\ucc98\uac00 \uc815\ud574\uc9c4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ubcf4\ub2e4 \uac00\uce58\uac00 \ub354 \ub192\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc65c\ub0d0\ud558\uba74 \uadf8 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">CD<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \ud3ec\ud568\ud574 \ub2e4\ub978 \ubb34\uc5c7\uc774\ub4e0 \uc0b4 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uac00 \ubc18\ub4dc\uc2dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">CD <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad6c\ub9e4\uc5d0 \uc9c0\ucd9c\ub3fc\uc57c \ud55c\ub2e4\ub294 \uc870\uac74\uc774 \ubd99\uc744 \ub54c \ud53c\uc2e4\ud5d8\uc790\ub4e4\uc740 \uc774\ub97c \ub354 \ub9e4\ub825\uc801\uc73c\ub85c \ubd24\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc5b4\uce58\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">CD<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\uba74 \uc6b0\ub9ac\ub294 \uc6b0\ub9ac\uac00 \uc5bb\ub294 \uac8c \ubb34\uc5c7\uc778\uc9c0 \uc548\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc27d\uac8c \uc778\uc9c0\ud560 \uc218 \uc788\uc744\ubfd0\ub354\ub7ec \uac00\uce58\ub97c \ub9e4\uae30\uae30\ub3c4 \uc27d\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. 300<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uac00 \ucd94\uc0c1\uc801\uc774\uace0 \uc77c\ubc18\uc801\uc77c \ub54c\ub294 \ubcf4\ud1b5 \uadf8\uac83\uc744 \uc5b4\ub5bb\uac8c \uc9c0\ucd9c\ud560\uc9c0 \uad6c\uccb4\uc801\uc778 \uc774\ubbf8\uc9c0\ub97c \ub5a0\uc62c\ub9ac\uc9c0 \uc54a\uc73c\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uc5d0\uac8c \uc791\uc6a9\ud558\ub294 \uc815\uc11c\uc801 \ud798\uacfc \ub3d9\uae30\ubd80\uc5ec\uc758 \ud798\uc774 \ub35c \uac15\ub825\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[1] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\ud14c\ub808\uc624 \uc2dc\uc2a4\ud15c \uad6c\ub9e4 \uacfc\uc815\uc5d0\uc11c \ub4dc\ub7ec\ub098\ub294 \uc774\ub7f0 \ubaa8\uc2b5\uc740<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc744 \uc77c\ubc18\uc801\uc778 \uac83\uc73c\ub85c \ud45c\ud604\ud558\uba74 \uad6c\uccb4\uc801\uc73c\ub85c \ud45c\ud604\ud560 \ub54c\ubcf4\ub2e4 \uadf8 \uac00\uce58\ub97c \ub0ae\uac8c \ud3c9\uac00\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc8fc\ub294 \ud558\ub098\uc758 \uc0ac\ub840\uc77c \ubfd0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ub984 \ud734\uac00\ub97c \uac00\ub4e0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, CD <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubaa8\uc74c\uc744 \uc0ac\ub294 \uac83\uc774\ub4e0 \uac04\uc5d0 \ub3c8\uc744 \uc9c0\ucd9c\ud558\ub294 \ub370\uc5d0 \ub300\uc548\uc801 \ubc29\uc2dd\uc774 \uc788\uc74c\uc744 \uc0c1\uae30\uc2dc\ucf1c\uc8fc\uba74 \uc0ac\ub78c\ub4e4\uc740 \uae5c\uc9dd \ub180\ub780\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub807\uac8c \ub180\ub780\ub2e4\ub294 \uac83\uc740 \uadf8\ub4e4\uc774 \ud3c9\uc18c \ub300\uc548\uc801\uc778 \uc18c\ube44\ub97c \uc0dd\uac01\ud558\uc9c0 \uc54a\ub290\ub2e4\ub294 \ub73b\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \ub300\uc548\uc744 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc740 \uae30\ud68c\ube44\uc6a9\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \ub73b\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uae30\ud68c\ube44\uc6a9\uc744 \ubb34\uc2dc\ud558\ub294 \uc774\ub7f0 \uacbd\ud5a5\uc740 \uc6b0\ub9ac \uc778\uac04\uc758 \uc0ac\uace0\uc5d0 \uae30\ubcf8\uc801\uc778 \ud760\uacb0\uc774 \uc874\uc7ac\ud55c\ub2e4\ub294 \ub73b\uc774\uae30\ub3c4 \ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uc744 \uc9c0\ucd9c\ud560 \ub54c\ub294 \ub9c8\ub545\ud788 \uae30\ud68c\ube44\uc6a9 \ucc28\uc6d0\uc5d0\uc11c \uc0dd\uac01\ud574\uc57c\ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc2dd\uc758 \uc0dd\uac01\uc740 \ub108\ubb34\ub098\ub3c4 \ucd94\uc0c1\uc801\uc774\uace0 \uc5b4\ub835\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uadf8\ub7f0 \uc0dd\uac01\uc744 \ud558\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c8\uacfc \uad00\ub828\ub41c \uc758\uc0ac\uacb0\uc815\uc744 \ud558\uba74\uc11c \ub9c8\ub545\ud788 \ud574\uc57c \ud558\ub294 \uc0dd\uac01\uc744 \ud558\uc9c0 \ubabb\ud560 \ub54c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud639\uc740 \uadf8\ub7f0 \uc0dd\uac01\uc744 \ud558\ub824 \ub4e4\uc9c0 \uc54a\uc744 \ub54c \uc0ac\ub78c\ub4e4\uc740 \ubaa8\ub4e0 \uc885\ub958\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\ub9ac\uc801 \uc9c0\ub984\uae38 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">mental shortcut\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uc758\uc9c0\ud558\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uc804\ub7b5 \uc911 \ub2e4\uc218\ub294 \ub3c8\uacfc \uad00\ub828\ub41c \ubcf5\uc7a1\uc131\uc744 \ucc98\ub9ac\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uae34 \ud558\uc9c0\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub807\ub2e4\uace0 \ud574\uc11c \uc774\ub7f0 \ub3c4\uc6c0\uc774 \ubc18\ub4dc\uc2dc \uac00\uc7a5 \ubc14\ub78c\uc9c1\ud558\uac70\ub098 \ub17c\ub9ac\uc801\uc774\uc9c0\ub294 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uc774 \uc2ec\ub9ac\uc801 \uc9c0\ub984\uae38\ub4e4\uc740 \ud754\ud788 \uc0ac\ubb3c\uc5d0 \ub0b4\uc7ac\ub41c \uac00\uce58\ub97c \uc815\ud655\ud558\uac8c \ud3c9\uac00\ud558\uc9c0 \ubabb\ud558\ub3c4\ub85d \uc0ac\ub78c\ub4e4\uc744 \uc5c9\ub6b1\ud55c \uacf3\uc73c\ub85c \uc720\ub3c4\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">3. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold;\">\uac00\uce58\ub97c \uc54c\uc544\uc57c \uc81c\ub300\ub85c \uc4f8 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4 Bold; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucf54\uce74\ucf5c\ub77c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \ubcd1\uc774\ub098 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub137\ud50c\ub9ad\uc2a4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c \ub2ec \uc2dc\uccad\ub8cc \ud639\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\uc774\ud3f0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud558\ub098\uc5d0 \uc5bc\ub9c8\ub098 \ub418\ub294 \ub3c8\uc744 \uc9c0\ubd88\ud574\uc57c \ud560\uc9c0 \uc5b4\ub5bb\uac8c \uc54c \uc218 \uc788\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5bb\uac8c \uac00\uce58\ub97c \ub9e4\uaca8\uc57c \ud560\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">? <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc\uc77c \uc6b0\ub9ac\uac00 \ubb3c\uac74\uc758 \uc815\uccb4\uac00 \ubb34\uc5c7\uc778\uc9c0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ubb3c\uac74\uc758 \uac00\uaca9\uc774 \uc5bc\ub9c8\uc778\uc9c0 \ud639\uc740 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \uc774 \ubb3c\uac74\uc744 \uc0b4 \ub54c \uc2e4\uc81c\ub85c \ub3c8\uc744 \uc9c0\ubd88\ud558\ub294\uc9c0 \uc5b4\ub5a4\uc9c0 \uc804\ud600 \ubaa8\ub978\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uac83\ub4e4\uc744 \uc0b4 \ub54c \ub3c8\uc744 \uc5bc\ub9c8\ub098 \uc9c0\ubd88\ud574\uc57c \ud560\uc9c0 \uc5b4\ub5bb\uac8c \uc54c \uc218 \uc788\uc744\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uc220 \uc791\ud488\uc744 \uc5b4\ub5a8\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubbf8\uc220\ud488\uc5d0\ub294 \uac00\uaca9\uc774 \ub9e4\uaca8\uc838 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[1] 2015<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uc5d0 \uc5b4\ub5a4 \ubbf8\uc220\ud488 \uc218\uc9d1\uc0c1\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&lt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub274\uc694\ucee4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">New Yorker&gt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud3c9\ubc94\ud558\ub358 \ud53c\uce74\uc18c \ud6c4\uae30\uc758 \uadf8\uc800 \uadf8\ub7f0 \uc791\ud488<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\uace0 \ud3c9\uac00\ud588\ub358 \ubbf8\uc220\ud488\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b5 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">7,900<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc \ub2ec\ub7ec\uc5d0 \uad6c\uc785\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[2] <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610 \ub2e4\ub978 \uc5b4\ub5a4 \uc0ac\ub78c\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc778\uc2a4\ud0c0\uadf8\ub7a8\uc5d0 \uc62c\ub9b0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\uc9dc\ub85c \ubcfc \uc218 \uc788\ub294<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9bc\ub4e4\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">9<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc \ub2ec\ub7ec\uc5d0 \ud314\uc544\uba39\ub294 \uc0ac\uae30\ub97c \ucce4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\uc9c0\uc5b4 \uac10\uc790\ub97c \ucc0d\uc740 \uc5b4\ub5a4 \uc0ac\uc9c4\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">100<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc \uc720\ub85c\uc5d0 \ud314\ub9ac\uae30\ub3c4 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c4\ub300\uccb4 \ub204\uac00 \uc774\ub7f0 \uac00\uaca9\uc744 \uc815\ud560\uae4c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac \ubaa8\ub450\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uce58<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\ub294 \ub9d0\uc744 \uadf8\ub9ac\uace0 \uc774 \ub9d0\uc5d0 \uad00\ud55c \uc218\ub9ce\uc740 \uc774\uc57c\uae30\ub97c \ub4e4\uc5b4\uc654\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uce58\ub294 \uc6b0\ub9ac\uac00 \uae30\uaebc\uc774 \ub3c8\uc744 \uce58\ub974\ub294 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\uc758 \uc4f8\ubaa8\ub97c \ubc18\uc601\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubcf8\uc9c8\uc801\uc73c\ub85c \uac00\uce58\ub294 \uae30\ud68c\ube44\uc6a9\uc744 \ubc18\ub4dc\uc2dc \ubc18\uc601\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uce58\ub294 \uc5b4\ub5a4 \ubb3c\uac74\uc744 \uc0ac\uac70\ub098 \uc5b4\ub5a4 \uacbd\ud5d8\uc744 \ud558\uae30 \uc704\ud574 \uc6b0\ub9ac\uac00 \uae30\uaebc\uc774 \ud3ec\uae30\ud560 \uc218 \uc788\ub294 \uac83\uc744 \uc815\ud655\ud558\uac8c \ubc18\uc601\ud574\uc57c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \ub2e4\uc591\ud55c \uc120\ud0dd\uc774 \uac16\ub294 \uc2e4\uc9c8\uc801\uc778 \uac00\uce58\uc5d0 \ub530\ub77c \ub3c8\uc744 \uc9c0\ucd9c\ud574\uc57c \ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc0c1\uc801\uc778 \uc138\uc0c1\uc5d0\uc11c\ub77c\uba74 \ubaa8\ub4e0 \uac83\uc758 \uac00\uce58\ub97c \uc815\ud655\ud558\uac8c \uc0b0\uc815\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub294 \uc774\uc0c1\uc801\uc778 \uc138\uc0c1\uc5d0 \uc0b4\uace0 \uc788\uc9c0 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc774 \uc5ed\uc0ac\uc801\uc73c\ub85c \uc0ac\ubb3c\uc758 \uac00\uce58\ub97c \ubd80\uc815\ud655\ud558\uac8c \ud3c9\uac00\ud574\uc654\ub358 \ubc29\uc2dd \uba87 \uac00\uc9c0\ub97c \uc18c\uac1c\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc544\uba54\ub9ac\uce74 \uc6d0\uc8fc\ubbfc\uc740 \ub9e8\ud574\ud2bc\uc758 \uc18c\uc720\uad8c\uc744 \uad6c\uc2ac \uba87 \uac1c\uc640 \uc7a5\uc2e0\uad6c \ub530\uc704\ub97c \ubc1b\uace0 \ub124\ub35c\ub780\ub4dc \ub3d9\uc778\ub3c4\ud68c\uc0ac\uc5d0 \ub118\uacbc\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub4e4\uc5b4\ubcf8 \uc801\ub3c4 \uc5c6\uace0 \ub610 \ub3c4\ubb34\uc9c0 \ubb34\uc2a8 \ub73b\uc778\uc9c0\ub3c4 \uc54c \uc218 \uc5c6\ub294 \uc18c\uc720\uad8c\uc774\ub77c\ub294 \uac83<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e8\ud574\ud2bc \uc18c\uc720\uad8c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uac00\uce58\ub97c \ub9e4\uae30\ub294 \ubc29\ubc95\uc744 \uadf8\ub4e4\uc774 \uc5b4\ub5bb\uac8c \uc54c\uc558\uaca0\ub294\uac00<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">?<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uba87\uba87 \ub300\ub3c4\uc2dc\uc5d0\ub294 \uc544\ud30c\ud2b8 \uc6d4\uc138\uac00 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">4,000<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec \uc774\uc0c1\uc77c \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc6b0\ub9ac\ub294 \ub208\ub3c4 \uae5c\ube61\ud558\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \ud718\ubc1c\uc720 \uac00\uaca9\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">15<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc13c\ud2b8\ub9cc \uc62c\ub77c\ub3c4 \uc120\uac70 \ud310\uc138\uac00 \uc694\ub3d9\uce5c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uce74\ud398\uc5d0\uc11c\ub294 \ucee4\ud53c \ud55c \uc794\uc744 \uc0ac\uba74\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\ub97c \ub0b4\uc9c0\ub9cc \ubc14\ub85c \uc606 \uac74\ubb3c\uc758 \ud3b8\uc758\uc810\uc5d0\uc11c\ub294 \uadf8\uac83\uacfc \uac19\uc740 \uc6d0\ub8cc\ub97c \uc4f0\ub294 \ucee4\ud53c\ub97c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2ec\ub7ec\uc5d0 \uc0b4 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e4\ucd9c\uc774 \uc804\ud600 \uc5c6\ub294 \uc2e0\uc0dd \uae30\uc220\uae30\uc5c5\uc5d0 \ub300\ud55c \ud3c9\uac00\uc561\uc774 \uc218\uc5b5 \ub2ec\ub7ec \ud639\uc740 \uc2ec\uc9c0\uc5b4 \uc218\uc2ed\uc5b5 \ub2ec\ub7ec\ub098 \ud558\ub294\ub370<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7f0 \uae30\uc5c5\ub4e4\uc774 \ub098\uc911\uc5d0 \uae30\ub300\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\uace0 \uc0ac\ub77c\uc9c8 \ub54c \uc6b0\ub9ac\ub294 \uae5c\uc9dd \ub180\ub780\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5a4 \uc0ac\ub78c\ub4e4\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9cc \ub2ec\ub7ec\ub098 \ub4e4\uc5ec \ud734\uac00\uc5ec\ud589\uc744 \uac00\uba74\uc11c\ub3c4 \ubb34\ub8cc \uc8fc\ucc28\uc7a5\uc744 \ucc3e\ub290\ub77c \ub0a0\ub9c8\ub2e4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">20<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uc529 \ud5c8\ube44\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \ud558\ub098\ub97c \uc0ac\ub824\uace0 \uc5ec\ub7ec \uac00\uac8c\ub97c \ub3cc\uc544\ub2e4\ub2c8\uba70 \uc81c\ud488\uc758 \uac00\uaca9\uacfc \ud488\uc9c8\uc744 \ube44\uad50\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc790\uae30\uac00 \ubb34\uc5c7\uc744 \ud558\uace0 \uc788\ub294\uc9c0 \uc54c\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub098\uc911\uc5d0\ub294 \uc790\uc2e0\uc774 \uc62c\ubc14\ub978 \uc120\ud0dd\uc744 \ud588\ub2e4\uace0 \ub290\ub080\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">-&gt; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9ac\ucc98\ub4dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">3<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138\ub294 \ub9d0 \ud55c \ub9c8\ub9ac\ub97c \uc0ac\ub824\uace0 \uc790\uae30 \uc655\uad6d\uc744 \ud1b5\uc9f8\ub85c \ud314\uc544\ub118\uae30\ub824\uace0 \ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc655\uad6d\uc758 \uac00\uce58\uac00 \uaca8\uc6b0 \ub9d0 \ud55c \ub9c8\ub9ac\ubc16\uc5d0 \ub418\uc9c0 \uc54a\ub2e4\ub2c8<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">! (<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc170\uc775\uc2a4\ud53c\uc5b4\uc758 \ud76c\ubaa9 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&lt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9ac\ucc98\ub4dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">3<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">&gt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \ub098\uc624\ub294 \ub9ac\ucc98\ub4dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">3<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138\uc758 \ub300\uc0ac \uac00\uc6b4\ub370 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub204\uac00 \ub098\uc5d0\uac8c \ub9d0 \ud55c \ub9c8\ub9ac\ub9cc \uc8fc\uba74 \ub0b4 \uc655\uad6d\ub3c4 \ub0b4\uc8fc\ub828\ub9cc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u201d<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub77c\ub294 \uad6c\uc808\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.)<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); 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letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac \uc800\uc790\ub4e4\uc740 \uc774 \ud798\uacfc \uc18d\uc784\uc218 \ubc0f <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\ub984\uae38<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uce58\ub2e8\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">value cue\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\uc758 \uc9c4\uc815\ud55c \uac00\uce58\uc640 \uc774 \ub2e8\uc11c\uac00 \uc5f0\uad00\ub3fc \uc788\ub2e4\uace0 \ubbff\uc9c0\ub9cc \ud754\ud788 \uc2e4\uc81c\ub85c\ub294 \uadf8\ub807\uc9c0\uac00 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uba85 \uc5b4\ub5a4 \uac00\uce58 \ub2e8\uc11c\ub294 \uc0c1\ub2f9\ud788 \uc815\ud655\ud558\uae30\ub3c4 \ud558\uc9c0\ub9cc \ub9ce\uc740 \ub2e8\uc11c\uac00 \ud130\ubb34\ub2c8\uc5c6\uc73c\uba70 \ub610 \ub2e4\ub978 \ub2e8\uc11c\ub294 \uc758\ub3c4\uc801\uc73c\ub85c \uc6b0\ub9ac\ub97c \uc870\uc791\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7f0\ub370 \uc774\uc0c1\ud558\uac8c\ub3c4 \uc6b0\ub9ac\ub294 \uc774\ub7f0 \ub2e8\uc11c\uac00 \uac00\uce58\ub97c \uc9c0\uac01\ud558\ub294 \uc6b0\ub9ac \uc778\uc2dd\uc744 \uc65c\uace1\ud558\ub3c4\ub85d \ud5c8\uc6a9\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); 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mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 10pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 10pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 10pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb3c\ub860 \uc6b0\ub9ac\ub294 \ub3c8\uc758 \ubcf5\uc7a1\ud55c \ud2b9\uc131\uacfc \uae30\ud68c\ube44\uc6a9\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\ub294 \ud0dc\ub3c4\ub97c \uc0c1\ub300\ub85c \ub04a\uc784\uc5c6\uc774 \uc2f8\uc6b4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); 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letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uac00 \uc9c4\uc815\ud55c \uac00\uce58\ub97c \uc798\ubabb \ud3c9\uac00\ud558\uae30\ub97c \ubc14\ub77c\ub294 \uc218\ub9ce\uc740 \ud798\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub4e4 \uc785\uc7a5\uc5d0\uc11c\ub294 \uadf8\uac83\uc774 \uc774\ub4dd\uc774\ub418\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\uac00 \uc9c1\uba74\ud55c \uc774\ub7f0 \uc0c1\ud669\uc744 \uc5fc\ub450\uc5d0 \ub454\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc218\uc2ed\uc5b5 \ub2ec\ub7ec\uc9dc\ub9ac \ucd08\ud638\ud654 \uc544\ud30c\ud2b8\uc5d0\uc11c \uc218\ucc9c \ub2ec\ub7ec\ub098 \ud558\ub294 \uc220\uc744 \ub9c8\uc2dc\uba70 \uc5b4\uc2ac\ub801\uac70\ub9ac\uc9c0 \uc54a\ub294 \uac83\uc774 \uc624\ud788\ub824 \ub180\ub77c\uc6b4 \uc77c\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; font-size: 10pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chapter 01_\uc65c \ub3c8\uc744 \uc4f0\uace0 \ud6c4\ud68c\ud560\uae4c &nbsp; 1. \uc6b0\ub9ac\ub294 \ub3c8\uc744 \ubaa8\ub978\ub2e4 &nbsp; \ub3c4\ub300\uccb4 \ubb34\uc2a8 \uc77c\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uac78\uae4c? &nbsp; \uce74\uc9c0\ub178\ub294 \uc6b0\ub9ac\ub97c \ub3c8\uc5d0\uc11c \ubd84\ub9ac\uc2dc\ud0a4\ub294 \uae30\uc220\uc744 \ucca0\uc800\ud558\uac8c \uc5f0\ub9c8\ud574\uc654\ub2e4. \uc870\uc9c0(\uac00\uc0c1\uc758 \uc778\ubb3c)\uc740 \uc544\uce68\uc5d0 \ub3d9\ub124 \uce74\ud398 \ucf54\uc55e\uae4c\uc9c0 \uac14\ub2e4\uac00 \ubc1c\uac78\uc74c\uc744 \ub3cc\ub838\ub2e4. \ud638\ud154 \uac1d\uc2e4\uc5d0\uc11c \ucee4\ud53c\ub97c \uc9c1\uc811 \ub0b4\ub824 \uba39\uc73c\uba74 \ucee4\ud53c \uac12 4\ub2ec\ub7ec\ub97c \uc544\ub084 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\uc5c8\ub2e4. \uadf8\ub7f0\ub370 \uc800\ub141\uc5d0\ub294 5\ub2ec\ub7ec\uc9dc\ub9ac \uce69 \ub9c8\ud754 \uac1c\ub97c \ub208 \ud558\ub098 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":547,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[24,16],"tags":[],"_links":{"self":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/548"}],"collection":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=548"}],"version-history":[{"count":1,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/548\/revisions"}],"predecessor-version":[{"id":549,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/548\/revisions\/549"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/media\/547"}],"wp:attachment":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}