{"id":554,"date":"2021-05-07T05:15:08","date_gmt":"2021-05-07T05:15:08","guid":{"rendered":"http:\/\/3.35.173.53\/?p=554"},"modified":"2021-05-07T05:15:08","modified_gmt":"2021-05-07T05:15:08","slug":"%eb%b6%80%ec%9d%98-%ea%b0%90%ea%b0%81_2%ec%9e%a5_05","status":"publish","type":"post","link":"https:\/\/happyfinder.co.kr\/?p=554","title":{"rendered":"\ubd80\uc758 \uac10\uac01_2\uc7a5_05"},"content":{"rendered":"

<\/p>\n

Chapter 02_<\/span>\ub3c8\uc5d0 \ub300\ud574 \uaf2d \uc54c\uc544\uc57c \ud560 <\/span>10<\/span>\uac00\uc9c0<\/span><\/p>\n

_<\/span>\uac00\uce58 \uc5c6\uc774 \uac00\uce58\ub97c \ud3c9\uac00\ud558\uc9c0 \uc54a\uc73c\ub824\uba74<\/span><\/p>\n

  <\/o:p><\/p>\n

5. <\/span>\ub3c8\uc740 \ub300\uccb4 \uac00\ub2a5\ud558\ub2e4<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub3c4\ub300\uccb4 \ubb34\uc2a8 \uc77c\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uac78\uae4c<\/span>?<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub780 \uc2e4\uc81c\uc801\uc778 \uac00\uce58\uc640 \uc804\ud600 \uc0c1\uad00\uc5c6\uc774 \ub3c8\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ub610 \ud558\ub098\uc758 \ubc29\uc2dd\uc774\ub2e4<\/span>. <\/span>\ub54c\ub85c\ub294 \uc720\uc6a9\ud55c \ub3c4\uad6c\uc77c \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc774\ub294 \ub300\uac1c \ud615\ud3b8\uc5c6\ub294 \uc758\uc0ac\uacb0\uc815\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \ub9cc\ub2e4<\/span>. <\/span>\ud2b9\ud788 \uc790\uc2e0\uc774 \uc774\uac83\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc804\ud600 \uc758\uc2dd\ud558\uc9c0 \ubabb\ud560 \ub54c \ub354\ub354\uc6b1 \uadf8\ub807\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub3c8\uc758 \ud2b9\uc131\uc73c\ub85c \uc5b8\uae09\ud588\ub358 <\/span>\u2018<\/span>\ub300\uccb4\ud560 \uc218 \uc788\uc74c<\/span>\u2019<\/span>\uc774\ub77c\ub294 \uac1c\ub150\uc744 \uae30\uc5b5\ud558\ub294\uac00<\/span>? <\/span>\ub3c8\uc740 \ub2e4\ub978 \ub3c8\uc73c\ub85c \ub300\uccb4\ub420 \uc218 \uc788\ub2e4<\/span>. <\/span><\/p>\n

\uadf8\ub7ec\ub098 \ub300\uac1c \uc0ac\ub78c\ub4e4\uc740 \uc790\uc2e0\uc774 \uac00\uc9c4 \ubaa8\ub4e0 <\/span>1<\/span>\ub2ec\ub7ec\uc5d0 \ub3d9\uc77c\ud55c \uac00\uce58\ub97c \ubd80\uc5ec\ud558\uc9c0 \uc54a\ub294\ub2e4<\/span>. <\/span>\uc6b0\ub9ac\uac00 \uac01\uac01\uc758 <\/span>1<\/span>\ub2ec\ub7ec\ub97c \ubc14\ub77c\ubcf4\ub294 \ubc29\uc2dd\uc740 \uc790\uc2e0\uc774 \uadf8 <\/span>1<\/span>\ub2ec\ub7ec\uc640 \ucc98\uc74c \uc5f0\uad00\uc2dc\ucf30\ub358 \ud56d\ubaa9\uc5d0 \ub530\ub77c \uacb0\uc815\ub41c\ub2e4<\/span>.<\/span><\/p>\n

