{"id":599,"date":"2021-05-07T05:16:02","date_gmt":"2021-05-07T05:16:02","guid":{"rendered":"http:\/\/3.35.173.53\/?p=599"},"modified":"2021-05-07T05:16:02","modified_gmt":"2021-05-07T05:16:02","slug":"%ed%96%89%eb%b3%b5-%ea%b2%bd%ec%a0%9c%ed%95%99%ec%9d%98-%ed%98%81%eb%aa%85_01_chapter-4","status":"publish","type":"post","link":"https:\/\/happyfinder.co.kr\/?p=599","title":{"rendered":"\ud589\ubcf5, \uacbd\uc81c\ud559\uc758 \ud601\uba85_01_Chapter 4"},"content":{"rendered":"<p><!--StartFragment--><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4; mso-font-width: 100%; mso-text-raise: 0pt;\">01_<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\uc2a4\ud018\uc5b4; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4;\">\uacbd\uc81c\ud559\uc5d0\uc11c \ud589\ubcf5 \uc5f0\uad6c\uc758 \uc8fc\uc694 \ubc1c\uc804<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"font-size: 18pt;\">  <\/span><!--[if !supportEmptyParas]--><span style=\"font-size: 18pt;\">&nbsp;<\/span><!--[endif]--><span style=\"font-size: 18pt;\">  <\/span><o:p><\/o:p><\/p>\n<p class=\"1\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"letter-spacing: 0pt; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4; mso-font-width: 100%; mso-text-raise: 0pt;\">Chapter 04_<\/span><span style=\"font-family: \ub098\ub214\uc2a4\ud018\uc5b4; font-size: 18pt; mso-fareast-font-family: \ub098\ub214\uc2a4\ud018\uc5b4;\">\uc2e4\uc5c5\uc740 \ud589\ubcf5\uc5d0 \uc5b4\ub5a0\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uac00<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;<\/span><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">1. \uac1c\uc778\uc801 \uc2e4\uc5c5<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\ubc1c\uc801 \uc2e4\uc5c5\uc778\uac00 \ube44\uc790\ubc1c\uc801 \uc2e4\uc5c5\uc778\uac00<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c8\uace0\uc804\ud30c \uac70\uc2dc\uacbd\uc81c\ud559\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc2e4\uc5c5\uc5d0 \ub530\ub978 \uc18c\ub4dd\uc758 \uc190\uc2e4\uacfc \ub298\uc5b4\ub09c \uc5ec\uac00 \ubc0f \ub354 \ub098\uc740 \uc77c\uc790\ub9ac \ud68d\ub4dd \uac00\ub2a5\uc131\uc744 \ube44\uad50\ud568\uc73c\ub85c\uc368 \uc790\uc2e0\uc758 \ud6a8\uc6a9\uc744 \uadf9\ub300\ud654\ud55c\ub2e4\ub294 \uacac\ud574\ub97c \uac1c\uc9c4\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uacfc\uc815\uc5d0\uc11c \uc0ac\ub78c\ub4e4\uc740 \ub178\ub3d9\uc758 \uacf5\uae09\uc744 \uc904\uc774\uac70\ub098 \ub298\ub9ac\ub294 \uac83\uacfc \uad00\ub828\ud574 \ucd5c\uc120\uc758 \uc120\ud0dd\uc744 \ud558\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub4e4\uc740 \uc2e4\uc5c5\uc790\uac00 \ub41c\ub2e4\uace0 \ud574\uc11c \ud6a8\uc6a9\uc758 \uc190\uc2e4\uc744 \uacaa\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc18\uba74\uc5d0 \uc0c8\ucf00\uc778\uc988\ud559\ud30c \uac70\uc2dc\uacbd\uc81c\ud559 \ub4f1 \ub2e4\ub978 \uc774\ub860\ub4e4\uc740 \uc720\uc5f0\ud55c \ub178\ub3d9\uc2dc\uc7a5\uc774\ub77c\ub294 \ub099\uad00\uc801\uc778 \uad00\uc810\uc744 \uacf5\uc720\ud558\uc9c0 \uc54a\ub294\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub4e4\uc740 \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc774 \uc77c\uc790\ub9ac\ub97c \uc783\uc73c\uba74 \ud6a8\uc6a9\uc758 \uc190\uc2e4\uc744 \uacaa\uc744 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4\ub294 \uc810\uc744 \uac15\uc870\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7ec\ud55c \uc190\uc2e4\uc740 \uc2e4\uc5c5 \uc218\ub2f9\uc5d0 \uc758\ud574 \uc5b4\ub290 \uc815\ub3c4 \uacbd\uac10\ub420 \uc218\ub294 \uc788\uc744 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ubcf5\uc5d0 \uad00\ud55c \uacbd\uc81c\uc801 \uc5f0\uad6c\ub294 \uc774 \ub450 \uacac\ud574 \uc911 \uc5b4\ub290 \ucabd\uc774 \ub354 \ud604\uc2e4\uc5d0 \uadfc\uc811\ud558\ub294\uc9c0\ub97c \ud310\ub2e8\ud560 \uc218 \uc788\ub294 \ubcf4\uc644\uc801\uc778 \ubc29\ubc95\uc744 \uc81c\uacf5\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ubcf5 \uc5f0\uad6c\ub97c \ud1b5\ud574 \ubc1c\uacac\ud55c \uc131\uacfc<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc8fc\uad00\uc801 \uc548\ub155\uac10\uc5d0 \uad00\ud55c \ubcf4\uace0\uc11c\ub4e4\uc740 \uc2e4\uc5c5 \uc0c1\ud0dc\uc5d0 \ub193\uc778 \uc0ac\ub78c\ub4e4\uc774 \uacbd\ud5d8\ud558\ub294 \ud6a8\uc6a9\uc218\uc900\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\uac8c \ud574 \uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[1] (Di Tella, MacCulloch, &amp; Oswald, 2003) 1975<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\ubd80\ud130 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1992<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uae4c\uc9c0 \uc720\ub7fd <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">12<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c \uad6d\uac00\ub97c \ub300\uc0c1\uc73c\ub85c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc810 \ucc99\ub3c4\ub97c \uc0ac\uc6a9\ud574 \uc0b6\uc758 \ub9cc\uc871\ub3c4\ub97c \uc870\uc0ac\ud55c \uc720\ub7fd\uc9c0\ud45c\uc870\uc0ac \uc790\ub8cc\ub97c \ud1a0\ub300\ub85c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc18c\ub4dd\uc774\ub098 \uad50\uc721\uacfc \uac19\uc740<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ubcf5\uc5d0 \uad00\ud55c \ub2e4\uc218\uc758 \uae30\ud0c0 \uacb0\uc815\uc694\uc778\ub4e4\uc744 \ud1b5\uc81c\ud55c \uacb0\uacfc<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub514 \ud154\ub77c\uc640 \ub9e4\uceec\ub7ec \uadf8\ub9ac\uace0 \uc624\uc2a4\uc648\ub4dc\ub294 \uc2e4\uc5c5 \uc0c1\ud0dc\uc5d0 \ub193\uc778 \uc0ac\ub78c\ub4e4\uc758 \ud589\ubcf5\uc774 \uace0\uc6a9 \uc0c1\ud0dc\uc5d0 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c\ub9cc \ucc28\uc774\uac00 \uc788\ub294 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc758 \ud589\ubcf5\uc5d0 \ube44\ud574 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud6e8\uc52c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub0ae\ub2e4\ub294 \uc810\uc744 \ubc1c\uacac\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\ub4e4\uc774 \uacbd\ud5d8\ud55c \uc8fc\uad00\uc801 \uc548\ub155\uac10\uc758 \uc190\uc2e4\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc810<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc804\ud600 \ub9cc\uc871\uc2a4\ub7fd\uc9c0 \uc54a\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc810<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e4\uc6b0 \ub9cc\uc871\uc2a4\ub7fd\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uc774\ub974\ub294 \ub9cc\uc871 \ucc99\ub3c4 \uc911 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">0.33<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uc774\ub974\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[2] (Clark &amp; Oswald, 1994 p.655) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc601\uad6d\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e0\uae30\uc6d0\uc744 \uc774\ub8ec \uc5f0\uad6c\uc5d0\uc11c \ud074\ub77c\ud06c\uc640 \uc624\uc2a4\uc648\ub4dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uc694\uc57d\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. \u201c<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc740 \uc774\ud63c\uc774\ub098 \ubcc4\uac70 \ub4f1\uc744 \ud3ec\ud568\ud55c \ub2e4\ub978 \uc5b4\ub5a4 \ub2e8\uc77c\ud55c \ud2b9\uc131\ubcf4\ub2e4\ub3c4 \uc548\ub155\uac10\uc5d0 \ubd80\uc815\uc801 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.\u201d<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[3] (Clark et al., 2006) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5ec\ub7ec \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc740 \ud3c9\uade0\uc801\uc73c\ub85c \uc5ec\uc131\ubcf4\ub2e4 \ub0a8\uc131\ub4e4\uc5d0\uac8c \ub354 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub0a8\uc131\ub4e4\uc740 \uc2e4\uc5c5\uc5d0 \uc798 \uc801\uc751\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[4] (Gerlach &amp; Stephan, 1996) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3c5\uc77c\uc5d0\uc11c\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">50<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc138 \uc774\uc0c1\uc758 \uc5ec\uc131\ub4e4\uc758 \uacbd\uc6b0 \uc2e4\uc5c5\uc774 \uc0b6\uc758 \ub9cc\uc871\ub3c4\ub97c \ub0ae\ucd94\uc9c0 \uc54a\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[5] (Clark &amp; Oswald, 1994) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uace0\ub4f1 \uad50\uc721\uc744 \ubc1b\uc740 \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub807\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ub4e4\uc5d0 \ube44\ud574 \uc2e4\uc5c5\uc5d0 \ub530\ub978 \uc8fc\uad00\uc801 \uc548\ub155\uac10\uc758 \uac10\uc18c\ubd84\uc774 \ub354 \ucef8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c0\uae08\uac00\uc9c0 \uc5b8\uae09\ud55c \uacb0\uacfc\ub294 \ubaa8\ub450 \uc2e4\uc5c5\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc21c\uc218<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">\u2019 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud6a8\uacfc\ub9cc\uc744 \uac70\ub860\ud55c \uac83\uc774\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc778\uc801 \uc2e4\uc5c5\uc5d0 \uc218\ubc18\ud558\ub294 \uc18c\ub4dd\uc758 \uc190\uc2e4\uc774\ub098 \uadf8 \ubc16\uc758 \uac04\uc811\uc801 \ud6a8\uacfc\ub294 \ud1b5\uc81c\ud55c \uacb0\uacfc\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[6] (Di Tella &amp; MacCulloch, 2006) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc218\ub2f9\uc758 \ud6a8\uacfc\ub294 \uc774\ub7ec\ud55c \ub9e5\ub77d\uc5d0\uc11c \uace0\ub824\ub420 \ud544\uc694\uac00 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud754\ud788 \uc2e4\uc5c5\uc218\ub2f9\uc740 \uac1c\uc778\uc758 \uc548\ub155\uac10\uc5d0 \uc0c1\ubc18\ub418\ub294 \ub450 \uac00\uc9c0 \ud6a8\uacfc\ub97c \ub3d9\uc2dc\uc5d0 \ubbf8\uce60 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc218\ub2f9\uc774 \ub298\uc5b4\ub0a0\uc218\ub85d \uc2e4\uc5c5 \uae30\uac04\ub3c4 \ub298\uc5b4\ub098\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c\ud3b8\uc73c\ub85c \uc2e4\uc5c5\uc218\ub2f9\uc740 \uc77c\uc744 \ud560 \uc218 \uc5c6\uac8c \ub428\uc73c\ub85c\uc368 \ubc1c\uc0dd\ud558\ub294 \ubb3c\uc9c8\uc801 \uc190\uc2e4\uc744 \uc904\uc5ec\uc8fc\ub294 \uce21\uba74\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd5c\uadfc \uc720\ub7fd \uad6d\uac00\ub4e4\uc758 \ub192\uc740 \uc2e4\uc5c5\ub960\uc740 \uc2e4\uc5c5\uc218\ub2f9\uc774 \uadfc\ub85c \uc758\uc696\uc744 \uc904\uc778 \uacb0\uacfc\ub85c \ubcf4\ub294 \uc2dc\uac01\uc740 \uc774\ub7ec\ud55c \uc785\uc7a5\uc744 \uc720\uc9c0\ud55c \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[7] (Di Tella, MacCulloch &amp; Oswald, 2003) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc720\ub7fd\uc5d0\uc11c\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1975<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\ubd80\ud130 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1992<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uc758 \uae30\uac04 \ub3d9\uc548 \uc2e4\uc5c5\uc218\ub2f9\uc774 \ub298\uc5b4\ub0ac\uc74c\uc5d0\ub3c4 \uc2e4\uc5c5\uc790\ub4e4\uacfc \uc77c\uc790\ub9ac\ub97c \uac00\uc9c4 \uc0ac\ub78c\ub4e4 \uc0ac\uc774\uc758 \ud589\ubcf5 \uaca9\ucc28\uac00 \uc881\ud600\uc9c0\uc9c0\uc54a\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub294 \uc815\ubd80\uc758 \ubb3c\uc9c8\uc801 \uc9c0\uc6d0\uc774 \uc2e4\uc5c5\uc5d0 \ub300\ud55c \ucc45\uc784 \uc788\ub294 \ud574\ubc95\uc774 \uc544\ub2d0 \uac00\ub2a5\uc131\uc744 \uc2dc\uc0ac\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\ub4e4\uc758 \ub0ae\uc740 \uc8fc\uad00\uc801 \uc548\ub155\uac10\uc744 \uc18c\ub4dd\uc218\uc900\uc774 \ub0ae\uae30 \ub54c\ubb38\uc774\ub77c\uac70\ub098 \uc120\ucc9c\uc801\uc73c\ub85c \ud589\ubcf5\uac10\uc744 \ub35c \ub290\ub07c\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc790\uae30 \uc120\ud0dd \ub54c\ubb38\uc774\ub77c\ub294 \ub17c\ub9ac\ub85c \uc124\uba85\ud560 \uc218 \uc5c6\ub2e4\uba74 \uc2e4\uc5c5\uc740 \ube44\uae08\uc804\uc801 \ube44\uc6a9\uacfc \uc5f0\uacb0\ub418\uc5b4\uc57c \ud560 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ubcf5\uc758 \uac10\uc18c\ub294 \ub300\uccb4\ub85c \uc2ec\ub9ac\uc801\uc774\uace0 \uc0ac\ud68c\uc801\uc778 \uc694\uc778\ub4e4\ub85c \uc124\uba85\ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2ec\ub9ac\uc801 \ube44\uc6a9\ub4e4<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc740 \ubd88\uc548\uacfc \uc6b0\uc6b8\uc744 \ub0b3\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc874\uac10\uacfc \uac1c\uc778\uc801 \ud1b5\uc81c \ub2a5\ub825\ub3c4 \ub5a8\uc5b4\ub728\ub9b0\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[8] (Goldsmith, Veum &amp; Darity, 1996) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9ce\uc740 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc2e4\uc5c5\uc790\uc77c\uc790\ub9ac\ub97c \uac00\uc9c0\uace0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc5d0 \ube44\ud574 \uc815\uc2e0\uc801\uc73c\ub85c\ub098 \uc721\uccb4\uc801\uc73c\ub85c\ub098 \uc5f4\uc545\ud55c \uac74\uac15\uc0c1\ud0dc\uc5d0 \ub193\uc778\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8 \uacb0\uacfc \uadf8\ub4e4\uc740 \uc0ac\ub9dd\ub960\ub3c4 \ub192\uace0 \uc790\uc0b4\uc744 \ud560 \uc704\ud5d8\ub3c4 \ub354 \ud06c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[9] (Ruhm, 2000) 1972<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\ubd80\ud130 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1991<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uae4c\uc9c0 \ubbf8\uad6d\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uc5f0\uad6c\uc5d0\uc11c\ub294 \uc2e4\uc5c5\ub960\uc774 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1% <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud560 \uacbd\uc6b0 \uc790\uc0b4\ub960\uc774 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1.3% <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0c1\uc2b9\ud560 \uac83\uc774\ub77c\ub294 \uc608\uce21\uce58\uac00 \uc81c\ucd9c\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac8c\ub2e4\uac00 \uc2e4\uc5c5 \uc0c1\ud0dc\uc5d0 \ub193\uc778 \uc0ac\ub78c\ub4e4\uc740 \uc74c\uc8fc\ub7c9\uc744 \ub298\ub9ac\ub294 \uacbd\ud5a5\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc778\uc801 \uad00\uacc4\uc5d0\uc11c \uae34\uc7a5\ub3c4\uac00 \ub354 \ub192\uc558\uace0 \ucc98\uc74c \ud574\uace0\ub2f9\ud55c \uc0ac\ub78c\ub4e4\uc758 \uacbd\uc6b0 \uc774\ub7ec\ud55c \uc2ec\ub9ac\uc801 \ube44\uc6a9\uc774 \ud6e8\uc52c \ub192\uc558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc18\uba74 \uc2e4\uc5c5 \uacbd\ud5d8\uc774 \uc788\ub358 \uc0ac\ub78c\ub4e4\uc740 \uace0\ud1b5\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc775\uc219\ud574\uc84c\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[10] (Clark, Georgellis &amp; Sanfey, 2001; Lucas, Clark, Georgellis &amp; Diener, 2004) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7ec\ud55c \uacb0\uacfc\ub294 \uc2e4\uc5c5\uc774 \uc65c \uc9c0\uc18d\ub418\ub294\uc9c0\ub97c \ubd80\ubd84\uc801\uc73c\ub85c\ub098\ub9c8 \uc124\uba85\ud574 \uc900\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&#8211; <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uaddc\ubc94<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[11] (Stutzer &amp; Lalive, 2004) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\ub4e4\uc758 \uc8fc\uad00\uc801 \uc548\ub155\uac10\uacfc \uad00\ub828\ud574 \uc0ac\ud68c\uc801 \uaddc\ubc94\uc774 \ub2f4\ub2f9\ud558\ub294 \uc5ed\ud560\uc740 \uc2a4\ud22c\ucc98\uc640 \ub77c\ub9ac\ube0c\uc5d0 \uc758\ud574 \ubd84\uc11d\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubb38\ud5cc\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uaddc\ubc94\uc774\ub780 \uc0ac\ud68c\uc801\uc73c\ub85c \ubc14\ub78c\uc9c1\ud55c \ud589\uc704\ub77c\uace0 \uacf5\uc720\ub418\ub294 \ubbff\uc74c\uc758 \uaddc\uce59\ub4e4\ub85c \uc694\uc57d\ub420 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\uac00 \ub41c \uc0ac\ub78c\ub4e4\uc740 \ub178\ub3d9\uc744 \ud574\uc57c\ub41c\ub2e4\ub294 \uaddc\ubc94\uacfc \ud0c0\uc778\uc5d0\uac8c \uc758\uc874\ud574\uc11c\ub294 \uc548\ub41c\ub2e4\ub294 \uaddc\ubc94\uc5d0 \uc21c\uc751\ud558\ub77c\ub294 \ub0b4\uc801 \uc555\ub825\uc744 \ub290\ub07c\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub178\ub3d9\uc5d0 \ub300\ud55c \uc0ac\ud68c\uc801 \uaddc\ubc94\uc774 \uc548\ub155\uac10\uc5d0 \ubbf8\uce58\ub294 \ud6a8\uacfc\ub294 \ub2e8\uc21c\ud558\ub2e4\uace0 \ud560 \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2dc\ubbfc\ub4e4\uc758 \uc9c1\uc811\uc801\uc778 \ucc38\uc815\uad8c\uc774 \ubcf4\uc7a5\ub41c\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud604\uc2e4\uc801\uc778 \uc815\uce58\uc801 \uc758\uc0ac\uacb0\uc815 \uacfc\uc815\uc5d0 \uadf8\ub4e4\uc758 \uadfc\ub85c\uaddc\ubc94\ub3c4 \uc5b4\ub290 \uc815\ub3c4\ub294 \ubc18\uc601\ub418\uac8c \ub9c8\ub828\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uc218\ub2f9\uc758 \uc218\uc900\uc744 \ub193\uace0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1997<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc2a4\uc704\uc2a4\uc5d0\uc11c \ubc8c\uc778 \uad6d\ubbfc\ud22c\ud45c\uac00 \ub300\ud45c\uc801\uc778 \uc0ac\ub840\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[12] (Bohnet &amp; Fery, 1994; Fery, 1994) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc9c1\uc811\ubbfc\uc8fc\uc8fc\uc758\ub97c \uc9c0\ud5a5\ud558\ub294 \uc758\uc0ac\uacb0\uc815 \uacfc\uc815\uc5d0\uc11c\ub294 \uc0ac\ud68c\uc801 \uc758\uc81c\ub97c \uacf5\uc801\uc73c\ub85c \ud1a0\ub860\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[13] (Cotter et al., 1995) <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); color: rgb(255, 0, 0); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">p.99<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\"> <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \uadf8\ub9bc\uc740 \uc2a4\uc704\uc2a4 \ub0b4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">26<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c \uc8fc\uc758 \ud22c\ud45c\uacb0\uacfc\uc640 \ucf54\ud130 \ub4f1\uc5d0 \uc758\ud574 \uc218\ud589\ub41c \uac1c\uc778\ub4e4\uc758 \uadfc\ub85c \uac00\uce58\uad00\uc5d0 \uad00\ud55c \uc124\ubb38\uc870\uc0ac \uc751\ub2f5\uc744 \ube44\uad50\ud558\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94\uc758 \uac15\ub3c4\ub97c \uce21\uc815\ud558\ub294 \ub450 \ucc99\ub3c4\ub4e4 \uc0ac\uc774\uc758 \uc0c1\uad00\uacc4\uc218\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">0.55<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc600\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989 \uc5ec\ub7ec \uc8fc\uc5d0 \uac78\uccd0 \uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94\uc758 \uac15\ub3c4\ub97c \uce21\uc815\ud558\ub294 \uc774\ub4e4 \ub450 \ucc99\ub3c4 \uc0ac\uc774\uc5d0\ub294 \uc815<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(+)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \uac15\ud55c \uc0c1\uad00\uad00\uacc4\uac00 \uc874\uc7ac\ud588\ub358 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94\uc774 \uc2e4\uc5c5\uc790\uc758 \uc548\ub155\uac10\uc5d0 \ubbf8\uce58\ub294 \ud6a8\uacfc\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uacbd\ud5d8\uc801 \uacb0\uacfc\ub4e4\uc744 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">&lt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud45c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4.1&gt;<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uc81c\uc2dc\ub418\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc885\uc18d\ubcc0\uc218\uc5d0 \uc8fc\uad00\uc801 \uc548\ub155\uac10\uc5d0 \uad00\ud55c \uc21c\uc704 \uc815\ubcf4\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc5d0 \uac00\uc911\uc21c\uc704 \ud504\ub85c\ube57 \ubaa8\ud615\uc5d0 \uae30\ucd08\ud55c \uacc4\ub7c9\uacbd\uc81c\ud559\uc801 \ubd84\uc11d\uc744 \ud589\ud588\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc608\ub97c \ub4e4\uc5b4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud53c\uc6a9\uc790\uc5d0\uc11c \uc2e4\uc5c5\uc790\ub85c \uc804\ub77d\ud560 \uacbd\uc6b0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">9 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">10<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc758 \uc8fc\uad00\uc801 \uc548\ub155\uac10\uc744 \uc9c4\uc220\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \ud655\ub960\uc774 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">34.9% <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc904\uc5b4\ub4e0\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud45c\ub97c \ubcf4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc774 \uac15\ub825\ud55c \uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94\uc744 \uacf5\uc720\ud560\uc218\ub85d<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub178\ub3d9\uc774 \uc0b6\uc758 \ub9cc\uc871\ub3c4\uc5d0 \ub354\uc6b1 \ud06c\uac8c \uae30\uc5ec\ud55c\ub2e4\ub294 \uac83\uc744 \ub73b\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uc0ac\ud68c\uc5d0\uc11c \uc2e4\uc5c5\uc218\ub2f9 \uac10\ucd95\uc744 \uc120\ud638\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \ube44\uc911\uc774 \ub192\uc744\uc218\ub85d \uadf8 \uc18d\uc5d0\uc11c \uc2e4\uc5c5\uc790\ub85c \uc0b4\uc544\uac00\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc0b6\uc758 \ub9cc\uc871\ub3c4\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uace0\uc6a9 \uc0c1\ud0dc\uc5d0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc5d0 \ube44\ud574<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub0ae\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub7ec\ud55c \uacb0\uacfc\ub294 \uc2e4\uc5c5\uc790\ub4e4\uc758 \uc548\ub155\uac10\uacfc \uad00\ub828\ud574 \uc0ac\ud68c\uc801 \uaddc\ubc94\uc774 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uacac\ud574\uc640 \uc77c\uce58\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<table class=\"__se_tbl_ext\" style=\"border: 0.28pt solid rgb(0, 0, 0); border-image: none; border-collapse: collapse; table-layout: fixed; mso-table-overlap: never;\">\n<tbody>\n<tr>\n<td valign=\"middle\" style=\"padding: 1.41pt 5.1pt; border: currentColor; border-image: none; width: 419.55pt; height: 12.82pt;\" colspan=\"3\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud45c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4.1 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud53c\uc6a9\uc790 \ubc0f \uc2e4\uc5c5\uc790\uc758 \uc0b6\uc758 \ub9cc\uc871\uacfc \uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94\uc758 \uc5ed\ud560<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, 1997<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc2a4\uc704\uc2a4<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width: medium medium 0 1px; border-style: none none solid; border-color: currentColor currentColor rgb(0, 0, 0); padding: 1.41pt 5.1pt; width: 419.55pt; height: 78.9pt;\" colspan=\"3\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc885\uc18d\ubcc0\uc218 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0b6\uc758 \ub9cc\uc871<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(1~10), <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uc911\uc21c\uc704 \ud504\ub85c\ube57 \ucd94\uc815<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubd84\uc0b0\uc740 \ud654\uc774\ud2b8 \ucd94\uc815\ub7c9<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(White estimator) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\uc6a9<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uad04\uc624 \ud55c\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">z <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac12\uc740 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">125<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc758 \ucee4\ubba4\ub2c8\ud2f0 \uad70\uc9d1\uc5d0 \ub300\ud574 \uc870\uc815\ub41c \uacac\uace0\ud45c\uc900\uc624\ucc28\uc5d0 \uae30\ucd08<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c\uacc4\uc801 \ud6a8\uacfc\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1 <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud45c\uc900\ud3b8\ucc28\ub97c \uae30\uc900\uc73c\ub85c \ud55c \uac83\uc774\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub354\ubbf8\ubcc0\uc218\uc758 \uacbd\uc6b0\uc5d0\ub294 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">0<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0\uc11c <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub85c\uc758 \ubcc0\ud654\ub85c \ud45c\ud604<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uaddc\ubc94\uc758 \uac15\ub3c4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">= <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc218\ub2f9\uc758 \ucd95\uc18c\ub97c \uc120\ud638\ud558\ub294 \uc720\uad8c\uc790 \ube44\uc728<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc720\uc758\uc218\uc900 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(*) 0.1 &gt; p &gt; 0.05, * 0.05 &gt; p &gt; 0.01, **p&lt;0.01<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width: 0 1px medium 1px; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width: 0 1px medium 1px; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac00\uc911\uc21c\uc704 \ud504\ub85c\ube57<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width: 0 1px medium 1px; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud55c\uacc4\ud6a8\uacfc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(9 ~ 10<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc810<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-weight: bold; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94 \uac15\ub3c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(%\/10)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">0.011(*)<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(1.96)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4.75<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc0c1\ud0dc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(U)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-1.214**<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(-6.26)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-34.91<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ud68c\uc801 \uadfc\ub85c\uaddc\ubc94 \uac15\ub3c4 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">X U<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-0.045**<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(-3.03)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-19.89<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5 \uc9c0\uc18d \uae30\uac04<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-0.275**<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(-2.90)<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 29.34pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-3.14<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uc778\uc801 \ud2b9\uc131<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">Yes<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucee4\ubba4\ub2c8\ud2f0 \uc22b\uc790<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">125<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc751\ub2f5\uc790 \uc22b\uc790<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1,397<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 159.66pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud53c\uc6a9\uc790<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc5f0\ub85c\uadf8\uac12<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 103.06pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">-2,358,83<\/span><\/p>\n<\/td>\n<td valign=\"middle\" style=\"border-width:1px medium; border-style: solid none; border-color: rgb(0, 0, 0) currentColor; padding: 1.41pt 5.1pt; width: 156.83pt; height: 12.82pt;\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"middle\" style=\"border-width:1px medium medium; border-style: solid none none; border-color: rgb(0, 0, 0) currentColor currentColor; padding: 1.41pt 5.1pt; width: 419.55pt; height: 26.66pt;\" colspan=\"3\">\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ucd9c\ucc98 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: Stutzer &amp; Lalive, 2004<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6d0\uc790\ub8cc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">: Leu, Burri &amp; Priester, 1997, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\uc704\uc2a4 \uc2dc\ud611\ud68c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac01 \uc5f0\ub3c4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">), <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; font-size: 9pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2a4\uc704\uc2a4\uc5f0\ubc29\ud1b5\uacc4\uccad \ub370\uc774\ud130 \uc11c\ube44\uc2a4<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ubcf5 \uc5f0\uad6c\ub294 \uc2e4\uc5c5\uc774 \uac1c\uc778\uc758 \uc548\ub155\uac10\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ud06c\uac8c \ubbf8\uce5c\ub2e4\ub294 \uc810\uacfc \uad00\ub828\ud574 \uc911\uc694\ud55c \ud1b5\ucc30\uc744 \uc81c\uacf5\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[14] (Clark &amp; Oswald, 1994) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\ub4e4\uc740 \uc790\uc2e0\uc758 \uc6b4\uba85\uc5d0 \uc801\uc751\ud558\uba74\uc11c \uc2dc\uac04\uc774 \ud750\ub97c\uc218\ub85d \ubd88\ud589\uac10\uc744 \ub35c \ub290\ub07c\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\uc640 \uad00\ub828\ud574<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc790\ub4e4\uc740 \uc5b8\uc81c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub5bb\uac8c \uadf8\ub9ac\uace0 \uc5b4\ub290 \uc815\ub3c4\ub85c \ud68c\ubcf5\ud558\ub294\uac00\uc5d0 \uad00\ud55c \uc880 \ub354 \uc2ec\uce35\uc801 \uc5f0\uad6c\uac00 \uc55e\uc73c\ub85c \ud544\uc694\ud558\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub610\ud55c \uc2e4\uc5c5\uc790\ub4e4\uc774 \uc5b4\ub5a0\ud55c \uc870\uac74 \uc544\ub798<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \uc5b4\ub290 \uc815\ub3c4\ub85c \ub0a8\uacfc \ube44\uad50\ud558\uace0 \ubd88\ud589\uac10\uc744 \uc904\uc77c \uac83\uc778\uac00\uc640 \uac19\uc740 \ub9e5\ub77d\uc801 \ud6a8\uacfc\uc5d0 \uad00\ud55c \ucca0\uc800\ud55c \uac80\ud1a0\ub3c4 \uc694\uad6c\ub41c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"0\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">[15] (Lyubomirsky, Sheldon &amp; schkade, 2005) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc6b0\ub9ac\ub294 \uc2e4\uc5c5\uc790\uac00 \ub420 \ub54c\uc758 \ucd5c\ucd08 \ucda9\uaca9\uc73c\ub85c\ubd80\ud130 \ud68c\ubcf5\uc774 \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc9c0\ub294\uac00\uc5d0 \uad00\ud574 \ub354\uc6b1 \uc798 \uc54c\uac8c \ub420\uc218\ub85d <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">\u2018<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ud589\ubcf5\uc774 \uc5b4\ub5bb\uac8c \uc9c0\uc18d \uac00\ub2a5\ud55c\uac00<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">(sustainable happiness\u2019<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5d0 \uad00\ud574\uc11c\ub3c4 \ub354 \ub098\uc740 \uc774\ud574\ub97c \uac16\uac8c \ub420 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; font-family: Times New Roman; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt; mso-ascii-font-family: Times New