\ub3d9\uc77c\ud55c \uae08\uc561\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c0\ucd9c \ubc94\uc8fc\uc5d0 \ub530\ub77c \uc81c\uac01\uae30 \ub2e4\ub978 \uac00\uce58\ub97c \ubd80\uc5ec\ud558\ub294 \uc774\ub7f0 \uacbd\ud5a5 \ubc0f \uc811\uadfc \ubc29\uc2dd\uc740 \ub3c8\uc744 \ub2e4\ub8e8\ub294 \ub370\ub294 \ud655\uc2e4\ud788 \uc804\ud600 \uc774\uc131\uc801\uc774\uc9c0 \uc54a\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uae30\ud68c\ube44\uc6a9\uacfc \uc2e4\uc81c \uac00\uce58\ub97c \ud30c\uc545\ud558\uae30\uac00 \ub9e4\uc6b0 \uc5b4\ub835\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc5fc\ub450\uc5d0 \ub450\uc790\uba74 \uc774 \uc804\ub7b5\uc740 \uc608\uc0b0\uc6b4\uc6a9\uc744 \uc5c4\uaca9\ud558\uac8c \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4<\/span>. <\/span>\uadf8\ub7fc\uc73c\ub85c\uc368 \uc9c0\ucd9c \ubc29\uc2dd\uacfc \uad00\ub828\ub41c \ubb38\uc81c\uc5d0\uc11c \ubcf4\ub2e4 \ube60\ub974\uac8c \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub7ec\ub098 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \ud568\uc73c\ub85c\uc368 \uc6b0\ub9ac\ub294 <\/span>\u2018<\/span>\ub300\uccb4\ud560 \uc218 \uc788\ub2e4<\/span>\u2019<\/span>\ub294 \ub3c8\uc758 \uae30\ubcf8\uc801\uc778 \uc6d0\ub9ac\ub97c \uae68\ub728\ub9ac\uace0 \ub9cc\ub2e4<\/span>. <\/span>\ub3c8\uc758 \uc774\ub7ec\ud55c \ud2b9\uc131\uc774 \ubd80\uc5ec\ud558\ub294 \ud3b8\uc775\uc744 \uc790\uae30 \uc2a4\uc2a4\ub85c \ubd80\uc815\ud558\uac8c \ub41c\ub2e4\ub294 \ub9d0\uc774\ub2e4<\/span>. <\/span>\uc989<\/span>, <\/span>\uc77c\uc744 \ub2e8\uc21c\ud558\uac8c \ub9cc\ub4dc\ub294 \uacfc\uc815\uc5d0\uc11c \ub3c8\uacfc \uad00\ub828\ub41c \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \ucc28\uc6d0\uc758 \uc2e4\uc218\ub97c \ud558\uac8c \ub41c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub77c\ub294 \uac1c\ub150\uc740 \ub9ac\ucc98\ub4dc \ud0c8\ub7ec <\/span>Richard Thaler(<\/span>\ubbf8\uad6d\uc758 \uc2ec\ub9ac\ud559\uc790\ub85c <\/span><<\/span>\ub11b\uc9c0<\/span>><\/span>\ub4f1\uc758 \ubca0\uc2a4\ud2b8\uc140\ub7ec \uc800\uc790\uc774\uba70 <\/span>2017<\/span>\ub144 \ub178\ubca8\uacbd\uc81c\ud559\uc0c1 \uc218\uc0c1\uc790<\/span>)<\/span>\uac00 \ub9e8 \ucc98\uc74c \uc18c\uac1c\ud588\ub294\ub370<\/span>, <\/span>\uc0ac\ub78c\ub4e4\uc774 \ub3c8\uacfc \uad00\ub828\ub41c \ud589\ub3d9\uc744 \ud68c\uc0ac\ub098 \uae30\uad00\ucc98\ub7fc \uc0dd\uac01\ud55c\ub2e4\ub294 \uac83\uc774 \uae30\ubcf8\uc801\uc778 \ubc1c\uc0c1\uc774\ub2e4<\/span>. <\/span>\ub9cc\uc77c \uc5b4\ub5a4 \uc0ac\ub78c\uc774 \ud070 \uaddc\ubaa8\uc758 \uc870\uc9c1\uc5d0\uc11c \uc77c\ud55c\ub2e4\uba74<\/span>, <\/span>\uc774 \uc0ac\ub78c\uc740 \ud574\ub9c8\ub2e4 \ubaa8\ub4e0 \ubd80\uc11c\uac00 \uc801\uc815\ud55c \uc608\uc0b0\uc744 \ubc30\ubd84\ubc1b\uc544\uc11c \ud544\uc694\ud55c \uc0ac\uc5c5\uc5d0 \uc798 \uc368\uc57c \ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uc788\ub2e4<\/span>. <\/span>\ub9cc\uc77c \uc5b4\ub5a4 \ubd80\uc11c\uac00 \ud68c\uacc4\uc5f0\ub3c4\uac00 \uc544\uc9c1 \ub05d\ub098\uc9c0\ub3c4 \uc54a\uc740 \uc2dc\uc810\uc5d0 \uadf8 \ubd80\uc11c\uc5d0 \ubc30\uc815\ub41c \uc608\uc0b0\uc744 \ub2e4\uc368\ubc84\ub838\ub2e4\uba74 \ud070\uc77c\uc774\ub2e4<\/span>. <\/span>\ub2e4\uc74c \ud68c\uacc4\ub97c \ubc30\uc815\ubc1b\uae30 \uae4c\uc9c0 \uc544\ubb34 \uc77c\ub3c4 \ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc608\uc0b0\uc5d0 \ub300\ud55c \uc774\ub7f0 \uc811\uadfc\ubc95\uc774 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0dd\ud65c\uc5d0\ub294 \uc5b4\ub5bb\uac8c \uc801\uc6a9\ub420\uae4c<\/span>? <\/span>\uac1c\uc778 \uc0dd\ud65c\uc5d0\uc11c\ub3c4 \uc0ac\ub78c\ub4e4\uc740 \uc790\uae30\uac00 \uc4f8 \ub3c8\uc758 \uac01\uac01\uc758 \uc9c0\ucd9c \ubc94\uc8fc\ub4e4\uc5d0 \ud560\ub2f9\ud55c\ub2e4<\/span>. <\/span>\ubcf4\ud1b5\uc740 \uc758\ub958\ube44<\/span>, <\/span>\uc624\ub77d\ube44<\/span>, <\/span>\uc9d1\uc138<\/span>, <\/span>\uad00\ub9ac\ube44<\/span>, <\/span>\ud22c\uc790\uc790 \ub4f1\uc774\ub2e4<\/span>. <\/span>\uadf8\ub9ac\uace0 \uae30\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ud558\ub098\uc758 \ubc94\uc8fc \uc548\uc5d0 \uc788\ub294 \ub3c8\uc744 \ubaa8\ub450 \ub2e4 \uc368\ubc84\ub9ac\ub294 \uac83\uc740 \ub9e4\uc6b0 \ub098\uc05c \uc77c\uc774\ub2e4<\/span>. <\/span>\ubcf4\ucda9\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>. <\/span>\ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c<\/span>, <\/span>\uc5b4\ub5a4 \ubc94\uc8fc\uc758 \ub3c8\uc774 \ub0a8\uc73c\uba74 \uc0ac\ub78c\ub4e4\uc740 \uadf8 \ub3c8\uc744 \uc27d\uac8c \uc368\ubc84\ub9b0\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ud55c\uac00\uc9c0 \uc608\ub97c \ub4e4\uc5b4\ubcf4\uaca0\ub2e4<\/span>. <\/span>\ub2f9\uc2e0\uc774 \ube0c\ub85c\ub4dc\uc6e8\uc774 \ucd5c\uc2e0 \ubba4\uc9c0\uceec \uad00\ub78c \ud2f0\ucf13\uc744 <\/span>100<\/span>\ub2ec\ub7ec \uc8fc\uace0 \uc0c0\ub2e4\uace0\uce58\uc790<\/span>. <\/span>\uadf8\ub7f0\ub370 \uac1c\ub9c9\uc77c \ub9de\ucdb0\uc11c \uadf9\uc7a5\uc5d0 \ub3c4\ucc29\ud55c \ub4a4 \ub2f9\uc2e0\uc740 \ub054\ucc0d\ud55c \uc77c\uc744 \ub2f9\ud55c\ub2e4<\/span>. <\/span>\ud2f0\ucf13\uc774 \uc5c6\ub294\uac83\uc774\ub2e4<\/span>!. <\/span>\uadf8\ub7f0\ub370 \ub2e4\ud589\ud788 \uc9c0\uac11\uc5d0\ub294 <\/span>100<\/span>\ub2ec\ub7ec\uc9dc\ub9ac \uc9c0\ud3d0 \ud55c \uc7a5\uc774 \uc788\ub2e4<\/span>. <\/span>\uadf8\ub807\ub2e4\uba74 \uc774 \ub3c8\uc73c\ub85c \ud2f0\ucf13\uc744 \ub2e4\uc2dc \uc0b4\uae4c<\/span>? <\/span>\uc774 \uc9c8\ubb38\uc5d0 \ub300\ubd80\ubd84 \uc544\ub2c8\uc624\ub77c\uace0 \ub2f5\ud55c\ub2e4<\/span>. <\/span>\ub3c8\uc744 \uc8fc\uace0 \ud2f0\ucf13\uc744 \uc0c0\ub294\ub370 \ud2f0\ucf13\uc744 \uc783\uc5b4\ubc84\ub838\ub2e4\uba74 \uc548\ud0c0\uae5d\uc9c0\ub9cc \uc5b4\uca54 \uc218 \uc5c6\ub294 \uc77c\uc774\ub77c\ub294 \uc2dd\uc774\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub7f0\ub370 \ud2f0\ucf13\uc744 \uc0c8\ub85c \uc0ac\uc11c \uadf8 \ubba4\uc9c0\uceec\uc744 \ubd24\ub2e4\uace0 \uac00\uc815\ud560 \uacbd\uc6b0<\/span>, <\/span>\uadf8\ub0a0 \ubc24 \uacf5\uc5f0 \uad00\ub78c\uc5d0 \uc5bc\ub9c8\uc758 \ub3c8\uc744 \uc9c0\ucd9c\ud588\ub294\uc9c0 \ubb3c\uc5b4\ubcf4\uba74 \uc5b4\ub5bb\uac8c \ub300\ub2f5\ud560\uae4c<\/span>? <\/span>\ub300\ubd80\ubd84\uc740 \uc783\uc5b4\ubc84\ub9b0 \ud2f0\ucf13\uc744 \uc0ac\ub294\ub370 \ub4e4\uc5b4\uac04 \ub3c8\uae4c\uc9c0 \ud3ec\ud568\ud574 <\/span>200<\/span>\ub2ec\ub7ec\ub77c\uace0 \ub2f5\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uadf8\ub7f0\ub370 \ub2e4\ub978 \uc124\uc815\uc744 \ud574\ubcf4\uc790<\/span>. <\/span>\ub2f9\uc2e0\uc740 \ud2f0\ucf13\uc744 \uc608\ub9e4\ud558\uc9c0 \uc54a\uc558\uc9c0\ub9cc \uadf9\uc7a5\uc5d0 \uac14\ub2e4<\/span>. <\/span>\uadf8\ub7f0\ub370 \uc9c0\uac11\uc744 \uc5f4\uc5b4\ubcf4\ub2c8 \ubd84\uba85 <\/span>100<\/span>\ub2ec\ub7ec \ub450\uc7a5\uc774 \uc788\uc5b4\uc57c \ud558\ub294\ub370 \ud55c \uc7a5 \ubc16\uc5d0 \uc5c6\ub2e4<\/span>! <\/span>\ub2f9\uc2e0\uc740 <\/span>100<\/span>\ub2ec\ub7ec\ub9cc\ud07c \ub354 \uac00\ub09c\ud574\uc9c0\uace0 \ub9d0\uc558\ub2e4<\/span>. <\/span>\ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 <\/span>100<\/span>\ub2ec\ub7ec\uac00 \ub0a8\uc558\uae30\uc5d0 \ubba4\uc9c0\uceec\uc744 \ubcfc \uc218 \uc788\ub2e4<\/span>. <\/span>\uc774 \uc0c1\ud669\uc5d0\uc11c \ub300\ubd80\ubd84\uc740 \ud2f0\ucf13\uc744 \uc0ac\ub824\uace0 \ud55c\ub2e4<\/span>. 100<\/span>\ub2ec\ub7ec \uc9c0\ud3d0\ub97c \uc783\uc5b4\ubc84\ub9b0 \uac83\uc740 \ubba4\uc9c0\uceec\uacfc \uc544\ubb34\ub7f0 \uad00\ub828\uc774 \uc5c6\ub294 \uc77c\uc774\ub77c\ub294 \uac83\uc774\ub2e4<\/span>. <\/span>\uc774\ub54c \ubba4\uc9c0\uceec \uacf5\uc5f0\uc5d0 \uc5bc\ub9c8\ub97c \uc9c0\ucd9c\ud588\ub294\uc9c0 \ubb3c\uc5b4\ubcf4\uba74 \ub300\ubd80\ubd84 <\/span>100<\/span>\ub2ec\ub7ec\ub77c\uace0 \ub2f5\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc0ac\ub78c\ub4e4\uc740 \ub450 \uc0c1\ud669\uc5d0 \ub2e4\ub974\uac8c \ubc18\uc751\ud558\uc9c0\ub9cc<\/span>, <\/span>\uc21c\uc804\ud788 \uacbd\uc81c\uc801 \uad00\uc810\uc5d0\uc11c \ubcf8\ub2e4\uba74 \uc774 \ub458\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c \ub3d9\uc77c\ud558\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub7ec\ub098 \uc5b4\uca0b\uac70\ub098 \uc774 \ub458\uc774 \uc5b4\ub5bb\uac8c \ud070 \ucc28\uc774\ub97c \ub9cc\ub4e4\uc5b4\ub0b8\uac78\uae4c<\/span>?<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc774 \ubba4\uc9c0\uceec \uad6c\uc785\uc774 \uae30\uc5c5 \ud65c\ub3d9\uc758 \uc77c\ud658\uc73c\ub85c \uc774\ub904\uc84c\ub2e4\uace0 \uac00\uc815\ud574\ubcf4\uc790<\/span>. <\/span>\ub9cc\uc77c \ubba4\uc9c0\uceec \uad00\ub78c \uc608\uc0b0\uc774 \ubc30\uc815\ub3fc \uc788\uc5c8\uace0 \ud2f0\ucf13 \uad6c\ub9e4\uc5d0 \uadf8 \uc608\uc0b0\uc744 \ub2e4 \uc37c\ub2e4\uba74<\/span>, <\/span>\ub2e4\ub978 \ud56d\ubaa9\uc5d0\uc11c \ubba4\uc9c0\uceec \uad00\ub78c \uc608\uc0b0\uc744 \ub04c\uc5b4\uc62c \uc218\ub294 \uc5c6\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ubbc0\ub85c \uc783\uc5b4\ubc84\ub9b0 \ud2f0\ucf13 \ub300\uc2e0 \uc0c8\ub85c \ud2f0\ucf13\uc744 \uc0ac\ub294 \uc77c\uc740 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \ub9cc\uc77c \ub3c8\uc774 \uadf8\ub0e5 \uc9c0\uac11\uc5d0\uc11c \ube60\uc838\ub098\uc640 \uc5c6\uc5b4\uc84c\ub2e4\uba74 \uc0ac\ub78c\ub4e4\uc740 \uadf8 \ub3c8\uc774 \uc5b4\ub5a4 \ud2b9\uc815 \ud56d\ubaa9 \uc608\uc0b0\uc5d0\uc11c \uc9c0\ucd9c\ub410\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294\ub2e4<\/span>. <\/span>\ubba4\uc9c0\uceec \uad00\ub78c \uc608\uc0b0\uc774 \uc5ec\uc804\ud788 \ub0a8\uc544\uc788\ub2e4\ub294 \ub73b\uc774\ub2e4<\/span>. <\/span>\uadf8\ub807\uae30\uc5d0 \ub3c8\uc744 \uc783\uc5b4\ubc84\ub838\ub2e4\uace0 \ud574\uc11c \ubba4\uc9c0\uceec \uad00\ub78c\uc744 \ud3ec\uae30\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc774 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uc758 \ub17c\ub9ac\ub294 \uc0c1\ub2f9\ud788 \ub17c\ub9ac\uc801\uc73c\ub85c \ubcf4\uc778\ub2e4<\/span>. <\/span>\uadf8\ub807\ub2e4\uba74<\/span>, <\/span>\ub3c4\ub300\uccb4 \ubb50\uac00 \ubb38\uc81c\uc77c\uae4c<\/span>?<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc18d\uae30 \uc26c\uc6b4 \uc9c0\ucd9c \uacc4\uc815<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc644\ubcbd\ud558\uac8c \uc774\uc131\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c<\/span>, <\/span>\uc9c0\ucd9c \uad00\ub828 \uc758\uc0ac\uacb0\uc815\uc740 \uac00\uc0c1\uc758 \uc608\uc0b0\uacc4\uc815\uc5d0 \uc601\ud5a5\uc744 \ubc1b\uc544\uc11c\ub294 \uc548\ub41c\ub2e4<\/span>. <\/span>\uadf8 \uacc4\uc815\uc758 \ud615\ud0dc\ub098 \uc704\uce58\ub098 \ud0c0\uc774\ubc0d\uc774 \ub2ec\ub77c\uc9c4\ub2e4 \ud574\ub3c4 \ub9d0\uc774\ub2e4<\/span>. <\/span>\uadf8\ub807\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc601\ud5a5\uc744 \ubc1b\ub294\ub2e4<\/span>.<\/span><\/p>\n

\uc6b0\ub9ac\ub294 \ub298 \uc774\ub7f0 \uc720\ud615\uc758 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \uc218\ud589\ud55c\ub2e4<\/span>. <\/span>\uba87 \uac00\uc9c0 \ubc29\uc2dd\uc744 \uc0dd\uac01\ud574\ubcf4\uc790<\/span>.<\/span><\/p>\n

-> <\/span>\uc790\uae30\uac00 \uac00\uc9c4 \ub3c8\uc758 \uc77c\ubd80\ub97c \ub0ae\uc740 \uae08\ub9ac\uc758 \ubcf4\ud1b5\uc608\uae08 \uacc4\uc88c\uc5d0 \ub123\uc5b4\ub450\uace0\uc11c \uace0\uae08\ub9ac\uac00 \uc801\uc6a9\ub418\ub294 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud55c\ub2e4<\/span>.<\/span><\/p>\n

-> <\/span>\ub77c\uc2a4\ubca0\uc774\uac70\uc2a4\ub77c\ub294 \ub3c4\uc2dc \uc804\uccb4\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uc758 \uac70\ub300\ud55c \uc0ac\ub840\uc774\ub2e4<\/span>. <\/span>\uc774 \ub3c4\uc2dc\uc758 \uad00\uad11 \ub2f4\ub2f9 \uacf5\ubb34\uc6d0\ub4e4\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc800\ub9c8\ub2e4 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \ucda9\uc2e4\ud788 \uc218\ud589\ud55c\ub2e4\ub294 \uac83\uc744 \uc798 \uc548\ub2e4<\/span>. <\/span>\uadf8\ub4e4\uc740 \uc2ec\uc9c0\uc5b4 \uc0ac\ub78c\ub4e4\uc758 \uc9c0\ucd9c\uacc4\uc815 \ubd84\ub9ac\ub97c \ubcf4\ub2e4 \uc27d\uac8c \ud560 \uc218 \uc788\ub3c4\ub85d <\/span>\u201c<\/span>\ub77c\uc2a4\ubca0\uc774\uac70\uc2a4\uc5d0\uc11c \uc0dd\uae34 \uc77c\uc740 \ub77c\uc2a4\ubca0\uc774\uac70\uc2a4\uc5d0 \ubb3b\uc5b4\ub450\uace0 \uac00\ub77c <\/span>What Happens in vegas stays in vegas\u201d<\/span>\ub77c\ub294 \ub9c8\ucf00\ud305 \uad6c\ud638\uae4c\uc9c0 \ub9cc\ub4e4\uc5b4\ub480\ub2e4<\/span>. <\/span>\uc0ac\ub78c\ub4e4\uc740 \ub77c\uc2a4\ubca0\uc774\uac70\uc2a4\uc5d0 \uac00\uc11c \uc790\uae30\uac00 \uac00\uc9c4 \ubaa8\ub4e0 \ub3c8\uc744 \uc815\uc2e0\uc801\uc778 \ub77c\uc2a4\ubca0\uc774\uac70\uc2a4 \uacc4\uc815\uc5d0 \ubab0\uc544\ub123\ub294\ub2e4<\/span>. <\/span>\ub3c4\ubc15\uc5d0\uc11c \uc838\ub3c4 \uc0c1\uad00\uc5c6\ub2e4<\/span>. <\/span>\uc5b4\ucc28\ud53c \uadf8 \ub3c8\uc744 \ub77c\uc2a4\ubca0\uc774\uac70\uc2a4 \uacc4\uc815\uc774\ub77c\ub294 \ud56d\ubaa9\uc5d0 \ub2ec\uc544\ub480\uc73c\ub2c8 \ub9d0\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

[1] <\/span>\uac1c\ub9ac \ubca8\uc2a4\uae30 <\/span>Gary Belsky<\/span>\uc640 \ud1a0\ub9c8\uc2a4 \uae38\ub85c\ube44\uce58 <\/span>Thomas Gilovich<\/span>\ub294 <\/span><<\/span>\ud589\ub3d9\uacbd\uc81c\ud559 \uad50\uacfc\uc11c <\/span>Why Smart People make big money mistakes and how to correct them><\/span>\uc5d0\uc11c <\/span>5<\/span>\ub2ec\ub7ec\ub85c \ub8f0\ub81b \uac8c\uc784\uc744 \ud558\ub294 \uc0ac\ub78c\uc744 \uc0c1\uc138\ud558\uac8c \ubb18\uc0ac\ud55c\ub2e4<\/span>.<\/span><\/p>\n

\uc774 \uc0ac\ub78c\uc740 \ucd08\ubc18\uc5d0 \uc5c4\uccad\ub098\uac8c \uc6b4\uc774 \uc88b\uc544\uc11c \ubb34\ub824 <\/span>3<\/span>\uc5b5 \ub2ec\ub7ec\uae4c\uc9c0 \ubc88\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \ud55c \ucc28\ub840 \uc798\ubabb\ub41c \ubc30\ud305\uc73c\ub85c \ubaa8\ub4e0 \ub3c8\uc744 \uc783\uc5b4\ubc84\ub9b0\ub2e4<\/span>. <\/span>\uc544\ub0b4\uac00 \uae30\ub2e4\ub9ac\ub294 \ud638\ud154 \uac1d\uc2e4\ub85c \ub3cc\uc544\uac14\uc744 \ub54c \uc544\ub0b4\uac00 \uac8c\uc784\uc774 \uc5b4\ub55f\ub290\ub0d0\uace0 \ubb3b\uc790 \uadf8\ub294 <\/span>5<\/span>\ub2ec\ub7ec\ub97c \uc783\uc5c8\ub2e4\uace0 \ub300\ub2f5\ud55c\ub2e4<\/span>. <\/span>\ub9cc\uc77c \uc774\ub7f0 \uc77c\uc774 \uc6b0\ub9ac\uc5d0\uac8c \uc77c\uc5b4\ub0ac\ub2e4\uba74 \ubd84\uba85 \uc801\uc5b4\ub3c4 <\/span>5<\/span>\ub2ec\ub7ec\ubcf4\ub2e4\ub294 \ud6e8\uc52c \ub9ce\uc740 \ub3c8\uc744 \uc783\uc740 \ub290\ub08c\uc77c \uac83\uc774\ub2e4<\/span>. <\/span>\ud558\uc9c0\ub9cc \uc801\uc5b4\ub3c4 <\/span>3<\/span>\uc5b5 \ub2ec\ub7ec\ub97c \uc783\uc5c8\ub2e4\ub294 \ub290\ub08c\uc744 \ub4e4\uc9c0 \uc54a\uc744 \uac83\uc774\ub2e4<\/span>. <\/span>\uadf8 <\/span>5<\/span>\ub2ec\ub7ec \ub9cc\uc774 <\/span>\u2018<\/span>\ub0b4 \ub3c8<\/span>\u2019<\/span>\uc758 \uc804\ubd80\ub77c\uace0 \ub290\uaef4\uc9c0\ub294\ub370<\/span>, <\/span>\uadf8\ub0a0 \uc800\ub141 \uac8c\uc784\uc744 \ucc98\uc74c \uc2dc\uc791\ud560 \ub54c \uac16\uace0 \uc788\ub358 \ub3c8\uc774 <\/span>5<\/span>\ub2ec\ub7ec\uc774\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>. <\/span>\uc6b0\ub9ac\ub294 \uadf8\ub0a0 \ubc24 \ubaa8\ub4e0 <\/span>1<\/span>\ub2ec\ub7ec\ub97c <\/span>\u201c<\/span>\ub534 \ub3c8<\/span>\u201d<\/span>\uc73c\ub85c \ubc94\uc8fc\ud654 \ud560 \uac83\uc774\ub2e4<\/span>. <\/span>\uc774 \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c \uc6b0\ub9ac\ub294 \ub534\ub3c8 <\/span>3<\/span>\uc5b5 \ub2ec\ub7ec\ub97c \ubabd\ub545 \uc783\ub294\ub2e4 \ud558\ub354\ub77c\ub3c4<\/span>, <\/span>\ucc98\uc74c \uac16\uace0 \uc788\ub358 <\/span>5<\/span>\ub2ec\ub7ec\ub9cc \uc783\uc740 \uac83\uc73c\ub85c \ub290\ub084 \uac83\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub0b4\uac00 \uc4f0\ub294 \ub3c8<\/span>, <\/span>\uc800\ucd95\ud558\ub294 \ub3c8 \ub4f1 \ubaa8\ub450 <\/span>\u2018<\/span>\ub0b4 \ub3c8<\/span>\u2019<\/span>\uc774\ub77c\ub294 \ub3d9\uc77c\ud55c \uc6b0\ubb3c\uc5d0\uc11c \ub098\uc628\ub2e4<\/span>. <\/span>\uc774\ub97c \uc5fc\ub450\uc5d0 \ub454\ub2e4\uba74 \ubc29\uae08 \uc18c\uac1c\ud55c \uc2dc\ub098\ub9ac\uc624\ub4e4\uc740 \ub3c4\ubb34\uc9c0 \uc774\uce58\uc5d0 \ub9de\uc9c0 \uc54a\ub294\ub2e4<\/span>. <\/span>\uc2e4\uc9c8\uc801\uc73c\ub85c <\/span>\u2018<\/span>\ub0b4 \ub3c8<\/span>\u2019<\/span>\uc774\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc55e\uc5d0\uc11c\ub3c4 \uc124\uba85\ud588\ub4ef\uc774 \uc0ac\ub78c\ub4e4\uc740 \ub3c8\uc744 \uc2ec\ub9ac\uc801 \ucc28\uc6d0\uc758 \uc5ec\ub7ec \ubc94\uc8fc\uc5d0 \ud560\ub2f9\ud558\uba70<\/span>, <\/span>\uc774 \ubc94\uc8fc\ud654\ub294 \uc2e4\ud589\ub418\ub294 \ubc14\ub85c \uadf8 \uc21c\uac04\ubd80\ud130 \uadf8 \ub3c8\uc5d0 \ub300\ud55c \uc0ac\ub78c\ub4e4\uc758 \uc0dd\uac01\uc744 \ud1b5\uc81c\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub77c\ub294 \ub9e4\uc6b0 \ud2b9\ubcc4\ud55c \ubb38\uc81c<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \ub2e4\ub978 \uac83\ub4e4\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub3c8\uc5d0 \ub300\ud55c \uc774\uc131\uc801\uc778 \uc811\uadfc\uc774 \uc544\ub2c8\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc6b0\ub9ac \uc0b6\uc758 \uc2e4\uccb4\uc801\uc778 \ubaa8\uc2b5\uacfc \uc778\uac04\uc774 \uc9c0\ub2cc \uc778\uc9c0 \ucc28\uc6d0\uc758 \ud55c\uacc4\ub97c \uace0\ub824\ud55c\ub2e4\uba74<\/span>, <\/span>\uc624\ud788\ub824 \uc720\uc6a9\ud55c \uc804\ub7b5\uc774 \ub420 \uc218\ub3c4 \uc788\ub2e4<\/span>. <\/span>\uc2ec\ub9ac\uc801 \ud68c\uacc4\uac00 \ud604\uba85\ud558\uac8c \uc0ac\uc6a9\ub420 \ub54c \ud2b9\ud788 \ub354 \uadf8\ub807\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc6b0\uc120 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uac00 \uc5b4\uc9f8\uc11c \ub3c5\ud2b9\ud55c\uc9c0 \uc0b4\ud3b4\ubcf4\uc790<\/span>.<\/span><\/p>\n

\uc138 \uac00\uc9c0 \uc720\ud615\uc758 \uc0ac\ub78c\uc774 \uc788\ub2e4\uace0 \uce58\uc790<\/span>. <\/span>\uccab\uc9f8<\/span>, <\/span>\uc644\ubcbd\ud558\uac8c \uc774\uc131\uc801\uc778 \uc0ac\ub78c \uc774\ub978\ubc14 \ud638\ubaa8 \uc5d0\ucf54\ub178\ubbf8\ucfe0\uc2a4<\/span>(Homo economicus). <\/span>\ub458\uc9f8<\/span>, <\/span>\uc778\uc9c0\uc801 \ud55c\uacc4\uac00 \uc788\uae34 \ud574\ub3c4 \uc5b4\ub290 \uc815\ub3c4 \uc774\uc131\uc801\uc778 \uc0ac\ub78c<\/span>. <\/span>\uc774 \uc0ac\ub78c\uc740 \ucda9\ubd84\ud55c \uc2dc\uac04\uacfc \uc815\uc2e0\uc801 \uc5ed\ub7c9\ub9cc \uc8fc\uc5b4\uc9c0\uba74 \ucd5c\uace0\uc758 \uc758\uc0ac\uacb0\uc815\uc744 \ud560 \uc218 \uc788\ub2e4<\/span>. <\/span>\uc14b\uc9f8<\/span>, <\/span>\uc778\uc9c0\uc801\uc778 \ud55c\uacc4\uac00 \uc788\uae34 \ud574\ub3c4 \uc5b4\ub290 \uc815\ub3c4 \uc774\uc131\uc801\uc778 \ub3d9\uc2dc\uc5d0 \uac10\uc815\ub3c4 \uc9c0\ub2c8\uace0 \uc788\ub294 \uc0ac\ub78c<\/span>, <\/span>\uc989 \uc6b0\ub9ac\uac00 \uc775\ud788 \uc54c\uace0 \uc788\ub294 \ud3c9\ubc94\ud55c \uc0ac\ub78c<\/span>.<\/span><\/p>\n

\uc644\ubcbd\ud558\uac8c \uc774\uc131\uc801\uc778 \uc0ac\ub78c\uc5d0\uac8c \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \uba85\ubc31\ud558\uac8c \uc2e4\uc218\uc774\ub2e4<\/span>. <\/span>\ub3c8\uc740 \uc5b4\ucc28\ud53c \ub611\uac19\uc740 \ub3c8\uc774\ub2c8 \uc644\ubcbd\ud558\uac8c \uad50\ud658\ub420 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4<\/span>.<\/span><\/p>\n