Roman;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">&nbsp;<\/span><\/p>\n<p class=\"2\" style=\"background: rgb(255, 255, 255); mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt; mso-list: l65534 level1 lfo65535;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">2. \uad6d\ubbfc\uacbd\uc81c \ucc28\uc6d0\uc5d0\uc11c\uc758 \uc2e4\uc5c5<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[16] (Di Tella, MacCulloch &amp; Oswald, 2003) 1972<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\ubd80\ud130 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1991<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\uc758 \uae30\uac04 \ub3d9\uc548 \uc720\ub7fd <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">12<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uac1c\uad6d\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \ub514 \ud154\ub77c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub9e4\uceec\ub7ec \uadf8\ub9ac\uace0 \uc624\uc2a4\uc648\ub4dc\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e4\ub978 \ubaa8\ub4e0 \uc694\uc778\uc744 \uc77c\uc815\ud558\uac8c \ud1b5\uc81c\ud55c \uc0c1\ud669\uc5d0\uc11c \uad6d\ubbfc\uacbd\uc81c \uc804\uccb4\uc758 \uc2e4\uc5c5\ub960\ub9cc <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc720\ub7fd \ud3c9\uade0\uc778<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">) 9%<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub85c\ubd80\ud130 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">10%<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub85c \uc0c1\uc2b9\ud560 \uacbd\uc6b0 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">4<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc810 \ucc99\ub3c4\ud558\uc5d0 \uc9c4\uc220\ub41c \uc0b6\uc758 \ub9cc\uc871\ub3c4\uac00 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">0.028<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc810 \uc904\uc5b4\ub4e4\uc5c8\ub294\ub370<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub294 \ub300\ub2e8\ud788 \ud070 \ud6a8\uacfc\ub77c\uace0 \ubcfc \uc218 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc989 \uc2e4\uc5c5\ub960\uc774 \uc57d\uac04\ub9cc \uc0c1\uc2b9\ud574\ub3c4 \uc804\uccb4 \uc778\uad6c\uc758 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">2%<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub97c \ub118\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc0b6\uc758 \ub9cc\uc871\ub3c4\ub97c \ud55c \ub2e8\uacc4 \ub0ae\ucd94\ub294 \uac83 \uac19\uc740 \uacb0\uacfc\uac00 \ubc1c\uc0dd\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4 \uc0ac\uc774\uc758 \uc911\uc694\ud55c \uc0c1\ud638\uc791\uc6a9\uc740 \uc900\uac70\uc9d1\ub2e8\uc744 \uc911\uc2ec\uc73c\ub85c \uc774\ub904\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc0ac\ub78c\ub4e4\uc740 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uacfc\uc758 \ube44\uad50 \uc18d\uc5d0\uc11c \uc790\uc2e0\uc758 \uc18c\ub4dd\uc744 \ud3c9\uac00\ud55c\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[17] (Lalive, 2005) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc790\uc2e0\uc774 \ucc98\ud55c \uc0c1\ud669\uc5d0 \ub300\ud55c \ud310\ub2e8\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc2e4\uc5c5\uc774 \ub3d9\uc2dc\uc5d0 \ub9ce\uc740 \uc0ac\ub78c\uc744 \uc5c4\uc2b5\ud55c\ub2e4\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub099\uc778<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(stigma)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774\ub098 \uc0ac\ud68c\uc801 \ube44\ub09c<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">(social disapproval)<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc740 \ud655\uc2e4\ud788 \ub35c\ud560 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[18] (Clark, 2003) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3d9\ub8cc\uc758 \uace0\uc6a9 \uc0c1\ud0dc\ub97c \uc900\uac70\uc9d1\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud558\uac70\ub098 \uadf8\uac83\uc774 \uc5b4\ub824\uc6b8 \uacbd\uc6b0 \uac70\uc8fc \uc9c0\uc5ed\uc758 \uace0\uc6a9 \uc0c1\ud0dc\ub97c \uc900\uac70\uc9d1\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud568\uc73c\ub85c\uc368<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, 1991<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144\ubd80\ud130 <\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">1996<\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub144 \uc0ac\uc774\uc758 \uc601\uad6d \uc790\ub8cc\ub97c \ub300\uc0c1\uc73c\ub85c \uc774\ub7ec\ud55c \uc720\ud615\uc758 \ud589\ubcf5\ud568\uc218\ub97c \uc124\uc815\ud588\ub358 \uc801\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub2e4\ub978 \uc120\ud589\uc5f0\uad6c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc2e4\uc5c5\uc790\ub4e4\uc740 \uc77c\uc790\ub9ac\ub97c \uac00\uc9c0\uace0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc5d0 \ube44\ud574 \ud604\uc2e4\uc5d0 \ub300\ud55c \ubd88\ub9cc\uc774 \ub354 \ucef8\uace0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc804\uccb4 \uc2e4\uc5c5\ub960\uc774 \ub192\uc744\uc218\ub85d \ud589\ubcf5\uc744 \ub0ae\ucdc4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ubc18\uba74<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub3d9\ub8cc\ub098 \uac19\uc740 \uc9c0\uc5ed\uc758 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc77c\uc790\ub9ac\ub97c \uc783\uc744 \uacbd\uc6b0 \uace0\ud1b5\uc744 \uc2e4\uc81c\ub85c \ub35c \ub290\uaf08\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacbd\uc81c \uc804\uccb4 \uc2e4\uc5c5\ub960\uc744 \uc900\uac70\ub85c \ud574\ub3c4 \uac19\uc740 \uacb0\uacfc\ub97c \uc5bb\uc5c8\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\">  <!