\uc778\uc9c0\uc801\uc778 \ud55c\uacc4\uac00 \uc788\ub294 \uc0ac\ub78c\uc5d0\uac8c\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uac00 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4<\/span>. <\/span>\uc65c\ub0d0\ud558\uba74 \uc778\uac04\uc758 \ub1cc\uac00 \uc2e4\uc0dd\ud65c\uc5d0\uc11c \uc628\uac16 \uc815\ubcf4\ub97c \uc720\uc9c0\ud558\uace0 \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc740 \uc81c\ud55c\uc801\uc77c \uc218\ubc16\uc5d0 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>.<\/span><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \uc720\uc6a9\ud55c \uccb4\ud5d8\uc801 \uc9c0\uce68<\/span>(<\/span>\uc989<\/span>, <\/span>\uc9c0\ub984\uae38<\/span>)<\/span>\uc744 \uc81c\uacf5\ud574\uc900\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub2e8\uc21c\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574\uc11c \uc5ec\ub7ec \uacc4\uc815\uc744 \uc124\uc815\ud558\uace0 \uad6c\ud68d\ud558\uba74<\/span>, <\/span>\uc9c0\ucd9c\uc744 \ud560 \ub54c\ub9c8\ub2e4 \uae30\ud68c\ube44\uc6a9 \uc804\uccb4\uc758 \uc138\uacc4\ub97c \uad6c\uc11d\uad6c\uc11d \ud5e4\uc9d1\uc744 \ud544\uc694\uac00 \uc5c6\ub2e4<\/span>.<\/span><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \uc0ac\uc6a9\ud558\uba74 \uc608\ub97c \ub4e4\uc5b4 \ucee4\ud53c\uc640 \uc800\ub141\uacfc \uc720\ud765\uc774 \ub4e4\uc5b4\uac00 \uc788\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \uc791\uc740 \uc608\uc0b0\uacfc \uadf8\uc5d0 \ub530\ub978 \uae30\ud68c\ube44\uc6a9\ub9cc \uc0dd\uac01\ud558\uba74 \ub41c\ub2e4<\/span>. <\/span>\ubb3c\ub860 \uc774\ub294 \uc644\ubcbd\ud558\uc9c0 \uc54a\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc720\uc6a9\ud558\ub2e4<\/span>. <\/span>\uc774 \uc0ac\uc2e4\uc744 \uc778\uc815\ud558\uace0 \ub098\uba74 \uadf8\ub2e4\uc74c\uc5d0\ub294 \uc5b4\ub5bb\uac8c \ub354 \uae0d\uc815\uc801\uc778 \ubc29\ud5a5\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\uc744\uae4c \uc0dd\uac01\ud560 \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \uc81c <\/span>3<\/span>\uc758 \uc778\uac04 \uc720\ud615<\/span>, <\/span>\uc989 \uac10\uc815\uacfc \uc2a4\ud2b8\ub808\uc2a4\uc640 \uc9dc\uc99d\uc2a4\ub7ec\uc6c0\uacfc \ub9c8\uac10\uc2dc\ud55c \uadf8\ub9ac\uace0 \uc218\ub9ce\uc740 \uc758\ubb34\uc0ac\ud56d\uc744 \uc8fc\ub801\uc8fc\ub801 \ub9e4\ub2ec\uace0 \uc788\ub294 \uc778\uac04\uc744 \uc6b0\ub9ac\uc5d0\uac8c \ub370\ub824\uc628\ub2e4<\/span>. <\/span>\uc774\ub4e4\uc740 \ud604\uc2e4\uc5d0 \uc874\uc7ac\ud558\ub294 \uc2e4\uc81c\uc801\uc778 \uc0ac\ub78c\ub4e4\uc774\ub2e4<\/span>.<\/span><\/p>\n

\ud2b9\uc815 \ubb3c\ud488\uc744 \uc0ac\uace0 \uc2f6\uc744 \ub54c\ub9c8\ub2e4 \uc120\ud0dd\uc758 \uc774\ud574\ub4dd\uc2e4\uc744 \uc0dd\uac01\ud574\uc57c \ud55c\ub2e4\uba74 \uc5c4\uccad\ub09c \uace0\ud1b5\uc5d0 \uc9d3\ub20c\ub9b4 \uac83\uc774\ub2e4<\/span>. <\/span>\ub2e4\uc774\uc5b4\ud2b8\ub97c \uc704\ud574 \uc12d\ucde8 \uc74c\uc2dd\uc758 \uce7c\ub85c\ub9ac\ub97c \ud558\ub098\ub3c4 \ube7c\ub193\uc9c0 \uc54a\uace0 \uacc4\uc0b0\ud558\ub77c\uace0 \uc694\uad6c\ud55c\ub2e4\uba74<\/span>, <\/span>\uadf8 \uc0ac\ub78c\uc740 \uc624\ud788\ub824 \ud3ec\uae30\ud574\ubc84\ub9b4 \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

\uc6b0\ub9ac \uc0b6\uc774 \uc6cc\ub099 \ubcf5\uc7a1\ud558\uace0 \uc774\ub7f0\uc800\ub7f0 \uc2a4\ud2b8\ub808\uc2a4\uac00 \ub9ce\ub2e4\ub294 \uc810\uc744 \uc778\uc815\ud574\uc57c \ud55c\ub2e4<\/span>. <\/span>\uc774\uac83\uc774\uc57c\ub9d0\ub85c \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \ubcf4\ub2e4 \uc720\uc6a9\ud558\uac8c \ud65c\uc6a9\ud558\ub294 \uc88b\uc740 \ubc29\ubc95\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ubd88\ucf8c\ud568\uc744 \ud138\uc5b4\ub0b4\ub294 \ubc29\ubc95<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub3c8\uc744 \ubc94\uc8fc\ud654\ud558\uba74 \ub3c8\uc744 \ub300\ud558\uace0 \uc0ac\uc6a9\ud558\ub294 \ubc29\uc2dd\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc9c0\ub9cc<\/span>, <\/span>\uc6b0\ub9ac\ub294 \ub3c8\uc744 \ubc94\uc8fc\ud654\ud558\ub294 \uba85\ud655\ud55c \ubc29\ubc95\uc744 \uc54c\uc9c0 \ubabb\ud55c\ub2e4<\/span>.<\/span><\/p>\n

\uc6b0\ub9ac\ub294 \ub3c8\uc744 \ud68d\ub4dd\ud55c \ubc29\uc2dd\uacfc \uc4f0\ub294 \ubc29\uc2dd<\/span>, <\/span>\uadf8\ub9ac\uace0 \uc4f8 \ub54c \ub290\ub07c\ub294 \uac10\uc815 \ub4f1\uc744 \ud1a0\ub300\ub85c \uc790\uc2e0\uc758 \ub3c8\uc744 \uc5ec\ub7ec \uac1c\uc758 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uacc4\uc815\uc5d0 \ub098\ub220\ub450\uba70<\/span>, <\/span>\uc774 \uac01\uac01\uc758 \uacc4\uc815\uc740 \uc81c\uac01\uae30 \ub2e4\ub978 \uaddc\uce59\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4<\/span>. <\/span>\uc608\ub97c \ub4e4\uc5b4<\/span>, <\/span>\uc5b4\ub5a4 \ub3c8\uc744 \uc9c1\uc7a5\uc5d0\uc11c \uc5f4\uc2ec\ud788 \uc77c\ud574\uc11c \ubc8c\uc5c8\ub294\uac00<\/span>, <\/span>\uc544\ub2c8\uba74 \uae38\uc5d0\uc11c \uc8fc\uc6b4 \ubcf5\uad8c\uc774 \ub2f9\ucca8\ub3fc\uc11c \ubc8c\uc5c8\ub294\uac00\uc5d0 \ub530\ub77c \uaddc\uce59\uc774 \ub2ec\ub77c\uc9c4\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

[2] <\/span>\uc0ac\ub78c\ub4e4\uc774 \ub3c8\uc744 \ubc94\uc8fc\ud654\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \ud765\ubbf8\ub85c\uc6b4 \ubc1c\uacac\uc774 \uc788\ub294\ub370<\/span>, <\/span>\ub3c8\uc744 \ubc8c\uc5b4\ub4e4\uc778 \ubc29\uc2dd\uc5d0 \uc8c4\uc758\uc2dd\uc744 \ub290\ub07c\ub294 \uc0ac\ub78c\uc740 \uadf8 \ub3c8\uc758 \uc77c\ubd80\ub97c \uae30\ubd80\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4\uace0 \ud55c\ub2e4<\/span>.<\/span><\/p>\n

\ub2e4\uc2dc \ub9d0\ud574<\/span>, <\/span>\uc790\uae30 \ub3c8\uc744 \ubc14\ub77c\ubcfc \ub54c\uc758 \ub290\ub08c\uc774 \ub3c8\uc744 \uc9c0\ucd9c\ud558\ub294 \ubc29\uc2dd\uc744 \uc88c\uc6b0\ud55c\ub2e4\ub294 \ub9d0\uc774\ub2e4<\/span>. <\/span>\uadf8\ub807\ub2e4<\/span>. <\/span>\uc0ac\ub78c\ub4e4\uc774 \ub3c8\uc744 \uac01\uac01\uc758 \uc9c0\ucd9c\uacc4\uc815\uc73c\ub85c \ubd84\uc0b0<\/span>, <\/span>\ud560\ub2f9\ud558\ub3c4\ub85d \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc228\uc5b4\uc788\ub294 \ub610 \ud558\ub098\uc758 \uc694\uc18c\uac00 \ubc14\ub85c \uadf8 \ub3c8\uc5d0 \ub300\ud55c \uac01\uc790\uc758 \ub290\ub08c<\/span>, <\/span>\uc989 \uae30\ubd84\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc870\ub108\uc120 \ub808\ubc14\ube0c <\/span>Jonathan Levav<\/span>\uc640 \ud53c\ud2b8 \ub9e5\uadf8\ub85c <\/span>Pete McGraw<\/span>\ub294 \ubd80\uc815\uc801\uc73c\ub85c \ub290\uaef4\uc9c0\ub294 \ub3c8\uc744 \ud68d\ub4dd\ud558\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc774\ub97c <\/span>\u2018<\/span>\uc138\ud0c1<\/span>\u2019<\/span>\ud558\ub824 \ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubc1c\uacac\ud588\ub2e4<\/span>. <\/span>\uc608\ub97c \ub4e4\uc5b4<\/span>, <\/span>\uc0ac\ub791\ud558\ub294 \uce5c\ucc99\uc73c\ub85c\ubd80\ud130 \ub3c8\uc744 \uc0c1\uc18d\ubc1b\uc558\ub2e4\uba74 \uc774 \ub3c8\uc740 \uae30\ubd84 \uc88b\uac8c \ub290\uaef4\uc9c0\uace0 \uae08\ubc29\uc774\ub77c\ub3c4 \uc774 \ub3c8\uc744 \uc4f8 \uc218 \uc788\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc790\uae30\uac00 \uc88b\uc544\ud558\uc9c0 \uc54a\ub294 \uc5b4\ub5a4 \ubd80\uc758 \uc6d0\ucc9c\uc73c\ub85c\ubd80\ud130 \ub3c8\uc744 \ubc1b\uc558\ub2e4\uba74 \uadf8 \ub3c8\uc740 \uae30\ubd84 \ub098\uc058\uac8c \ub290\uaef4\uc9c4\ub2e4<\/span>. <\/span>\uadf8\ub798\uc11c \ub3c8\uc5d0 \ubb3b\uc740 \ubd80\uc815\uc801 \uac10\uc815\uc744 \uc53b\uc5b4\ub0b4\uae30 \uc704\ud574 \uac00\uc7a5 \uba3c\uc800 \uc774 \ub3c8\uc758 \uc77c\ubd80\ub97c \ub5bc\uc5b4\ub0b4 \uae30\ubd80\uc640 \uac19\uc740 \uae0d\uc815\uc801\uc778 \ucabd\uc5d0 \uc9c0\ucd9c\ud55c\ub2e4<\/span>. <\/span>\uc774\ub807\uac8c \ud574\uc11c \uadf8 \ub3c8\uc774 \uae68\ub057\ud558\uac8c \ub290\uaef4\uc9c0\uace0<\/span>, <\/span>\uadf8 \ud6c4 \uc790\uae30\uac00 \ud558\uace0 \uc2f6\uc740 \uac83\uc5d0 \uc4f4\ub2e4<\/span>.<\/span><\/p>\n

\uc870\ub108\uc120\uacfc \ud53c\ud2b8\ub294 \uc774\ub97c <\/span>\u2018<\/span>\uac10\uc815\uc801 \ud68c\uacc4 <\/span>emotional accounting\u2019<\/span>\ub77c\uace0 \ubd80\ub978\ub2e4<\/span>. <\/span>\uac10\uc815\uc801\uc778 \ub3c8\uc138\ud0c1\uc740 \uc5ec\ub7ec \uac00\uc9c0 \ud615\ud0dc\ub85c \ub098\ud0c0\ub0a0 \uc218 \uc788\ub2e4<\/span>. <\/span>\ub3c4\ub355\uc801\uc73c\ub85c \ubc14\ub78c\uc9c1\ud55c \uc77c\uc5d0 \uc0ac\uc6a9\ud568\uc73c\ub85c\uc368 \uc138\ud0c1\ud560 \uc218 \uc788\ub2e4<\/span>. <\/span>\uc2a4\uc2a4\ub85c \uc88b\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \uc77c\uc744 \ud558\uba74 \ub3c8\uacfc \uc5f0\uad00\ub41c \ub098\uc05c \uac10\uc815\uc744 \uc53b\uc5b4\uc8fc\uace0<\/span>, <\/span>\ub530\ub77c\uc11c \ub098\uba38\uc9c0 \ub3c8\uc744 \uc790\uc720\ub86d\uac8c \uc4f8 \uc218 \uc788\uac8c \ub41c\ub2e4<\/span>.<\/span><\/p>\n

[3] <\/span>\uc774\ub7f0 \uc720\ud615\uc758 \uac10\uc815\uc801 \ub3c8\uc138\ud0c1\uc740 \ub204\uac00 \ubd10\ub3c4 \uc774\uc131\uc801\uc774\uc9c0 \uc54a\uc9c0\ub9cc<\/span>, <\/span>\uc0ac\ub78c\ub4e4\uc744 \uae30\ubd84 \uc88b\uac8c \ub9cc\ub4e4\uc5b4\uc8fc\ub294 \uac83\ub9cc\uc740 \ubd84\uba85\ud558\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc7a5\ubbf8\ub294 \uc774\ub984\uc774 \uc7a5\ubbf8\uac00 \uc544\ub2c8\uc5b4\ub3c4 \uac00\uaca9\uc740 \ub9e4\ud55c\uac00\uc9c0<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc720\uac10\uc2a4\ub7fd\uac8c\ub3c4 \uc0ac\ub78c\ub4e4\uc740 \uac1c\uc778\uc801 \ucc28\uc6d0\uc5d0\uc11c \ub3c8\uc744 \uad00\ub9ac\ud560 \ub54c\ub3c4 \ub9c8\uce58 \uac1c\uc778\uc801 \uc774\ub4dd\uc744 \ucde8\ud560 \ubaa9\uc801\uc73c\ub85c \ud68c\uacc4 \ubd80\uc815\uc744 \uc800\uc9c0\ub974\ub294 \uae30\uc5c5\uc758 \ud68c\uacc4\ubd80\uc11c \uc9c1\uc6d0\uacfc \ub611\uac19\uc774 \ud589\ub3d9\ud55c\ub2e4<\/span>.<\/span><\/p>\n

\uc545\uba85 \ub192\uc740 \uc5d0\ub108\uc9c0 \uae30\uc5c5 \uc5d4\ub860 <\/span>Enron<\/span>\uc744 \uae30\uc5b5\ud558\ub294\uac00<\/span>? 2000<\/span>\ub144\ub300\uc5d0 \uae30\uc5c5 \uc0ac\uae30\uc758 \ub300\uba85\uc0ac\ub85c \ubd88\ub9ac\ub358 \uc774 \ud68c\uc0ac\ub294 \ud68c\uacc4 \uc870\uc791\uc744 \ud1b5\ud574 \ub0b4\ubd80\uc790\ub4e4\uc5d0\uac8c \uc5c4\uccad\ub09c \ubd80\ub97c \uc548\uaca8\uc92c\ub2e4<\/span>. <\/span>\uc5d4\ub860\uc758 \uc9c1\uc6d0\ub4e4\uc740 \ud574\uc678 \uacc4\uc88c\ub97c \ub9cc\ub4e4\uc5b4 \ube44\uc6a9\uc744 \uc228\uae30\uace0 \ud5c8\uc704 \uc218\uc775\uc744 \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \ubc29\uc2dd\uc73c\ub85c \ubd84\uc2dd \ud68c\uacc4\ub97c \ud588\ub2e4<\/span>. <\/span>\ub610\ud55c \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294 \ud30c\uc0dd\uc0c1\ud488\uc744 \uac70\ub798\ud558\ub294 \uc0ac\uae30\ub97c \uc800\uc9c8\ub800\ub2e4<\/span>.<\/span><\/p>\n

\uc5bc\ub9c8\ub098 \uc644\ubcbd\ud558\uac8c \ud68c\uacc4\ub97c \uc870\uc791\ud588\ub358\uc9c0 \uc2ec\uc9c0\uc5b4 \ubcf8\uc778\ub4e4\uc870\ucc28\ub3c4 \uc790\uc2e0\ub4e4\uc758 \ubd84\uc2dd\ud68c\uacc4 \ub17c\ub9ac\uac00 \uc9c4\uc9dc\uc778 \uac83\ucc98\ub7fc \ubbff\uae30 \uc2dc\uc791\ud588\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

2008<\/span>\ub144 \uae08\uc735\uc704\uae30\ub294 \ub9ce\uc740 \ubd80\ubd84 \ud68c\uacc4 \ubd80\uc815 \ub54c\ubb38\uc5d0 \ubc1c\uc0dd\ud588\ub2e4<\/span>. <\/span>\uc774\ub4e4\uc740 \ucd5c\uc0c1\uce35\uc5d0\uc11c\ubd80\ud130 \uc0ac\uae30 \uc74c\ubaa8\ub97c \uafb8\uba84\uc73c\uba70<\/span>, <\/span>\uc790\uae30\ub4e4\uc5d0\uac8c \ud3b8\ub9ac\ud558\uace0 \uc218\uc775\uc774 \ub192\uace0 \uc720\ub9ac\ud55c \uc774\ub7f0\uc800\ub7f0 \ud30c\uc0dd\uc0c1\ud488 \ud380\ub4dc\ub97c \ub0b4\uc138\uc6cc\uc11c \uc5ec\ub7ec \uacc4\uc815\uc758 \uc704\uce58\ub098 \uc21c\uc11c\ub97c \uc774\ub9ac\uc800\ub9ac \ubc14\uafb8\uace0 \uc11c\ub85c\ub97c \ub4a4\uc11e\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub7f0\ub370 \uc0ac\ub78c\ub4e4\uc740 \uc2a4\uc2a4\ub85c\uc5d0\uac8c \uc774\uc640 \ube44\uc2b7\ud558\uac8c \ud68c\uacc4 \ubd80\uc815\uc744 \uc800\uc9c0\ub978\ub2e4<\/span>. <\/span>\uc81c \uac01\uac01\uc758 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc0ac\uba74\uc11c \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uace0\uc11c\ub294 \uadf8\uac78 \uae08\ubc29 \uc78a\uc5b4\ubc84\ub9b0\ub2e4<\/span>. <\/span>\uc800\uae08\ud558\ub824\ub358 \ub3c8\uc5d0\uc11c \uc77c\ubd80\ub97c \ube7c\uc11c \uc4f4\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc6b0\ub9ac \uac1c\uc778\uc740 \uc5d4\ub860 \ub9cc\ud07c\uc740 \ub098\uc058\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc6b0\ub9ac\uc5d0\uac8c\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uc758 \uadf8\ub9bc\uc790\uac00 \ub4dc\ub9ac\uc6cc \uc788\ub2e4<\/span>. <\/span>\uac10\uc815<\/span>, <\/span>\uc774\uae30\uc2ec<\/span>, <\/span>\ucda9\ub3d9<\/span>, <\/span>\uacc4\ud68d \ubd80\uc871<\/span>, <\/span>\ub2e8\uae30\uc801 \uc0ac\uace0<\/span>, <\/span>\uc790\uae30\uae30\ub9cc<\/span>, <\/span>\uc678\ubd80 \uc555\ub825<\/span>, <\/span>\uc790\uae30\ud569\ub9ac\ud654<\/span>, <\/span>\ud63c\ub780 \uadf8\ub9ac\uace0 \ud0d0\uc695 \ub4f1\uc73c\ub85c \uc778\ud574 \uc6b0\ub9ac\ub294 \uc27d\uac8c \uc5c7\uae38\ub85c \ub098\uac00\uace0 \ub9cc\ub2e4<\/span>. <\/span>\uc774\ub294 <\/span>\u2018<\/span>\ub3c8\uacfc \uad00\ub828\ub41c <\/span>10<\/span>\ub300 \uc8c4\uc545<\/span>\u2019<\/span>\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\ub2e4<\/span>. <\/span>\uce58\uba85\uc801 \uc8c4\ub294 \uc544\ub2d0\uc9c0\uc5b8\uc815 \uc88b\uc9c0\uc54a\uc740 \uac83\ub9cc\uc740 \ubd84\uba85\ud558\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \ube44\ub85d \ube44\uc774\uc131\uc801\uc774\uae34 \ud558\uc9c0\ub9cc \uae30\uc5c5 \ud68c\uacc4\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc798\ub9cc \ud65c\uc6a9\ud558\uba74 \uc5bc\ub9c8\ub4e0\uc9c0 \uc720\uc6a9\ud560 \uc218 \uc788\ub2e4<\/span>. <\/span>\uc608\uc0b0 \ubc94\uc8fc\ub4e4\uc740 \uc608\uc0b0 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uc9c0\ucd9c\uc744 \ud1b5\uc81c\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \ub9cc\ubcd1\ud1b5\uce58\uc57d\uc740 \uc544\ub2c8\ub2e4<\/span>. <\/span>\uc5ec\uc804\ud788 \ud68c\uc0c9\uc9c0\ub300\uac00 \ub9ce\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>. <\/span>\uba87\uba87 \uae30\uc5c5\uc774 <\/span>\u2018<\/span>\ucc3d\uc758\uc801\uc778 \ud68c\uacc4<\/span>\u2019<\/span>\ub97c \ub3d9\uc6d0\ud574\uc11c \ube60\uc838\ub098\uac08 \uad6c\uba4d\uc744 \ub9cc\ub4e4 \ub4ef \uc6b0\ub9ac \uc5ed\uc2dc \uc735\ud1b5\uc131 \ub118\uce58\ub294 \uc9c0\ucd9c \ub17c\ub9ac\ub85c \uc774\ub9ac\uc800\ub9ac \ube60\uc838\ub098\uac04\ub2e4<\/span>. <\/span>\uaddc\uce59\uc744 \ubc14\uafd4\uc11c \uc798\ubabb\ub41c \uc9c0\ucd9c\uc774 \uc798\ubabb\ub41c \uac83\uc73c\ub85c \ubcf4\uc774\uc9c0 \uc54a\ub3c4\ub85d \uadf8\ub7f4\ub4ef\ud55c \ud551\uacc4\uc640 \uc774\uc57c\uae30\ub97c \uafb8\uba70\ub0b8\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub9c8\ud06c \ud2b8\uc6e8\uc778 <\/span>Mark Twain<\/span>\uc740 \uc774\ub7f0 \ucc3d\uc758\uc801\uc778 \uaddc\uce59 \uc870\uc791\uc758 \uc0ac\ub840\ub97c \ub2e4\uc74c\uacfc \uac19\uc774 \ubb18\uc0ac\ud588\ub2e4<\/span>. <\/span>\uadf8\ub294 \uc2dc\uac00\ub97c \ud558\ub8e8\uc5d0 \ud55c \ub300\ub9cc \ud53c\uc6b0\uae30\ub85c \ub9c8\uc74c\uba39\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