--[if !supportEmptyParas]-->&nbsp;<!--[endif]-->  <o:p><\/o:p><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc900\uac70\uc9d1\ub2e8\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc790\uc2e0\uc758 \uc2e4\uc5c5\uc73c\ub85c \uc5be\ub098 \uace0\ud1b5\uc744 \uacaa\ub294\uc9c0\ub97c \ubcf4\uc77c \ub54c \uc911\uc694\ud558\uac8c \uace0\ub824\ub418\ub294 \uc694\uc778\ub4e4\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[19] (Falk &amp; Knell, 2004) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub7ec\ub098 \uc0ac\ub78c\ub4e4\uc774 \uae30\uc900\uc73c\ub85c \uc0bc\ub294 \uc9d1\ub2e8\ub4e4\uc740 \uc678\uc0dd\uc801\uc73c\ub85c \uacb0\uc815\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uba70<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc5b4\ub290 \uc815\ub3c4\ub294 \uadf8\ub4e4\uc5d0 \uc758\ud574 \uc120\ud0dd\ub418\ub294 \uce21\uba74\ub3c4 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc77c\uc790\ub9ac\ub97c \uc783\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc790\uc2e0\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc2e4\uc5c5 \uc0c1\ud0dc\uc5d0 \ub193\uc778 \uc0ac\ub78c\ub4e4\uacfc \uc5b4\uc6b8\ub9ac\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uacf5\ud1b5\uc810\uc774 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">[20] (Kraft, 2001) <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uadf8\ub9ac\uace0 \ud55c\ucabd \ubc30\uc6b0\uc790\uac00 \uc2e4\uc5c5 \uc0c1\ud0dc\uc5d0 \ub193\uc77c \uacbd\uc6b0 \uacb0\ud63c\uc774\ub098 \ub3d9\uac70\uac00 \uae68\uc9c8 \uc704\ud5d8\uc774 \ub192\uc544\uc9c4\ub2e4\ub294 \uc810\ub3c4 \uc798 \uc54c\ub824\uc9c4 \uc0ac\uc2e4\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.<\/span><\/p>\n<p class=\"3\" style=\"background: rgb(255, 255, 255); text-indent: 0pt; mso-pagination: none; mso-padding-alt: 0pt 0pt 0pt 0pt;\"><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc774 \ubaa8\ub4e0 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc900\uac70\uc9d1\ub2e8\uc758 \uc815\uc758\ub294 \ub178\ub3d9\uc2dc\uc7a5\uc5d0\uc11c \ub2f9\uc0ac\uc790\uac00 \uc5b4\ub5a0\ud55c \uc9c0\uc704\uc5d0 \uc788\ub294\uac00\uc5d0 \ub530\ub77c \uc870\uc815\uc774 \uc774\ub904\uc9c4\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">. <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\ub530\ub77c\uc11c \ud589\ubcf5\uc5d0 \uad00\ud55c \uc778\uacfc\uad00\uacc4\uc758 \uacbd\uc6b0<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">, <\/span><span style=\"background: rgb(255, 255, 255); font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515;\">\uc900\uac70\uc9d1\ub2e8\uc758 \uc120\ud0dd\uc774 \uc2e4\uc5c5\uc758 \uac00\uce58\ud3c9\uac00\ub97c \uacb0\uc815\ud55c\ub2e4\uace0 \uc77c\uc758\uc801\uc73c\ub85c \uc774\uc57c\uae30\ud560 \uc218\ub294 \uc5c6\ub294 \uac83\uc774\ub2e4<\/span><span lang=\"EN-US\" style=\"background: rgb(255, 255, 255); letter-spacing: -0.3pt; mso-fareast-font-family: \ub098\ub214\ubc14\ub978\uace0\ub515; mso-font-width: 97%; mso-text-raise: 0pt;\">.&nbsp;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>01_\uacbd\uc81c\ud559\uc5d0\uc11c \ud589\ubcf5 \uc5f0\uad6c\uc758 \uc8fc\uc694 \ubc1c\uc804 &nbsp; Chapter 04_\uc2e4\uc5c5\uc740 \ud589\ubcf5\uc5d0 \uc5b4\ub5a0\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uac00 &nbsp; &nbsp; 1. \uac1c\uc778\uc801 \uc2e4\uc5c5 &nbsp; \uc790\ubc1c\uc801 \uc2e4\uc5c5\uc778\uac00 \ube44\uc790\ubc1c\uc801 \uc2e4\uc5c5\uc778\uac00 &nbsp; \uc0c8\uace0\uc804\ud30c \uac70\uc2dc\uacbd\uc81c\ud559\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc2e4\uc5c5\uc5d0 \ub530\ub978 \uc18c\ub4dd\uc758 \uc190\uc2e4\uacfc \ub298\uc5b4\ub09c \uc5ec\uac00 \ubc0f \ub354 \ub098\uc740 \uc77c\uc790\ub9ac \ud68d\ub4dd \uac00\ub2a5\uc131\uc744 \ube44\uad50\ud568\uc73c\ub85c\uc368 \uc790\uc2e0\uc758 \ud6a8\uc6a9\uc744 \uadf9\ub300\ud654\ud55c\ub2e4\ub294 \uacac\ud574\ub97c \uac1c\uc9c4\ud55c\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc0ac\ub78c\ub4e4\uc740 \ub178\ub3d9\uc758 \uacf5\uae09\uc744 \uc904\uc774\uac70\ub098 \ub298\ub9ac\ub294 \uac83\uacfc \uad00\ub828\ud574 \ucd5c\uc120\uc758 \uc120\ud0dd\uc744 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":598,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"footnotes":""},"categories":[24,16],"tags":[],"_links":{"self":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/599"}],"collection":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=599"}],"version-history":[{"count":1,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/599\/revisions"}],"predecessor-version":[{"id":600,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/599\/revisions\/600"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/media\/598"}],"wp:attachment":[{"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}