[4] <\/span>\uadf8\ub7f0\ub370 \uadf8\ub7f0 \ub4a4 \uadf8\ub294 \uc810\uc810 \ub354 \ud070 \uc2dc\uac00\ub97c \uc0ac\uae30 \uc2dc\uc791\ud588\uace0<\/span>, <\/span>\uadf8\ub7ec\ub2e4\uac00 \ub098\uc911\uc5d0\ub294 <\/span>\u2018<\/span>\ubaa9\ubc1c\ub85c \uc0ac\uc6a9\ud574\ub3c4 \ub420 \uc815\ub3c4\ub85c \ucee4\ub2e4\ub780 \uc2dc\uac00<\/span>\u2019<\/span>\ub97c \uc0ac\uc11c \ud558\ub8e8\uc5d0 \ud558\ub098\uc529 \ud53c\uc6e0\ub2e4<\/span>.<\/span><\/p>\n

\uc0ac\ud68c\uacfc\ud559\uc790\ub4e4\uc740 \uace0\ubb34\uc904\ucc98\ub7fc \ub298\uc5b4\ub0ac\ub2e4 \uc904\uc5b4\ub4e4\uc5c8\ub2e4 \ud558\ub294 \uc774\ub7f0 \ucc3d\uc758\uc801\uc778 \ud68c\uacc4 \uc720\ud615\uc744 <\/span>\u2018<\/span>\uc735\ud1b5\uc131 \uc788\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4 <\/span>malleable mental accounting\u2019<\/span>\ub77c\uace0 \ubd80\ub978\ub2e4<\/span>.<\/span><\/p>\n

\uc0ac\ub78c\ub4e4\uc740 \uc790\uae30\uac00 \uc9c0\ucd9c\ud55c \ub3c8\uc744 \ubaa8\ud638\ud558\uac8c \ubd84\ub958\ud558\uac70\ub098 \uc81c\uac01\uae30 \ub2e4\ub978 \uc2ec\ub9ac\uc801 \uacc4\uc815\uc5d0 \ucc3d\uc758\uc801\uc73c\ub85c \ud560\ub2f9\ud558\uba74\uc11c \ubc14\ub85c \uc774\ub7f0 \uc735\ud1b5\uc131\uc744 \ubc1c\ud718\ud55c\ub2e4<\/span>. <\/span>\uc774\ub7f0 \uc2dd\uc73c\ub85c \uc735\ud1b5\uc131 \uc788\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \uacc4\uc815\uc758 \uc8fc\uc778<\/span>(<\/span>\uc790\uae30 \uc790\uc2e0<\/span>)<\/span>\uc744 \uc18d\uc774\ub294\ub370 \ub3c4\uc6c0\uc744 \uc900\ub2e4<\/span>.<\/span><\/p>\n

\ub2e4\ub978 \ub9d0\ub85c \ud558\uba74<\/span>, <\/span>\uc790\uae30 \uc608\uc0b0\uc5d0 \ub530\ub974\uc790\uba74 \uadf8\ub807\uac8c \ud574\uc11c\ub294 \uc548 \ub41c\ub2e4\ub294 \uac83\uc744 \ubed4\ud788 \uc54c\uba74\uc11c\ub3c4 \uadfc\uc0ac\ud55c \uc678\uc2dd\uc744 \ud560 \ubc29\ubc95\uc744 \ucc3e\uc544\ub0b8\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc6b0\ub9ac\ub294 \ub2e4\uc591\ud55c \ubc94\uc8fc\ub97c \uc124\uc815\ud558\uace0 \uc0ac\uc6a9\ud558\ub294 \ubc29\uc2dd\ub9cc\uc774 \uc544\ub2c8\ub77c \uadf8 \ubc94\uc8fc\ub4e4\uc744 \uaddc\uc815\ud558\ub294 \uaddc\uce59\uae4c\uc9c0\ub3c4 \ubc14\uafbc\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub9ac\uace0 \ud569\ub9ac\ud654\ud560 \uc218 \uc788\uc744 \ub54c\ub9c8\ub2e4 \uc774\ub7f0 \ud5c8\uc704\uc758 \uaddc\uce59\uc744 \ub9cc\ub4e4\uc5b4\ub0b4\uace0 \ub098\uc05c \uc120\ud0dd\uc778 \uc904 \uc54c\uba74\uc11c\ub3c4 \uadf8 \uc120\ud0dd\uc744 \ud55c\ub2e4<\/span>.<\/span><\/p>\n

\uadf8 \uaddc\uce59\uc744 \ub9cc\ub4e0 \uc0ac\ub78c\uc774 \uc790\uae30\uace0 \uac8c\ub2e4\uac00 \uadf8 \uaddc\uce59\uc744 \uc544\ub294 \uc0ac\ub78c\ub3c4 \uc790\uae30\ubfd0\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ubbc0\ub85c<\/span>, <\/span>\uadf8\uac78 \ubc14\uafb8\uac70\ub098 \uc544\ub2c8\uba74 \uc544\uc608 \ub4a4\uc9d1\uc5b4\ubc84\ub9ac\uae30\ub780 \ub108\ubb34\ub3c4 \uc27d\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc545\ud654\uac00 \uc591\ud654\ub97c \ub4a4\uc887\ub294\ub2e4<\/span><\/p>\n

  <\/o:p><\/p>\n

\ud6a1\uc7ac\ub97c \ud588\uc744 \ub54c<\/span>(<\/span>\ubcf5\uad8c \ub2f9\ucca8\uacfc \uac19\uc774<\/span>) <\/span>\uc6b0\ub9ac\ub294 \ud3c9\uc18c \uc8c4\uc758\uc2dd\uc744 \uc804\ud600 \ub290\ub07c\uc9c0 \uc54a\uace0 \ud558\uace0 \uc2f6\uc740 \uac83\uc744 \ub9c8\uc74c\ub300\ub85c \ud574\ub3c4 \ub418\ub294 \ubcf4\ub108\uc2a4 \uacc4\uc815\uc758 \uc88b\uc740 \uae30\ubd84\uc774<\/span>, <\/span>\ub298 \uae34\uc7a5\ud558\uba70 \uc0ac\uc6a9\ud558\ub358 \uc5ec\ub7ec \uacc4\uc815\uc73c\ub85c \uc2a4\uba70\ub4e4\uc5b4\uc11c \uc0dd\uac01\ud558\uc9c0 \uc54a\uace0\uc11c \uc774 \ub3c8\uc744 \uc27d\uac8c \uc368\ubc84\ub9b0\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub9ac\uace0 \uc774\ub7f0 \uc9c0\ucd9c\uc744 \ud2b9\ubcc4\ud55c \uc9c0\ucd9c\uc774\ub77c\uace0 \ud569\ub9ac\ud654\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc735\ud1b5\uc131 \uc788\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4 \uc5ed\uc2dc \uc9c0\uae08 \ub2f9\uc7a5 \ud544\uc694\ud55c \uac83\uc774\ub098 \ud558\uace0 \uc2f6\uc740 \uac83\uc744 \uc704\ud574 \uc800\ucd95\uc744 \uae68\ub3c4\ub85d \uc720\ub3c4\ud55c\ub2e4<\/span>. <\/span>\uae34\uae09\ud55c \uc0c1\ud669\uc5d0\uc11c\uc870\ucc28\ub3c4 \ubcf4\uac74 \ud56d\ubaa9\uc758 \uc9c0\ucd9c\uc744 \uc720\ub3c4\ud55c\ub2e4<\/span>. <\/span>\ub610 \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \uc608\uc0b0 \ubc94\uc8fc\ub4e4\uc744 \ub9c8\uc74c \ub0b4\ud0a4\ub294 \ub300\ub85c \ub9cc\ub4e4\ub3c4\ub85d \uc720\ub3c4\ud55c\ub2e4<\/span>. <\/span>\ub354 \uace0\uc57d\ud55c \uc0ac\uc2e4\uc740<\/span>, <\/span>\uc774\ub807\uac8c \uc0c8\ub85c\uc6b4 \ubc94\uc8fc\uac00 \uc0dd\uc131\ub418\uace0 \ub098\uba74 \uc608\uc804\uacfc \ub2ec\ub9ac \ud55c\uacb0 \ub354 \uc218\uc6d4\ud558\uac8c \uc774 \ubc94\uc8fc\uc5d0\uc11c \uc9c0\ucd9c\uc774 \uc774\ub8e8\uc5b4\uc9c4\ub2e4\ub294 \uc810\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ucc3d\uc758\uc801\uc778 \ud68c\uacc4\ub97c \uc2e4\ud589\ud558\ub294 \ubc29\ubc95\uc740 \ub610 \uc788\ub2e4<\/span>. <\/span>\ubc14\ub85c <\/span>\u2018<\/span>\ud1b5\ud569 <\/span>integration\u2019<\/span>\uc774\ub2e4<\/span>. <\/span>\ub450 \uac1c\uc758 \uc804\ud600 \ub2e4\ub978 \uc9c0\ucd9c\uc774 \uc788\uc744 \ub54c \uc791\uc740 \uc9c0\ucd9c\uc744 \ud070 \uc9c0\ucd9c\uc5d0 \ud569\uccd0\uc11c \ub450 \uc9c0\ucd9c\uc774 \uc0ac\uc2e4\uc740 \ud558\ub098\uc758 \uc9c0\ucd9c\uc77c \ubfd0\uc774\ub77c\uace0 \ud569\ub9ac\ud654\ud558\ub294 \uac83\uc774\ub2e4<\/span>. <\/span>\uc774\ub807\uac8c \ud558\ub294 \ud3b8\uc774 \uc2ec\ub9ac\uc801\uc73c\ub85c \ub35c \uace0\ud1b5\uc2a4\ub7fd\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>.<\/span><\/p>\n

\uc608\ub97c \ub4e4\uc5b4<\/span>, 2<\/span>\ub9cc <\/span>5,000<\/span>\ub2ec\ub7ec\uc9dc\ub9ac \uc790\ub3d9\ucc28\ub97c \uc0ac\uba74\uc11c <\/span>200<\/span>\ub2ec\ub7ec\uc9dc\ub9ac <\/span>CD <\/span>\uccb4\uc778\uc800\ub97c \uc635\uc158\uc73c\ub85c \ucd94\uac00 \uad6c\uc785\ud588\uc744 \ub54c<\/span>, <\/span>\uc0ac\ub78c\ub4e4\uc740 \uc774 <\/span>200<\/span>\ub2ec\ub7ec\uc758 \uc9c0\ucd9c\uc744 \uc790\ub3d9\ucc28 \uad6c\uc785 \uc9c0\ucd9c\uc5d0 \ud569\uccd0\uc11c \uc0dd\uac01\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc6b0\ub9ac\ub294 \ub610\ud55c \ubd84\ub958\ub97c \uc798\ubabb\ud574\uc11c \ud68c\uacc4 \ubd80\uc815\uc744 \uc800\uc9c0\ub974\uae30\ub3c4 \ud55c\ub2e4<\/span>.<\/span><\/p>\n

\uc608\ub97c \ub4e4\uc5b4<\/span>, <\/span>\uc0dd\uc77c\uc120\ubb3c\uc5d0 \ub3c8\uc744 \uc9c0\ucd9c\ud558\uace0 \uc2f6\uc9c0 \uc54a\uc544 \uc7a5\uc7a5 \ub124 \uc2dc\uac04\uc5d0 \ub4e4\uc5ec \ucf00\uc774\ud06c\ub97c \uc9c1\uc811 \ub9cc\ub4e4\uc5c8\ub2e4\uace0\ud558\uc790<\/span>. <\/span>\uadf8\ub7f0\ub370 \uc774\ub54c \ub4e4\uc778 \uc2dc\uac04\uacfc \ub178\ub825\ub3c4 \ub2f9\uc5f0\ud788 \uc77c\uc815\ud55c \uac00\uce58\ub97c \uac00\uc9c4\ub2e4<\/span>. <\/span>\uc544\ub9c8 \ucf00\uc774\ud06c\ub97c \ub9cc\ub4e4\uba74\uc11c \ubcf4\ub0b8 \ub124 \uc2dc\uac04\uc740 \uc120\ubb3c\ub85c \uc0b4 \uc218 \uc788\uc5c8\ub358 \uc561\uc790\ubcf4\ub2e4 \ub354 \uac00\uce58 \uc788\uc9c0 \uc54a\uc744\uae4c<\/span>? <\/span>\uc544\ub9c8\ub3c4 \uadf8\ub7f4 \uac83\uc774\ub2e4<\/span>. <\/span>\uc815\ub9d0 \uc5c4\uaca9\ud558\uac8c \ub3c8\ub9cc \ub530\uc838\uc11c \ub9d0\ud558\uc790\uba74<\/span>, <\/span>\ub3c8\uc744 \uc544\ub07c\ub824\uace0 \ub124 \uc2dc\uac04 \ub3d9\uc548 \ud798\ub4e4\uac8c \uc218\uace0\ud55c \uac83\uc740 \uc798\ubabb\ub41c \uc758\uc0ac\uacb0\uc815\uc774\ub2e4<\/span>. <\/span>\uc774\ub294 \uacc4\uc815 \ubd84\ub958\ub97c \uc798\ubabb\ud588\uae30 \ub54c\ubb38\uc5d0 \uc774\ub7f0 \uacb0\uc815\uc744 \ub0b4\ub9b0 \uac83\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc6b0\ub9ac\ub294 \ub098\uc05c \uc0ac\ub78c\uc774 \uc544\ub2c8\ub2e4<\/span>. <\/span>\ub300\ubd80\ubd84\uc740 \uc758\uc2dd\uc801\uc73c\ub85c \ud0d0\uc695\uc744 \ubd80\ub9ac\uac70\ub098 \uc5b4\ub9ac\uc11d\uac70\ub098 \ucc9c\uc131\uc801\uc73c\ub85c \uc545\ud558\uc9c0 \uc54a\ub2e4<\/span>. <\/span>\ubed4\ubed4\ud558\uac70\ub098 \ubb34\ubaa8\ud574\uc11c \uc790\uc2e0\uc758 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uacc4\uc815\uc744 \uc5b4\uae30\ub294 \uac8c \uc544\ub2c8\ub2e4<\/span>.<\/span><\/p>\n

[5] <\/span>\ud558\uc9c0\ub9cc \uc6b0\ub9ac\ub294 \uaddc\uce59\uc5d0 \uc5b4\uae0b\ub098\ub294 \uc9c0\ucd9c \uad00\ub828 \uc758\uc0ac\uacb0\uc815\uc744 \ud569\ub9ac\ud654\ud558\uae30 \uc704\ud574 \uaddc\uce59\uc758 \uc735\ud1b5\uc131\uc744 \uc774\uc6a9\ud55c\ub2e4<\/span>.<\/span><\/p>\n

\ub2e4\uc774\uc5b4\ud2b8\ub97c \ud558\uba74\uc11c \uc18d\uc784\uc218\ub97c \uc4f0\ub294 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc6b0\ub9ac\ub294 \uac70\uc758 \ubaa8\ub4e0 \uc9c0\ucd9c\uc744 \uc190\uc27d\uac8c \ud569\ub9ac\ud654\ud558\uae30 \uc704\ud574\uc11c \ucc3d\uc758\uc131\uc744 \ucd5c\ub300\ud55c \ud65c\uc6a9\ud55c\ub2e4<\/span>. <\/span>\uc9c0\ub09c\ubc88\uc5d0\ub294 \uc810\uc2ec\uc73c\ub85c \uc0d0\ub7ec\ub4dc\ub97c \uba39\uc5c8\uc73c\ub2c8\uae4c \uc774\ubc88\uc5d0\ub294 \uc544\uc774\uc2a4\ud06c\ub9bc\ucf58 \ud558\ub098\ucbe4\uc740 \uc0ac\uba39\uc5b4\ub3c4 \uad1c\ucc2e\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294\uac00<\/span>?<\/span><\/p>\n

  <\/o:p><\/p>\n

\ud0c0\uc774\ubc0d\uc774 \uac00\uc7a5 \uc911\uc694\ud558\ub2e4<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2dc\uac04\uc740 \ub298\ub9b4 \uc218 \uc5c6\ub2e4<\/span>. <\/span>\ud558\uc9c0\ub9cc \uc6b0\ub9ac\ub294 \ub04a\uc784\uc5c6\uc774 \uc774\ub7f0 \uc2dc\ub3c4\ub97c \ud55c\ub2e4<\/span>. <\/span>\uc0ac\uc2e4 \uc2ec\ub9ac\uc801 \ud68c\uacc4\uc5d0\uc11c \uc18d\uc784\uc218\ub97c \uc4f0\ub294 \uac00\uc7a5 \uacf5\ud1b5\uc801\uc778 \ubc29\ubc95\uc740 \uc2dc\uac04\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\uac70\ub098 \uc798\ubabb \uc0dd\uac01\ud558\ub294 \ubc29\uc2dd\uc5d0\uc11c \ube44\ub86f\ub41c\ub2e4<\/span>. <\/span>\uad6c\uccb4\uc801\uc73c\ub85c \ub9d0\ud558\uba74 \uc5b4\ub5a4 \uac83\uc5d0 \uc9c0\ubd88\ud558\ub294 \uc2dc\uac04\uacfc \uc774\ub97c \uc18c\ube44\ud558\ub294 \uc2dc\uac04 \uc0ac\uc774\uc758 \uac04\uadf9\uc774 \ubb38\uc81c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub3c8 \ubb38\uc81c\uc640 \uad00\ub828\ub41c \uc758\uc0ac\uacb0\uc815\uc744 \ubd84\ub958\ud558\ub294 \ubc29\uc2dd\uc5d0\ub294 \uc5ec\ub7ec \ud2b9\uc131\uc774 \uc788\ub294\ub370 \uadf8 \uc911 \uac00\uc7a5 \ud765\ubbf8\ub85c\uc6b4 \uac83\uc740 \uc5b4\ub5a4 \uc9c0\ucd9c\ud56d\ubaa9\uc744 \uc9d1\uc5b4\ub123\ub294 \uc2ec\ub9ac\uc801 \uacc4\uc815 \ubc0f \uadf8\uc5d0 \ub300\ud574 \uc790\uc2e0\uc774 \ub290\ub07c\ub294 \uac10\uc815\uacfc \uad00\ub828\uc774 \uc788\ub2e4<\/span>. <\/span>\ub610\ud55c \uc774\ub54c\uc758 \uac10\uc815\uc740 \uadf8 \uc0c1\ud488\uc744 \uc0b4 \ub54c\ubd80\ud130 \uc0ac\uc6a9\ud560\ub54c\uae4c\uc9c0 \uac78\ub9ac\ub294 \uc2dc\uac04\uacfc \uad00\ub828\uc774 \uc788\ub2e4<\/span>.<\/span><\/p>\n

\uc608\ub97c \ub4e4\uc5b4\ubcf4\uc790<\/span>.<\/span><\/p>\n

[6] <\/span>\uc5d8\ub2e4 \uc0e4\ud37c <\/span>Elder Shafir<\/span>\uc640 \ub9ac\ucc98\ub4dc \ud0c8\ub7ec\ub294 \uc640\uc778\uc744 \uc5f0\uad6c\ud558\uba74\uc11c \uc0ac\ub78c\ub4e4\uc774 \uc640\uc778\uc744 \ucd94\uac00\ub85c \uad6c\uc785\ud560 \ub54c \uc774\ub97c <\/span>\u2018<\/span>\ud22c\uc790<\/span>\u2019<\/span>\ub85c \uc0dd\uac01\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc74c\uc744 \ud655\uc778\ud588\ub2e4<\/span>.<\/span><\/p>\n

\uba87 \ub2ec \ud639\uc740 \uba87 \ub144 \ub4a4\uc5d0 \uc640\uc778\uc744 \uac1c\ubd09\ud574\uc11c \ub0c4\uc0c8\ub97c \ub9e1\uc744 \ub54c \uadf8 \uc18c\ube44\ub294 \uacf5\uc9dc\ucc98\ub7fc \ub290\uaef4\uc9c4\ub2e4<\/span>. <\/span>\uadf8\ub0a0 \uc800\ub141\uc5d0 \ub9c8\uc2dc\ub294 \uba4b\uc9c4 \uc640\uc778\uc5d0\ub294 \ud55c \ud47c\ub3c4 \uc9c0\ucd9c\ub418\uc9c0 \uc54a\uc740 \uac83\ucc98\ub7fc \ub290\uaef4\uc9c4\ub2e4<\/span>.<\/span><\/p>\n

\ubc18\uba74\uc5d0 \uadf8 \uc640\uc778\uc744 \ubc14\ub85c \uadf8\ub0a0\uc5d0 \uc0c0\ub2e4\uba74<\/span>, <\/span>\ud639\uc740 \uc640\uc778\uc744 \uae68\uae30\ub77c\ub3c4 \ud588\ub2e4\uba74<\/span>, <\/span>\uadf8 \uc640\uc778\uc5d0 \uc9c0\ucd9c\ub41c \ub3c8\uc740 \uc624\ub298\uc758 \uc608\uc0b0\uc5d0\uc11c \ub098\uc628 \uac83\ucc98\ub7fc \ub290\uaef4\uc9c8 \uac83\uc774\ub2e4<\/span>.<\/span><\/p>\n

\uad6c\ub9e4 \uc2dc\uc810 \uadf8\ub9ac\uace0 \uad6c\ub9e4\uc640 \uc18c\ube44 \uc0ac\uc774\uc758 \uc2dc\uac04 \uac04\uadf9\uc5d0 \ub530\ub77c \uc6b0\ub9ac\ub294 \uc640\uc778\uc744 \uc0ac\ub294 \ub370 \ub4e4\uc778 \ube44\uc6a9\uc744 \ub9e4\uc6b0 \ub2e4\ub974\uac8c \uc0dd\uac01\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ud0c0\uc774\ubc0d\uc740 \uc9c0\ucd9c\uacfc \uad00\ub828\ud574\uc11c\ub294 \uc911\uc694\ud558\uc9c0 \uc54a\uc740 \uc694\uc18c\ub2e4<\/span>. <\/span>\ub3c8\uc744 \ubc84\ub294 \uac83\uacfc \uad00\ub828\ud574\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub2e4<\/span>. <\/span>\ubd09\uae09 \uc0dd\ud65c\uc790\ub4e4\uc774\ub77c\uba74 \ud55c \ub2ec <\/span>1,000<\/span>\ub2ec\ub7ec\uc529 \ubd09\uae09\uc744 \ub354 \ubc1b\ub294 \uac83\uacfc \uc5f0\ub9d0\uc5d0 <\/span>1<\/span>\ub9cc <\/span>2,000<\/span>\ub2ec\ub7ec\ub97c \ubcf4\ub108\uc2a4\ub85c \ubc1b\ub294 \uac83 \uc911 \uc5b4\ub290 \ucabd\uc744 \ub354 \uc88b\uc544\ud560\uae4c<\/span>? <\/span>\uc774\uc131\uc801\uc73c\ub85c \uc0dd\uac01\ud558\uba74 \uc804\uc790\uac00 \ub354 \uc720\ub9ac\ud558\ub2e4<\/span>. <\/span>\uc65c\ub0d0\ud558\uba74 \ub9e4 \ub2ec \ub2e4\ub978 \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>.<\/span><\/p>\n

\uadf8\ub807\uc9c0\ub9cc \ub300\ubd80\ubd84\uc740 <\/span>1<\/span>\ub9cc <\/span>2,000<\/span>\ub2ec\ub7ec\ub97c \ud55c\uaebc\ubc88\uc5d0 \ubc1b\ub294 \uac83\uc744 \uc120\ud0dd\ud55c\ub2e4<\/span>. <\/span>\uc790\uae30\ub97c \ubcf4\ub2e4 \ud589\ubcf5\ud558\uac8c \ub9cc\ub4e4\uc5b4\uc904 \ud2b9\ubcc4\ud55c \uac83\uc744 \ud558\ub294 \ub370 \ud070 \ub3c8\uc744 \ud55c\uac70\ubc88\uc5d0 \uc4f0\uace0 \uc2f6\ub2e4\ub294 \uac83\uc774\ub2e4<\/span>. <\/span>\uc65c\ub0d0\ud558\uba74 \ubd09\uae09 \uc0dd\ud65c\uc5d0\uc11c \ud070 \ub3c8\uc744 \ubaa8\uc73c\uae30 \uc27d\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>.<\/span><\/p>\n

\ub9cc\uc77c \ub3c8\uc744 \ub2e4\ub2ec\uc774 \ubc1b\ub294\ub2e4\uba74 \uc774 \ub3c8\uc740 \ubd09\uae09\uc774\ub77c\ub294 \ubc94\uc8fc\uc5d0 \ubb36\uc77c \uac83\uc774\uace0<\/span>, <\/span>\ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\uc740 \uc774 \ub3c8\uc744 \ud1b5\uc0c1\uc801\uc778 \uc9c0\ucd9c\uc5d0 \uc0ac\uc6a9\ud560 \uac83\uc774\ub2e4<\/span>. <\/span>\uadf8\ub7f0\ub370 \ubcf4\ub108\uc2a4\ub294 \ub2e4\ub2ec\uc774 \uc9c0\uae09\ub418\ub294 \ubd09\uae09\uc774 \uc544\ub2c8\ub2e4<\/span>. <\/span>\uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \uc774 \ub3c8\uc740 \ud3c9\uc18c\uc5d0 \ud558\uace0 \uc2f6\uc5c8\uc9c0\ub9cc \uc5b4\uca50\uc9c0 \uc8c4\uc758\uc2dd\uc774 \ub4e4\uc5b4\uc11c \uc120\ub73b \ud558\uc9c0 \ubabb\ud588\ub358 \uac83\uc5d0 \ucd9c\ub420 \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\u2018<\/span>\uacf5\uc9dc<\/span>\u2019<\/span>\ub77c\ub294 \uc18d\uc784\uc218<\/span><\/p>\n

  <\/o:p><\/p>\n

\ub3c4\uc2dc\uc5d0 \uc0ac\ub294 \uc0ac\ub78c\uc740 \uad50\uc678\uc5d0 \uc0ac\ub294 \uc0ac\ub78c\ubcf4\ub2e4 \uc790\ub3d9\ucc28\ub97c \ub35c \ud0c4\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ubbc0\ub85c \uc774\uc131\uc801\uc73c\ub85c \uc0dd\uac01\ud558\uba74 \ub3c4\uc2dc \uac70\uc8fc\uc790\ub4e4\uc740 \ud0dd\uc2dc\ub97c \uc774\uc6a9\ud558\uace0 \uc774\ub530\uae08\uc529 \uad50\uc678\uc5d0 \uc788\ub294 \ud560\uc778\ub9e4\uc7a5\uc5d0 \uc7a5\uc744 \ubcf4\ub7ec \uac08 \ub54c\ub294 \ub80c\ud130\uce74\ub97c \uc774\uc6a9\ud558\ub294 \ud3b8\uc774 \uc720\ub9ac\ud558\ub2e4<\/span>. <\/span>\uc5ec\uae30\uc5d0 \uc9c0\ucd9c\ub418\ub294 \ube44\uc6a9\uc774\ub77c\uace0 \ud574\ubd10\uc57c \uc790\ub3d9\ucc28\ub97c \uc18c\uc720\ud560 \ub54c \ub4e4\uc5b4\uac00\ub294 \ube44\uc6a9\ubcf4\ub2e4 \ud6e8\uc52c \uc801\ub2e4<\/span>. <\/span>\uadf8\ub7fc\uc5d0\ub3c4 \uc0ac\ub78c\ub4e4\uc740 \uc790\uae30 \uc790\ub3d9\ucc28\ub97c \uc0ac\uc6a9\ud560 \ub54c\ub9c8\ub2e4 \uacbd\ube44\uac00 \uc804\ud600 \ub4e4\uc9c0 \uc54a\ub294\ub2e4\uace0 \ub290\ub080\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ubbc0\ub85c \ub3c4\uc2dc\uc5d0 \uc0b4\uba70 \uc790\uac00\uc6a9\uc744 \uc18c\uc720\ud55c \uc0ac\ub78c\uc740 \ud0dd\uc2dc\ub098 \ub80c\ud130\uce74\ub97c \uc774\uc6a9\ud560 \ub54c \ub4dc\ub294 \ub3c8\uc744 \uc808\uc57d\ud558\ub294 \uae30\ubd84\uacfc \ub354\ubd88\uc5b4 \uadf8\uc57c\ub9d0\ub85c \uacf5\uc9dc \uc5ec\ud589\uc744 \uc990\uae34\ub2e4\ub294 \ub290\ub08c\uc744 \ub9cc\ub07d\ud55c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\ud734\uac00 \ub54c \uba38\ubb3c \uc219\uc18c\ub97c \ud655\ubcf4\ud574\ub450\ub824\uace0 \ud0c0\uc784\uc250\uc5b4 \uc81c\ub3c4\ub97c \uc774\uc6a9\ud558\ub294 \uac83\ub3c4 \uac19\uc740 \ub9e5\ub77d\uc774\ub2e4<\/span>. <\/span>\uc0c1\ub2f9\ud55c \uae08\uc561\uc744 \ubbf8\ub9ac \ub0b8 \ub2e4\uc74c\uc5d0 \uc790\uc2e0\uc774 \uc6d0\ud558\ub294 \ub0a0\uc9dc\uc5d0 \uc219\uc18c\ub97c \uc0ac\uc6a9\ud560 \uad8c\ub9ac\ub97c \ud68d\ub4dd\ud558\ub294 \uc81c\ub3c4\uc778\ub370<\/span>, <\/span>\ub3c8\uc744 \ub0bc \ub54c\uc640\ub294 \ub2ec\ub9ac \uc0ac\uc6a9\ud560 \ub54c\ub294 \uacf5\uc9dc\ub2e4<\/span>! <\/span>\ud558\uc9c0\ub9cc \uc9c4\uc9dc \uacf5\uc9dc\uc77c\ub9ac\ub294 \uc5c6\uace0 \ube44\uc6a9\uc774 \uc774\ubbf8 \uce58\ub7ec\uc9c4 \uc0c1\ud0dc\ub2e4<\/span>. <\/span>\uac1d\uc2e4\uc744 \uc0ac\uc6a9\ud560 \ub54c\ub294 \uacf5\uc9dc\uc778 \uac83\ucc98\ub7fc \ub290\uaef4\uc9c0\ub294\ub370 \uad6c\ub9e4 \uc2dc\uc810\uacfc \uc2e4\uc81c \uc0ac\uc6a9 \uc9c0\uc810\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc678\uc0c1\uc774 \ud544\uc694\ud55c \uc774\uc720<\/span><\/p>\n

  <\/o:p><\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\ub294 \ub3c8\uc744 \uc9c0\ucd9c\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc758\uc0ac\uacb0\uc815\uc5d0 \uc2ec\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4<\/span>. <\/span>\uc9c0\ucd9c\ud574\uc57c \ud560 \uac83\uacfc \uadf8\ub7ec\uc9c0 \ub9d0\uc544\uc57c \ud560 \uac83\uc5d0 \ub300\ud574 \uc815\uc2e0\uc744 \ubc14\uc9dd \ucc28\ub9ac\uace0 \uc0dd\uac01\ud558\ub3c4\ub85d \uc9c0\uc2dc\ud558\uae30\ub3c4 \ud558\uace0 \ubc18\ub300\ub85c \uadf8\ub7f0 \uc0dd\uac01\uc744 \ud558\uc9c0 \ubabb\ud558\ub3c4\ub85d \uac00\ub85c\ub9c9\uae30\ub3c4 \ud55c\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc774\uac83\uc774 \ud56d\uc0c1 \ub098\uc058\uc9c0\ub9cc\uc740 \uc54a\uc74c\uc744 \uba85\uc2ec\ud558\ub77c<\/span>. <\/span>\uc0ac\ub78c\uc758 \uc778\uc9c0\ub2a5\ub825\uc774 \uc81c\ud55c\uc801\uc77c \uc218\ubc16\uc5d0 \uc5c6\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc5fc\ub450\uc5d0 \ub450\uba74 \ub54c\ub85c\ub294 \uc2ec\ub9ac\uc801 \ud68c\uacc4 \ub355\ubd84\uc5d0 \uc720\uc6a9\ud55c \uc9c0\ub984\uae38\uc744 \ub9cc\ub4e4\uc5b4\ub0bc \uc218 \uc788\uc73c\uba70 \ub3c8 \ubb38\uc81c\uc640 \uad00\ub828\ud574\uc11c \uc9c8\uc11c\uc758\uc2dd\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uadf8\ub7fc\uc73c\ub85c\uc368 \uac00\uce58\ub97c \ud3c9\uac00\ud558\ub294 \ub2a5\ub825\uc5d0 \ubd80\uc815\uc801 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \ub290\uc2a8\ud55c \ud68c\uacc4 \uaddc\uce59\uc774 \uc790\uc8fc \ub9cc\ub4e4\uc5b4\uc9c0\uae30\ub3c4 \ud55c\ub2e4<\/span>. <\/span>\uc18c\ube44\ub97c \ud1b5\ud55c \uc990\uac70\uc6c0\uacfc \uc774\ub97c \uc704\ud574 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uace0\ud1b5\uc744 \ubd84\ub9ac\ud560 \ub54c \ud2b9\ud788 \ub354 \uadf8\ub807\ub2e4<\/span>. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Chapter 02_\ub3c8\uc5d0 \ub300\ud574 \uaf2d \uc54c\uc544\uc57c \ud560 10\uac00\uc9c0 _\uac00\uce58 \uc5c6\uc774 \uac00\uce58\ub97c \ud3c9\uac00\ud558\uc9c0 \uc54a\uc73c\ub824\uba74   5. \ub3c8\uc740 \ub300\uccb4 \uac00\ub2a5\ud558\ub2e4   \ub3c4\ub300\uccb4 \ubb34\uc2a8 \uc77c\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uac78\uae4c?   \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub780 \uc2e4\uc81c\uc801\uc778 \uac00\uce58\uc640 \uc804\ud600 \uc0c1\uad00\uc5c6\uc774 \ub3c8\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ub610 \ud558\ub098\uc758 \ubc29\uc2dd\uc774\ub2e4. \ub54c\ub85c\ub294 \uc720\uc6a9\ud55c \ub3c4\uad6c\uc77c \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc774\ub294 \ub300\uac1c \ud615\ud3b8\uc5c6\ub294 \uc758\uc0ac\uacb0\uc815\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \ub9cc\ub2e4. \ud2b9\ud788 \uc790\uc2e0\uc774 \uc774\uac83\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc804\ud600 […]<\/p>\n","protected":false},"author":2,"featured_media":553,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[24,16],"tags":[],"_links":{"self":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/554"}],"collection":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=554"}],"version-history":[{"count":1,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/554\/revisions"}],"predecessor-version":[{"id":555,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/554\/revisions\/555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/media\/553"}],"wp:attachment":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}